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Registered number: 09414005









EDUCATION TRAVEL & LEISURE LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2025

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
COMPANY INFORMATION


Director
Erhan Sengur 




Registered number
09414005



Registered office
1st Floor Winchester House
19 Bedford Row

London

WC1R 4EB




Independent auditors
Barnes Roffe Audit Limited
Chartered Accountants & Statutory Auditor

Level 41A

Tower 42

25 Old Broad Street

London

EC2N 1HQ





 
EDUCATION TRAVEL & LEISURE LIMITED
 

CONTENTS



Page
Strategic report
1 - 3
Director's report
4 - 5
Independent auditors' report
6 - 9
Statement of income and retained earnings
10
Balance sheet
11
Statement of cash flows
12
Notes to the financial statements
13 - 29


 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 AUGUST 2025

Introduction
 
The director presents his strategic report for the period 1 September 2024 to 31 August 2025.

Business review
 
Business Overview

Education Travel & Leisure Limited operates in the purpose-built student accommodation (PBSA) sector, providing high-quality housing solutions to domestic and international students. The business focuses on leasing and managing PBSA assets in key university cities including London, Brighton, Leeds and Dublin.

The company's mission is to deliver secure, modern, and well-managed accommodation aligned with evolving student expectations while providing long-term stable returns.

The principal activity of the company during the year continued to be the renting and management of student accommodation.

There have been no significant changes to this activity during the year.

Market Overview

The UK Purpose-Built Student Accommodation (PBSA) sector remained resilient during the 2024–2025 financial year despite ongoing economic uncertainty, inflationary pressures, and higher interest rates.

Demand for student accommodation remained strong, supported by continued growth in domestic and international student numbers, particularly from non-EU markets such as China and India. UCAS applications continued to increase year on year, supporting high occupancy levels across the sector.

The market continues to experience a structural undersupply of high-quality, affordable student accommodation in many university cities, driven by planning constraints, elevated construction costs, and slower development activity.

PBSA assets continued to demonstrate strength through inflation-linked rental growth and stable occupancy performance. The sector also remained attractive to institutional investors seeking long-term, defensive income streams despite wider real estate market volatility.

Strategic Objectives

The company's strategic focus remains on:

Expanding the portfolio within high-demand and undersupplied university markets; 

Maintaining strong operational performance and high occupancy levels through effective property management and student engagement; and

Continuing investment in digital platforms to enhance the student experience, including booking, communication, and maintenance services.
 
Page 1

 
EDUCATION TRAVEL & LEISURE LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025


REVIEW OF BUSINESS

- Turnover for the year increased by 48% to £19,251,989 (2024: £9,307,073). However, this is due to the accounts being prepared for a full 12 months period, compared to a 7 month period previously. When the previous period is extrapolated to 12 months, there is a 21% increase in turnover.

- Operating loss was £1,711,607 reflecting higher costs.

- Net asset value stood at £3,067,287, down from August 2024 due to increase in creditors.

Outlook for 2025-2026

The outlook for the UK (PBSA) sector for 2025–2026 remains positive, supported by strong underlying demand, limited new supply, and continued investor interest.

Demand for high-quality student accommodation is expected to remain strong, driven by increasing domestic student numbers and continued international demand for UK higher education. Occupancy levels across major university cities are forecast to remain robust, particularly within undersupplied markets.

The sector continues to experience a structural shortage of student accommodation, as development activity remains constrained by elevated construction costs, planning delays, financing conditions, and enhanced regulatory requirements.

Rental growth is expected to continue during the 2025–2026 academic year, although at a more sustainable pace than in previous years, reflecting both strong demand fundamentals and ongoing affordability considerations for students.

The company has also expanded its operational portfolio through the addition of a new 86-bed PBSA asset in Leeds, which commenced operations in October 2025. The director believes the Leed’s market continues to demonstrate strong long-term student demand fundamentals, supported by a large and growing student population and continued supply constraints within the city.

The director will continue to monitor market conditions, regulatory developments, operating costs, and student demand trends closely while maintaining a focus on operational performance, occupancy, and sustainable long-term growth.

Principal risks and uncertainties
 
Financial risk management objectives and policies

The company is exposed to a range of financial risks including liquidity risk, credit risk, interest rate risk, and wider market risks associated with the UK PBSA sector.

The director regularly monitors cash flow forecasts, working capital requirements, and financing arrangements to ensure the company maintains adequate liquidity and can meet its financial obligations as they fall due.

Credit risk is managed through ongoing monitoring of receivable balances and maintaining relationships with reputable financial institutions. Interest rate risk is reviewed regularly in line with market conditions and borrowing requirements.

The director continues to monitor economic conditions, inflationary pressures, student demand, and regulatory developments to support the long-term financial stability and growth of the business.



 
Page 2

 
EDUCATION TRAVEL & LEISURE LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025



Demand risk

The company is exposed to changes in student demand, including fluctuations in domestic and international student numbers, visa and immigration policy changes, and wider economic conditions affecting affordability.

The director mitigates demand risk by focusing on well-located assets in established university cities with strong long-term student populations and historically high occupancy levels. Occupancy performance and market demand are monitored regularly to support operational stability and long-term growth.

Portfolio risk

The company’s portfolio risk is managed through investment in well-located PBSA assets within established university markets that demonstrate strong student demand and limited supply.

The director and management team regularly review asset performance, occupancy levels, market conditions, and operational efficiency to ensure the portfolio remains resilient and aligned with the company’s long-term growth strategy. Diversification across assets and locations also helps mitigate exposure to individual market or operational risks.

Market risk

The risk has been mitigated as for the 2025/26 academic year; the company secured more nomination agreements and in additional locations thus revenue is expected to increase.

The majority of income is accounted for by High and Mid-ranked Universities and Language Schools, where Education Travel has long standing relationships. The company will maintain a close dialogue with its partners as their accommodation requirements for 2025/26 become clearer. In the event beds are not taken up by the companies’ various partners, the company is ready to shift its sales to a direct-let basis.

Financial key performance indicators
 
As the principal activity is the renting of student accommodation and management of leased property the key performance indicators continue to be within the provision of key business areas such as occupancy rates across the portfolio, rental income growth, operating profit margins, cash flow and liquidity levels and rent collection performance. 

These measures are reviewed regularly to assess financial performance, operational efficiency and the long-term stability of the business. 


This report was approved by the board on 28 August 2026 and signed on its behalf.



Erhan Sengur
Director

Page 3

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
DIRECTOR'S REPORT
FOR THE YEAR ENDED 31 AUGUST 2025

The director presents his report and the financial statements for the year ended 31 August 2025.

Director's responsibilities statement

The director is responsible for preparing the Strategic report, the Director's report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the director must not approve the financial statements unless he is satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the director is required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The director is responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable him to ensure that the financial statements comply with the Companies Act 2006He is also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The loss for the year, after taxation, amounted to £1,514,190 (2024 - loss £454,734)

Director

The director who served during the year was:

Erhan Sengur 

Disclosure of information to auditors

The director at the time when this Director's report is approved has confirmed that:
 
so far as he is aware, there is no relevant audit information of which the Company's auditors are unaware, and
he has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Page 4

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
DIRECTOR'S REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025


Auditors

During the year end BLS Burnells LLP resigned as auditors and its successor Barnes Roffe Audit Limited was appointed by the directors under s485 Companies Act 2006.

This report was approved by the board on 28 August 2026 and signed on its behalf.
 





Erhan Sengur
Director

Page 5

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EDUCATION TRAVEL & LEISURE LIMITED
 

Opinion


We have audited the financial statements of Education Travel & Leisure Limited (the 'Company') for the year ended 31 August 2025, which comprise the Statement of income and retained earnings, the Balance sheet, the Statement of cash flows and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 August 2025 and of its loss for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the director with respect to going concern are described in the relevant sections of this report.


Page 6

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EDUCATION TRAVEL & LEISURE LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The director is responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic report and the Director's report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic report and the Director's report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic report or the Director's report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of director's remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Director's responsibilities statement set out on page 4, the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the director is responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the director either intends to liquidate the Company or to cease operations, or has no realistic alternative but to do so.


Page 7

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EDUCATION TRAVEL & LEISURE LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:
 
Ensuring that the engagement team collectively had the appropriate competence, capabilities and skills to identify non-compliance with applicable laws and regulations;
We identified the laws and regulations applicable to the Company through discussions with directors, and from our commercial knowledge and experience of the relevant sector;
The specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the Company, are as follows - Companies Act 2006, FRS 102, Employment legislation and Tax legislation;
We assessed the extent of compliance with the laws and regulations identified above through making enquiries of management and inspecting legal correspondence; and
Laws and regulations were communicated within the audit team at the planning meeting, and the audit team remained alert to instances of non-compliance throughout the audit.

We assessed the susceptibility of the Company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:
 
Making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud; 
Considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations;
Reviewing the financial statements and testing the disclosures against supporting documentation;
Performing analytical procedures to identify any unusual or unexpected trends or anomalies;
Inspecting and testing journal entries to identify unusual or unexpected transactions; and
Assessing whether judgement and assumptions made in determining significant accounting estimates were indicative of management bias.
 
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulations. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.
Page 8

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EDUCATION TRAVEL & LEISURE LIMITED (CONTINUED)




A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Mehmet Hussein FCA (Senior statutory auditor)
for and on behalf of
Barnes Roffe Audit Limited
Chartered Accountants
Statutory Auditor
Level 41A
Tower 42
25 Old Broad Street
London
EC2N 1HQ

28 August 2026
Page 9

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
STATEMENT OF INCOME AND RETAINED EARNINGS
FOR THE YEAR ENDED 31 AUGUST 2025

31 August
 As restated
7 months ending
2025
2024
                                                                                                                           Note
£
£

  

Turnover
 4 
19,251,989
9,307,073

Cost of sales
  
(18,733,003)
(8,048,852)

Gross profit
  
518,986
1,258,221

Administrative expenses
  
(2,309,075)
(979,858)

Other operating income
 5 
78,482
59,120

Operating (loss)/profit
 6 
(1,711,607)
337,483

Interest receivable and similar income
 10 
62,995
460

Interest payable and similar expenses
 11 
(54,022)
-

(Loss)/profit before tax
  
(1,702,634)
337,943

Tax on (loss)/profit
 12 
188,444
(792,677)

Loss after tax
  
(1,514,190)
(454,734)

Retained earnings
  

-  as previously stated
  
3,686,224
5,036,111

-  correction of a prior period error
  
895,153
-

At the beginning of the year as restated
  
4,581,377
5,036,111

  

Loss for the year
  
(1,514,190)
(454,734)

Retained earnings at the end of the year
  
3,067,187
4,581,377
The notes on pages 13 to 29 form part of these financial statements.

Page 10

 
EDUCATION TRAVEL & LEISURE LIMITED
REGISTERED NUMBER: 09414005

BALANCE SHEET
AS AT 31 AUGUST 2025

As restated
2025
2024
                                                                       Note
£
£

Fixed assets
  

Tangible assets
 13 
22,101
37,524

Investments
 14 
1
-

Investment property
  
4,810,504
3,845,504

  
4,832,606
3,883,028

Current assets
  

Debtors
 16 
9,177,334
9,474,933

Cash at bank and in hand
 17 
6,142,860
3,166,325

  
15,320,194
12,641,258

Creditors: amounts falling due within one year
 18 
(17,079,988)
(11,841,971)

Net current (liabilities)/assets
  
 
 
(1,759,794)
 
 
799,287

Total assets less current liabilities
  
3,072,812
4,682,315

Creditors: amounts falling due after more than one year
  
-
(95,931)

Provisions for liabilities
  

Deferred tax
 20 
(5,525)
(4,907)

  
 
 
(5,525)
 
 
(4,907)

Net assets
  
3,067,287
4,581,477


Capital and reserves
  

Called up share capital 
 21 
100
100

Profit and loss account
  
3,067,187
4,581,377

  
3,067,287
4,581,477


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 28 August 2026.




Erhan Sengur
Director

The notes on pages 13 to 29 form part of these financial statements.

Page 11

 
EDUCATION TRAVEL & LEISURE LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 AUGUST 2025

As restated
2025
2024
£
£

Cash flows from operating activities

Loss for the financial year
(1,514,190)
(454,734)

Adjustments for:

Depreciation of tangible assets
21,531
9,458

Interest paid
(135,740)
-

Interest received
(62,995)
(460)

Taxation charge
618
-

Decrease/(increase) in debtors
297,598
(1,400,305)

Increase/(decrease) in creditors
5,374,953
(32,683)

Corporation tax (paid)/received
(232,867)
140,106

Net cash generated from operating activities

3,748,908
(1,738,618)


Cash flows from investing activities

Purchase of tangible fixed assets
(6,108)
(14,131)

Purchase of investment properties
(965,000)
-

Interest received
62,995
460

Net cash from investing activities

(908,113)
(13,671)

Cash flows from financing activities

Interest paid
135,740
-

Net cash used in financing activities
135,740
-

Net increase/(decrease) in cash and cash equivalents
2,976,535
(1,752,289)

Cash and cash equivalents at beginning of year
3,166,325
4,918,614

Cash and cash equivalents at the end of year
6,142,860
3,166,325


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
6,142,860
3,166,325

6,142,860
3,166,325


The notes on pages 13 to 29 form part of these financial statements.

Page 12

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

1.


General information

Education Travel & Leisure Limited is a private company, limited by shares, registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

The financial statements have been prepared on an individual company basis. Stuhomes Briggate Studios Limited is not considered to be a significant component of the company and is not material to the financial statements. Accordingly, consolidated financial statements have not been prepared. 

The following principal accounting policies have been applied:

 
2.2

Going concern

The company incurred a loss during the year. However, the directors have prepared the financial statements on a going concern basis after reviewing the company's current trading position and cash flow forecasts.

Occupancy levels and booking performance have improved since the year end, with stronger forward bookings and increased revenues expected for the 2025/26 academic year. The directors have prepared forecasts which indicate that the company will have sufficient funds to meet its liabilities as they fall due for a period of at least twelve months from the date of approval of these financial statements.

Accordingly, the directors consider it appropriate to prepare the financial statements on a going concern basis.

Page 13

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Statement of income and retained earnings within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

 
2.4

Revenue

Revenue for the company is recognised in accordance with the completion of the service or the transfer of benefit to the customer. Rental income from student accommodation is recognised when the stay is due, reflecting the performance obligation being met over time. Administrative fees and additional services, such as the provision of bedding and kitchen packs, are recognised as revenue once the service or product has been delivered to the customer. Similarly, income from short-term lets via online platforms such as Air bnb and Booking.com, as wellas assured shorthold tenancies (ASTs) in residential properties, is recognised on a regular basis in line with the duration of each stay or rental period. This approach ensures that income is only recognised when it is earned and measurable, aligning with standard accounting principles.

 
2.5

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

Page 14

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.8

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.10

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 15

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)


2.10
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, .

Depreciation is provided on the following basis:

Long-term leasehold property
-
20%
Straight line
Plant and machinery
-
25%
on reducing balance
Office equipment
-
25%
on reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.11

Investment property

Investment property is carried at fair value determined annually by external valuers or directors and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.12

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.13

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.14

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

 
2.15

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 16

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.16

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.17

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Balance sheet when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Other financial assets

Other financial assets, which includes investments in equity instruments which are not classified as subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the recognised transaction price. Such assets are subsequently measured at fair value with the changes in fair value being recognised in the profit or loss. Where other financial assets are not publicly traded, hence their fair value cannot be measured reliably, they are measured at cost less impairment.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The
Page 17

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)


2.17
Financial instruments (continued)

impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Other financial instruments

Derivatives, including forward exchange contracts, futures contracts and interest rate swaps, are not classified as basic financial instruments. These are initially recognised at fair value on the date the derivative contract is entered into, with costs being charged to the profit or loss. They are subsequently measured at fair value with changes in the profit or loss.

Debt instruments that do not meet the conditions as set out in FRS 102 paragraph 11.9 are subsequently measured at fair value through the profit or loss. This recognition and measurement would also apply to financial instruments where the performance is evaluated on a fair value basis as with a documented risk management or investment strategy.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.
Page 18

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)


2.17
Financial instruments (continued)


Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Estimates and judgements are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Investment property valuation

The directors assess the market valuation of the investment property annually. Market valuation is based
upon the directors knowledge and experience of the property market in which the company operates or on third party valuations if required.

The directors annually assess whether the investment property is impaired. Impairment reviews consist of
assessing a number of factors including impairment due to market conditions that may only be transient or factors that indicate permanent impairment. Impairment losses are recognised in the Statement of
comprehensive income account.


4.


Turnover

An analysis of turnover by class of business is as follows:


31 August
Restated 
7 months ending
2025
2024
£
£

Student accommodation
19,251,989
9,307,073


31 August
7 months ending
31 August
2025
2024
£
£

United Kingdom
19,251,989
9,307,073


Page 19

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

5.


Other operating income

31 August
7 months ending
31 August
2025
2024
£
£

Other operating income
78,482
59,120



6.


Operating (loss)/profit

The operating (loss)/profit is stated after charging:

31 August
7 months ending
31 August
2025
2024
£
£

Depreciation
21,531
9,458

Auditors' remuneration
19,000
17,000

Foreign exchange differences
3,084
(495)

43,615
25,963


7.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:

31 August
2025
7 months ending 31 August 2024
£
£
Auditors' remuneration

19,000

17,000
 
19,000

17,000
 

Page 20

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

8.


Employees

Staff costs, including director's remuneration, were as follows:


31 August
7 months ending
31 August
2025
2024
£
£

Wages and salaries
1,282,834
283,639

Social security costs
157,716
23,347

Cost of defined contribution scheme
39,205
81,177

1,479,755
388,163


The average monthly number of employees, including the director, during the year was as follows:


       31 August
   7 months ending
       31 August
        2025
        2024
            No.
            No.







Director
1
1



Staff
18
19

19
20

Page 21

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

9.


Director's remuneration

31 August
7 months ending
31 August
2025
2024
£
£

Director's emoluments
559,795
23,333

Company contributions to defined contribution pension schemes
30,000
75,000

589,795
98,333


During the year retirement benefits were accruing to 1 directors (2024 - 1) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £559,795 (2024 - £23,333).

The value of the Company's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £30,000 (2024 - £75,000).


10.


Interest receivable

31 August
7 months ending
31 August
2025
2024
£
£


Other interest receivable
62,995
460


11.


Interest payable and similar expenses

31 August
7 months ending
31 August
2025
2024
£
£


Bank interest payable
1,060
-

Interest payable on late corporation tax
52,962
-

54,022
-

Page 22

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

12.


Taxation


31 August
7 months ending
31 August
2025
2024
£
£

Corporation tax


Current tax on profits for the year
(189,062)
789,809


(189,062)
789,809


Total current tax
(189,062)
789,809

Deferred tax


Origination and reversal of timing differences
618
2,868

Total deferred tax
618
2,868


Loss after tax
(188,444)
792,677

Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - the same as) the standard rate of corporation tax in the UK of 25% (2024 - 25%) as set out below:

31 August
7 months ending
31 August
2025
2024
£
£


(Loss)/profit on ordinary activities before tax
(1,702,634)
337,943


(Loss)/profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
(425,659)
84,486

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
12,870
8,537

Unrelieved tax losses carried forward
223,788
-

Other differences leading to an increase (decrease) in the tax charge
557
699,654

Total tax charge for the year/period
(188,444)
792,677

Page 23

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

13.


Tangible fixed assets


Long-term leasehold property
Plant and machinery
Office equipment
Total

£
£
£
£



Cost or valuation


At 1 September 2024 (as restated)
55,303
22,013
14,131
91,447


Additions
-
5,109
999
6,108



At 31 August 2025

55,303
27,122
15,130
97,555



Depreciation


At 1 September 2024 (as restated)
39,634
12,848
1,441
53,923


Charge for the year on owned assets
15,669
2,568
3,294
21,531



At 31 August 2025

55,303
15,416
4,735
75,454



Net book value



At 31 August 2025
-
11,706
10,395
22,101



At 31 August 2024 (as restated)
15,669
9,165
12,690
37,524

Page 24

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

14.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


Additions
1



At 31 August 2025
1





Subsidiary undertaking


The following was a subsidiary undertaking of the Company:

Name

Registered office

Holding

Stuhome Briggate Studios Ltd
1st Floor Winchester House, 19 Bedford Row, London, United Kingdom, WC1R 4EB
100%

The aggregate of the share capital and reserves as at 31 August 2025 and the profit or loss for the year ended on that date for the subsidiary undertaking were as follows:

Name
Aggregate of share capital and reserves
Profit/(Loss)

Stuhomes Briggate Studios Ltd
(53,784)
(53,784)

Page 25

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

15.


Investment property


Freehold investment property

£



Valuation


At 1 September 2024
3,845,504


Additions at cost
965,000



At 31 August 2025
4,810,504

The 2025 valuations were made by Carter Jonas LLP, on an open market value basis.



At 31 August 2025



If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
As restated 2024
£
£


Historic cost
4,810,504
4,810,504

Page 26

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

16.


Debtors

As restated
2025
2024
£
£


Trade debtors
4,231,754
4,260,191

Amounts owed by group undertakings
53,784
-

Other debtors
1,740,980
2,895,078

Prepayments and accrued income
3,150,816
2,319,664

9,177,334
9,474,933



17.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
6,142,860
3,166,325



18.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
2,285,090
419,468

Corporation tax
788,959
1,211,588

Other taxation and social security
316,073
14,690

Other creditors
97,510
4,888

Accruals and deferred income
13,592,356
10,191,337

17,079,988
11,841,971



19.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Other creditors
-
95,931


Page 27

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

20.


Deferred taxation




2025


£






At beginning of year
(4,907)


Charged to profit or loss
(618)



At end of year
(5,525)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Accelerated capital allowances
(4,907)
(4,907)

Charged to profit or loss
(618)
-

(5,525)
(4,907)


21.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



100 (2024 - 100) Ordinary shares of £1.00 each
100
100



22.


Pension commitments

The Company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £39,205 (2024 - £81,177).Contributions outstanding £2,865 (2024 - £4,888) were payable to the fund at the balance sheet date in the current year.


23.


Director's Advances, Credits And Guarantees

The director has advances from the company and these are shown within other debtors. No interest has been charged on the loans and there is no fixed repayment date. Advances for the year totalled £153,247 and repayments totalled £230,001. The balance outstanding at the year ended 31 August 2025 was £757,047 (2024: £807,439).

Page 28

 
EDUCATION TRAVEL & LEISURE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

24.


Prior year adjustment

The prior year financial statements have been restated to correct classification errors.

An investment property previously included within long leasehold assets has been reclassified to investment property. This amounted to £3,845,504.

In addition, a further investment property with a carrying value of £965,000 has been reclassified from “Other debtors”.

The prior year financial statements have also been restated to correct the movement in deferred income. This adjustment increased turnover and the reported profit for the prior year by £3,696,429.

A further adjustment has been made to recognise prepayments relating to the prior year. This adjustment reduced cost of sales and increased the reported profit for the prior year by £895,153.

The investment property adjustments relate solely to presentation and classification and have no impact on the reported profit for the prior year. The adjustments relating to deferred income and prepayments increased the reported profit for the prior year by a total of £4,591,582.


25.


Going concern

The company incurred a loss during the year. However, the directors have prepared the financial statements on a going concern basis after reviewing the company's current trading position and cash flow forecasts.

Occupancy levels and booking performance have improved since the year end, with stronger forward bookings and increased revenues expected for the 2025/26 academic year. The directors have prepared forecasts which indicate that the company will have sufficient funds to meet its liabilities as they fall due for a period of at least twelve months from the date of approval of these financial statements.

Accordingly, the directors consider it appropriate to prepare the financial statements on a going concern basis.


26.


Ultimate Controlling party

The ultimate controlling party is Mr Erhan Sengur by virtue of holding 100% shares in the company.

 
Page 29