Northbay Mortgages Ltd

Registered number: 11475308

	2025	2024
	£	£
Fixed assets	75	88

Current assets	42,058	29,597
Prepayments and accrued income	672	-
Creditors: Amounts Falling Due Within One Year	(8,836 )	(4,772 )

NET CURRENT ASSETS	33,894	24,825

TOTAL ASSETS LESS CURRENT LIABILITIES	33,969	24,913

Creditors: Amounts Falling Due After More Than One Year	(1,762 )	(3,552 )
Accruals and deferred income	(1,596 )	(1,518 )

NET ASSETS	30,611	19,843

CAPITAL AND RESERVES	30,611	19,843

Notes

1. General Information

Northbay Mortgages Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 11475308 . The registered office is Cayley Court, Hopper Hill Road, Scarborough, North Yorkshire, YO11 3YJ.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 1 (2024: 1)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 January 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 31 December 2025
	£	£	£	£	£
Mr A St Pierre	18,929	28,604	20,897	-	26,636

The above loan is unsecured, interest free and repayable on demand.

For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr A St Pierre

Director

27 July 2026