REGISTERED NUMBER: 09972818 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2026

FOR

INTELLIGENT MTG LTD

Page

Balance sheet

1

Notes to the financial statements

3

Fixed assets

Tangible assets

4

69,595

76,244

Current assets

Debtors

5

-

11,335

Cash at bank

5,025

14,852

5,025

26,187

Creditors

Amounts falling due within one year

6

51,462

67,013

Net current liabilities

(46,437

)

(40,826

)

Total assets less current liabilities

23,158

35,418

Creditors

Amounts falling due after more than one year

7

-

(2,204

)

Provisions for liabilities

8

(1,633

)

(2,089

)

Net assets

21,525

31,125

Capital and reserves

Called up share capital

9

2

2

Retained earnings

21,523

31,123

Shareholders' funds

21,525

31,125

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of comprehensive income has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 28 August 2026 and were signed on its behalf by:

Mr P Charlwood - Director

Mrs K Charlwood - Director

1.	Statutory information

Intelligent Mtg Ltd is a private company, limited by shares, registered in England and Wales. The company's registered number is 09972818. The registered office is Faulkner House, 31 West Street, Wimborne, BH21 1JS and business address is 27 Onslow Gardens, Wimborne, Dorset, BH21 2QG.

2.	Accounting policies

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover represents income from independent financial advising.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Short leasehold

-

Over the term of the lease

Fixtures and fittings

-

25% on reducing balance

Computer equipment

-

25% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Financial instruments

Basic financial instruments are initially recognised at transaction price and accounted for according to the substance of the contractual arrangement, as either financial assets, liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the company, after deducting all liabilities.

At each balance sheet date, financial instruments are measured at amortised cost using the effective interest method. Any losses arising from impairment are recognised in the profit and loss account in the period to which they relate.

3.	Employees and directors

The average number of employees during the year was 2 (2025 - 2 ) .

4.	Tangible fixed assets

Fixtures

Short

and

Computer

leasehold

fittings

equipment

Totals

£

£

£

£

Cost

At 1 February 2025

84,930

27,661

4,646

117,237

Additions

-

-

464

464

At 31 January 2026

84,930

27,661

5,110

117,701

Depreciation

At 1 February 2025

19,683

18,247

3,063

40,993

Charge for year

4,247

2,354

512

7,113

At 31 January 2026

23,930

20,601

3,575

48,106

Net book value

At 31 January 2026

61,000

7,060

1,535

69,595

At 31 January 2025

65,247

9,414

1,583

76,244

5.

Debtors: amounts falling due within one year

2026

2025

£

£

Directors' current accounts

-

11,335

6.

Creditors: amounts falling due within one year

2026

2025

£

£

Bank loans and overdrafts

2,204

6,613

Tax

12,057

24,015

Other creditors

34,517

34,375

Directors' current accounts

674

-

Accruals and deferred income

2,010

2,010

51,462

67,013

7.

Creditors: amounts falling due after more than one year

2026

2025

£

£

Bank loans - 1-2 years

-

2,204

8.	Provisions for liabilities

2026

2025

£

£

Deferred tax

1,633

2,089

Deferred

tax

£

Balance at 1 February 2025

2,089

Provided during year

(456

)

Balance at 31 January 2026

1,633

9.	Called up share capital

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

1

Ordinary A

£1

1

1

1

Ordinary B

£1

1

1

2

2

10.	Directors' advances, credits and guarantees

The following advances and credits to directors subsisted during the years ended 31 January 2026 and 31 January 2025:

2026

2025

£

£

Mr P Charlwood and Mrs K Charlwood

Balance outstanding at start of year

11,335

11,401

Amounts advanced

-

99,177

Amounts repaid

(11,335

)

(99,243

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

11,335

11.	Ultimate controlling party

The company is controlled by the directors, Mr and Mrs Charlwood, who between them own 100% of the share capital in issue.