Irwell Mortgages Limited

Irwell Mortgages Limited
Contents Page
For the year ended 30 November 2025

Statement of Financial Position	1
Notes to the Financial Statements	2

Irwell Mortgages Limited
Statement of Financial Position
As at 30 November 2025

	Notes	2025 £	2024 £
Fixed assets
Tangible fixed assets	3	1,150	1,353
		1,150	1,353
Current assets
Debtors		40,192	42,692
Cash at bank and in hand		299	56
		40,491	42,748
Creditors: amount falling due within one year		(525)	(4,086)
Net current assets		39,966	38,662

Total assets less current liabilities		41,116	40,015
Creditors: amount falling due after more than one year		(10,703)	(9,509)
Net assets		30,413	30,506

Capital and reserves
Called up share capital		1	1
Profit and loss account		30,412	30,505
Shareholders' funds		30,413	30,506

For the year ended 30 November 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006, the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).

The financial statements were approved by the director on 17 August 2026 and were signed by:

-------------------------------
Lee Patrick Neenan
Director

1

Irwell Mortgages Limited
Notes to the Abridged Financial Statements
For the year ended 30 November 2025

General Information

Irwell Mortgages Limited is a private company, limited by shares, registered in England and Wales, registration number 14458086, registration address The Counting House, 4A Moss Lane, Manchester, M27 9SA. The trading address of the company is Barton Hall, Hardy Street, Manchester, M30 7NB.

The presentation currency is £ sterling.

1.

Accounting policies

Significant accounting policies

Statement of compliance

These financial statements have been prepared in compliance with FRS 102 – The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006.

Basis of preparation

The financial statements have been prepared under the historical cost convention as modified by the revaluation of land and buildings and certain financial instruments measured at fair value in accordance with the accounting policies.

The financial statements are prepared in sterling which is the functional currency of the company.

Turnover

Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.

Tangible fixed assets

Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Computer Equipment

15% Reducing Balance

2.	Average number of employees Average number of employees during the year was 0 (2024 : 1).

3.

Tangible fixed assets

Cost or valuation	Computer Equipment	Total
	£	£
At 01 December 2024	1,872	1,872
Additions	-	-
Disposals	-	-
At 30 November 2025	1,872	1,872
Depreciation
At 01 December 2024	519	519
Charge for year	203	203
On disposals	-	-
At 30 November 2025	722	722
Net book values
Closing balance as at 30 November 2025	1,150	1,150
Opening balance as at 01 December 2024	1,353	1,353

2

Registered Number: 14458086
England and Wales
IRWELL MORTGAGES LIMITED

Abridged Accounts

Period of accounts Start date: 01 December 2024 End date: 30 November 2025