REGISTERED NUMBER: 07968371 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 December 2025

for

Visicover limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr J Houlberg

R B Bevan

A N Purslow

S J Goddard

REGISTERED OFFICE:

21 Heronscourt

Lightwater

Surrey

GU18 5SW

REGISTERED NUMBER:

07968371 (England and Wales)

ACCOUNTANTS:

Sumner & Moore Limited

The Studio

2 Borelli Yard

Farnham

Surrey

GU9 7NU

FIXED ASSETS

Tangible assets

4

699

1,767

Investments

5

6,026

6,026

6,725

7,793

CURRENT ASSETS

Debtors

6

105,816

85,676

Cash at bank

444,358

729,254

550,174

814,930

CREDITORS

Amounts falling due within one year

7

172,157

72,279

NET CURRENT ASSETS

378,017

742,651

TOTAL ASSETS LESS CURRENT LIABILITIES

384,742

750,444

CREDITORS

Amounts falling due after more than one year

8

-

(120,000

)

PROVISIONS FOR LIABILITIES

(174

)

-

NET ASSETS

384,568

630,444

CAPITAL AND RESERVES

Called up share capital

10,200

10,200

Retained earnings

374,368

620,244

384,568

630,444

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 27 August 2026 and were signed on its behalf by:

Mr J Houlberg - Director

1.	STATUTORY INFORMATION

Visicover limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost and 20% on cost

Investments in subsidiaries

Investments in subsidiary undertakings are recognised at cost.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 9 (2024 - 9 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 January 2025

and 31 December 2025

14,578

DEPRECIATION

At 1 January 2025

12,811

Charge for year

1,068

At 31 December 2025

13,879

NET BOOK VALUE

At 31 December 2025

699

At 31 December 2024

1,767

5.	FIXED ASSET INVESTMENTS

Shares in

group

undertakings

£

COST

At 1 January 2025

and 31 December 2025

6,026

NET BOOK VALUE

At 31 December 2025

6,026

At 31 December 2024

6,026

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.12.25

31.12.24

£

£

Trade debtors

105,816

79,634

Other debtors

-

6,042

105,816

85,676

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.12.25

31.12.24

£

£

Trade creditors

64,949

56,625

Taxation and social security

103,176

12,654

Other creditors

4,032

3,000

172,157

72,279

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.12.25

31.12.24

£

£

Other creditors

-

120,000