White & Lloyd Ltd - Accounts to registrar (filleted)

REGISTERED NUMBER: 09290835

Financial Statements for the Year Ended 30 November 2025

for

White & Lloyd Ltd

Page

Company Information

1

Abridged Balance Sheet

2

Notes to the Financial Statements

4

Report of the Accountant

7

DIRECTORS:

Mr William Thomas Lloyd

Mr Michael Charles White

REGISTERED OFFICE:

Devon House

11 High Street

Thames Ditton

Surrey

KT7 0SD

REGISTERED NUMBER:

09290835

ACCOUNTANT:

Marden & Co Accountants Limited

45 Nork Way

Banstead

Surrey

SM7 1PB

FIXED ASSETS

Tangible assets

4

180,102

182,846

CURRENT ASSETS

Debtors

156,746

615,580

Cash at bank and in hand

97,035

107,453

253,781

723,033

CREDITORS

Amounts falling due within one year

240,248

276,512

NET CURRENT ASSETS

13,533

446,521

TOTAL ASSETS LESS CURRENT
LIABILITIES

193,635

629,367

CREDITORS

Amounts falling due after more than one
year

5

193,270

211,452

NET ASSETS

365

417,915

CAPITAL AND RESERVES

Called up share capital

6

2

Retained earnings

363

417,913

SHAREHOLDERS' FUNDS

365

417,915

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Income Statement and an abridged Balance Sheet for the year ended 30 November 2025 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 20 March 2026 and were signed on its behalf by:

Mr Michael Charles White - Director

Mr William Thomas Lloyd - Director

1.	STATUTORY INFORMATION

White & Lloyd Ltd is a private company, limited by shares , registered in Not specified/Other. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

25% on cost

Fixtures and fittings

-

25% on cost

Motor vehicles

-

25% on cost

Computer equipment

-

25% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 16 (2024 - 15 ) .

4.	TANGIBLE FIXED ASSETS

Totals

£

COST

At 1 December 2024

240,184

Additions

3,251

At 30 November 2025

243,435

DEPRECIATION

At 1 December 2024

57,338

Charge for year

5,995

At 30 November 2025

63,333

NET BOOK VALUE

At 30 November 2025

180,102

At 30 November 2024

182,846

5.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN FIVE
YEARS

2025

2024

£

Repayable otherwise than by instalments

Bank loans more 5 yrs non-inst

175,088

6.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2025

2024

value:

£

200

Ordinary

£.01

2

7.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 30 November 2025 and 30 November 2024:

2025

2024

£

Mr Michael Charles White

Balance outstanding at start of year

-

Amounts advanced

15,458

-

Amounts repaid

-

Amounts written off

-

Amounts waived

-

Balance outstanding at end of year

15,458

-

Mr William Thomas Lloyd

Balance outstanding at start of year

-

Amounts advanced

33,852

-

Amounts repaid

-

Amounts written off

-

Amounts waived

-

Balance outstanding at end of year

33,852

-

8.	RELATED PARTY DISCLOSURES

White & Lloyd Consulting Engineers Ltd is a company which is 100% controlled and managed by the company directors Mr Michael White and William Lloyd.

Amount payable to White & Lloyd Consulting Engineers Ltd as at balance sheet date was £ 62,925 (2024: £62,925)

9.	ULTIMATE CONTROLLING PARTY

The controlling party is Michael White and William Lloyd.

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Abridged Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 30 November 2025 set out on page nil and you consider that the company is exempt from an audit.

In accordance with your instructions, I have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to me.

Marden & Co Accountants Limited

45 Nork Way

Banstead

Surrey

SM7 1PB

20 March 2026