D. Ruddle Limited - Accounts to registrar (filleted)

REGISTERED NUMBER: 06507953 (England and Wales)

Unaudited Financial Statements for the Year Ended 28 February 2026

for

D. Ruddle Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

D Ruddle

SECRETARY:

Mrs Ruddle

REGISTERED OFFICE:

18 Woodlands Park

Bexley

Kent

DA5 2EL

REGISTERED NUMBER:

06507953 (England and Wales)

ACCOUNTANTS:

Latham Lambourne Ltd

18 Woodlands Park

Bexley

Kent

DA5 2EL

FIXED ASSETS

Intangible assets

4

1

Tangible assets

5

829

1,104

830

1,105

CURRENT ASSETS

Debtors

6

123,065

147,734

Cash at bank

236,863

107,655

359,928

255,389

CREDITORS

Amounts falling due within one year

7

42,200

47,440

NET CURRENT ASSETS

317,728

207,949

TOTAL ASSETS LESS CURRENT
LIABILITIES

318,558

209,054

CAPITAL AND RESERVES

Called up share capital

2

Retained earnings

318,556

209,052

SHAREHOLDERS' FUNDS

318,558

209,054

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 28 February 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 28 February 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 17 August 2026 and were signed by:

D Ruddle - Director

1.	STATUTORY INFORMATION

D. Ruddle Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

represents commissions received from the sale of financial products.

Goodwill

Goodwill represented the purchase of a client base. It was amortised over 3 years.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

25% on reducing balance and 25% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2025 - 2 ) .

4.	INTANGIBLE FIXED ASSETS

Goodwill

£

COST

At 1 March 2025

and 28 February 2026

2,500

AMORTISATION

At 1 March 2025

and 28 February 2026

2,499

NET BOOK VALUE

At 28 February 2026

1

At 28 February 2025

1

5.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 March 2025

and 28 February 2026

7,398

DEPRECIATION

At 1 March 2025

6,294

Charge for year

275

At 28 February 2026

6,569

NET BOOK VALUE

At 28 February 2026

829

At 28 February 2025

1,104

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

28.2.26

28.2.25

£

Other debtors

123,065

147,734

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

28.2.26

28.2.25

£

Trade creditors

-

576

Taxation and social security

40,328

45,304

Other creditors

1,872

1,560

42,200

47,440

8.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 28 February 2026 and 28 February 2025:

28.2.26

28.2.25

£

D Ruddle

Balance outstanding at start of year

144,034

147,059

Amounts advanced

-

4,200

Amounts repaid

(24,773

)

(7,225

)

Amounts written off

-

Amounts waived

-

Balance outstanding at end of year

119,261

144,034