REGISTERED NUMBER: 12998643 (England and Wales)

ABRIDGED UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 NOVEMBER 2025

FOR

SJ INVESTMENT GROUP LTD

Page

Company Information

1

Abridged Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

M Skirving

REGISTERED OFFICE:

Fusion Hive

Northshore Road

Stockton-on-Tees

TS18 2NB

REGISTERED NUMBER:

12998643 (England and Wales)

ACCOUNTANTS:

Baines Jewitt Limited

Chartered Accountants

Spitfire House

19 Falcon Court

Preston Farm Ind. Est.

Stockton-on-Tees

TS18 3TU

FIXED ASSETS

Investment property

4

132,640

132,640

CURRENT ASSETS

Debtors

1,406

1,339

Cash at bank

12,664

11,488

14,070

12,827

CREDITORS

Amounts falling due within one year

43,027

41,936

NET CURRENT LIABILITIES

(28,957

)

(29,109

)

TOTAL ASSETS LESS CURRENT LIABILITIES

103,683

103,531

CREDITORS

Amounts falling due after more than one year

5

97,124

97,115

NET ASSETS

6,559

6,416

CAPITAL AND RESERVES

Called up share capital

2

2

Retained earnings

6,557

6,414

6,559

6,416

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Income Statement and an abridged Balance Sheet for the year ended 30 November 2025 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 21 August 2026 and were signed by:

M Skirving - Director

1.	STATUTORY INFORMATION

SJ Investment Group Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover represents rental income from the letting of residential properties.

Investment property

Investment property is shown at the director's most recent estimated valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was NIL (2024 - NIL).

4.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 December 2024

and 30 November 2025

132,640

NET BOOK VALUE

At 30 November 2025

132,640

At 30 November 2024

132,640

In the opinion of the director, the above is a reasonable estimation of market value at 30 November 2025.

5.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN FIVE YEARS

2025

2024

£

£

Repayable by instalments

Other loans repayable in more

than five years by instalments

97,124

97,115

97,124

97,115

6.	SECURED DEBTS

The following secured debts are included within creditors:

2025

2024

£

£

Other loans

97,124

97,115

The above are mortgage loans, which are secured by charges over the investment properties in favour of Mortgage Works (UK) Plc.