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Registered number: 08926661
Redwood Financial Family Wealth & Estate Planners Limited
Unaudited Financial Statements
For The Year Ended 31 March 2026
Johnston Wood Roach Ltd
Contents
Page
Balance Sheet 1—2
Notes to the Financial Statements 3—5
Page 1
Balance Sheet
Registered number: 08926661
2026 2025
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 4 7,107 7,622
7,107 7,622
CURRENT ASSETS
Debtors 5 27,902 37,566
Cash at bank and in hand 126,521 139,396
154,423 176,962
Creditors: Amounts Falling Due Within One Year 6 (48,631 ) (55,529 )
NET CURRENT ASSETS (LIABILITIES) 105,792 121,433
TOTAL ASSETS LESS CURRENT LIABILITIES 112,899 129,055
PROVISIONS FOR LIABILITIES
Deferred Taxation (1,777 ) (1,906 )
NET ASSETS 111,122 127,149
CAPITAL AND RESERVES
Called up share capital 7 203 203
Profit and Loss Account 110,919 126,946
SHAREHOLDERS' FUNDS 111,122 127,149
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For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board
Mrs Jasmine Lambert
Director
26 August 2026
The notes on pages 3 to 5 form part of these financial statements.
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Page 3
Notes to the Financial Statements
1. General Information
Redwood Financial Family Wealth & Estate Planners Limited is a private company, limited by shares, incorporated in England & Wales, registered number 08926661 . The registered office is 24 Picton House Hussar Court, Waterlooville, Hampshire, PO7 7SQ.
The presentation currency of the financial statements is the Pound Sterling (£).
Accounts are rounded to the nearest pound.
The accounts represent the company as an individual entity.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Significant judgements and estimations
In preparing the financial statements in accordance with FRS 102, management is required to make judgements, estimates, and assumptions that affect the application of accounting policies and the reported amounts of assets, liabilities, income, and expenses. Actual results may differ from these estimates.
Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period or in the period of the revision and future periods if the revision affects both current and future periods.
2.3. Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.
2.4. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Fixtures & Fittings 20% on cost
2.5. Taxation
Income tax expense represents the sum of the tax currently payable and deferred tax.
The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.
Deferred tax is recognised on timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable timing differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available against which those deductible timing differences can be utilised. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered.
Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period. Deferred tax liabilities are presented within provisions for liabilities and deferred tax assets within debtors. The measurement of deferred tax liabilities and assets reflect the tax consequences that would follow from the manner in which the Company expects, at the end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.
Current or deferred tax for the year is recognised in profit or loss, except when they related to items that are recognised in other comprehensive income or directly in equity, in which case, the current and deferred tax is also recognised in other comprehensive income or directly in equity respectively.
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3. Average Number of Employees
Average number of employees, including directors, during the year was: 18 (2025: 18)
18 18
4. Tangible Assets
Fixtures & Fittings
£
Cost
As at 1 April 2025 13,067
Additions 2,213
Disposals (1,179 )
As at 31 March 2026 14,101
Depreciation
As at 1 April 2025 5,445
Provided during the period 2,192
Disposals (643 )
As at 31 March 2026 6,994
Net Book Value
As at 31 March 2026 7,107
As at 1 April 2025 7,622
5. Debtors
2026 2025
£ £
Due within one year
Trade debtors 5,283 6,811
Amounts owed by group undertakings 8,138 8,138
Other debtors 14,481 22,617
27,902 37,566
6. Creditors: Amounts Falling Due Within One Year
2026 2025
£ £
Trade creditors 1,354 5,909
Other creditors 5,933 6,812
Taxation and social security 41,344 42,808
48,631 55,529
7. Share Capital
2026 2025
£ £
Allotted, Called up and fully paid 203 203
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8. Directors Advances, Credits and Guarantees
Included within Creditors are the following loans to directors:
As at 1 April 2025 Amounts advanced Amounts repaid Amounts written off As at 31 March 2026
£ £ £ £ £
Mrs Jasmine Lambert (1,273 ) - - - (1,273 )
The above loan is unsecured, interest free and repayable on demand.
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