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Company No: 10389325 (England and Wales)

PHOENIX FINANCE LTD

UNAUDITED FINANCIAL STATEMENTS
FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025
PAGES FOR FILING WITH THE REGISTRAR

PHOENIX FINANCE LTD

UNAUDITED FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025

Contents

PHOENIX FINANCE LTD

COMPANY INFORMATION

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025
PHOENIX FINANCE LTD

COMPANY INFORMATION (continued)

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025
DIRECTORS N Batish
N Batish
SECRETARY N Batish
REGISTERED OFFICE Salatin House
19 Cedar Road
Sutton
SM2 5DA
United Kingdom
COMPANY NUMBER 10389325 (England and Wales)
ACCOUNTANT Shaw Gibbs Limited
Salatin House
19 Cedar Road
Sutton
SM2 5DA
PHOENIX FINANCE LTD

BALANCE SHEET

AS AT 31 DECEMBER 2025
PHOENIX FINANCE LTD

BALANCE SHEET (continued)

AS AT 31 DECEMBER 2025
Note 2025 2024
£ £
Fixed assets
Tangible assets 4 10,555 19,673
10,555 19,673
Current assets
Debtors 5 2,501 89,763
Cash at bank and in hand 6 230,083 288,497
232,584 378,260
Creditors: amounts falling due within one year 7 ( 1,949) ( 77,096)
Net current assets 230,635 301,164
Total assets less current liabilities 241,190 320,837
Net assets 241,190 320,837
Capital and reserves
Called-up share capital 8 100 100
Profit and loss account 241,090 320,737
Total shareholders' funds 241,190 320,837

For the financial year ending 31 December 2025 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The financial statements of Phoenix Finance Ltd (registered number: 10389325) were approved and authorised for issue by the Board of Directors on 26 August 2026. They were signed on its behalf by:

N Batish
Director
PHOENIX FINANCE LTD

NOTES TO THE FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025
PHOENIX FINANCE LTD

NOTES TO THE FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025
1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

Going concern

The directors have assessed the Balance Sheet and likely future cash flows at the date of approving these financial statements. The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence and to meet its financial obligations as they fall due for at least 12 months from the date of signing these financial statements. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.

Turnover

Turnover is stated net of VAT and trade discounts and is recognised when the significant risks and rewards are considered to have been transferred to the buyer. Turnover from the supply of services represents the value of services provided under contracts to the extent that there is a right to consideration and is recorded at the fair value of the consideration received or receivable. Where a contract has only been partially completed at the Balance Sheet date turnover represents the fair value of the service provided to date based on the stage of completion of the contract activity at the Balance Sheet date. Where payments are received from customers in advance of services provided, the amounts are recorded as deferred income and included as part of creditors due within one year.

Taxation

Current tax
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Tangible fixed assets

Tangible fixed assets are stated at cost or valuation, net of depreciation and any provision for impairment. Depreciation is provided on all tangible fixed assets, other than investment property and freehold land, at rates calculated to write off the cost or valuation, less estimated residual value, of each asset on a straight-line or reducing balance basis over its expected useful life, as follows:

Vehicles 5 years straight line
Office equipment 5 years straight line
Computer equipment 3 years straight line
Impairment of assets

Assets, other than those measured at fair value, are assessed for indicators of impairment at each Balance Sheet date. If there is objective evidence of impairment, an impairment loss is recognised in the Statement of Income and Retained Earnings as described below.

2. Employees

2025 2024
Number Number
Monthly average number of persons employed by the Company during the year, including directors 2 2

3. Dividends on equity shares

2025 2024
£ £
Amounts recognised as distributions to equity holders in the financial year:
Interim dividend for the financial year ended 31 December 2025 of £600.00 (2024: £790.00) per ordinary share 60,000 79,000

4. Tangible assets

Vehicles Office equipment Computer equipment Total
£ £ £ £
Cost
At 01 January 2025 53,373 83 2,197 55,653
Additions 0 0 2,455 2,455
At 31 December 2025 53,373 83 4,652 58,108
Accumulated depreciation
At 01 January 2025 34,693 19 1,268 35,980
Charge for the financial year 10,674 17 882 11,573
At 31 December 2025 45,367 36 2,150 47,553
Net book value
At 31 December 2025 8,006 47 2,502 10,555
At 31 December 2024 18,680 64 929 19,673

5. Debtors

2025 2024
£ £
Trade debtors 0 89,351
Prepayments 462 412
VAT recoverable 26 0
Corporation tax 2,013 0
2,501 89,763

6. Cash and cash equivalents

2025 2024
£ £
Cash at bank and in hand 230,083 288,497

7. Creditors: amounts falling due within one year

2025 2024
£ £
Trade creditors 115 3,014
Amounts owed to directors 934 933
Accruals 900 894
Taxation and social security 0 72,255
1,949 77,096

8. Called-up share capital

2025 2024
£ £
Allotted, called-up and fully-paid
55 A Ordinary Shares shares of £ 1.00 each 55 55
45 B Ordinary Shares shares of £ 1.00 each 45 45
100 100