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Registered number: 08875651










APROPOS WEALTH MANAGEMENT LTD








UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 30 NOVEMBER 2025

 
APROPOS WEALTH MANAGEMENT LTD
 

CONTENTS



Page
Balance sheet
1 - 2
Notes to the financial statements
3 - 10


 
APROPOS WEALTH MANAGEMENT LTD
REGISTERED NUMBER: 08875651

BALANCE SHEET
AS AT 30 NOVEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 4 
23,995
42,721

Tangible assets
 5 
3,659
2,568

Investments
 6 
409,544
-

  
437,198
45,289

Current assets
  

Debtors: amounts falling due within one year
 8 
873,395
750,048

Cash at bank and in hand
  
420
58

  
873,815
750,106

Creditors: amounts falling due within one year
 9 
(366,409)
(281,176)

Net current assets
  
 
 
507,406
 
 
468,930

Total assets less current liabilities
  
944,604
514,219

Creditors: amounts falling due after more than one year
 10 
(315,827)
-

  

Net assets
  
628,777
514,219


Capital and reserves
  

Called up share capital 
 11 
2
2

Profit and loss account
  
628,775
514,217

  
628,777
514,219


Page 1

 
APROPOS WEALTH MANAGEMENT LTD
REGISTERED NUMBER: 08875651
    
BALANCE SHEET (CONTINUED)
AS AT 30 NOVEMBER 2025

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 26 August 2026.




I A Fullarton
Director

Page 2

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

1.


General information

Apropos Wealth Management Ltd is a private company limited by shares incorporated in England and Wales. The registered office is Wework, 1 Fore Street Avenue, London, England, EC2Y 9DT.

2.Accounting policies

  
2.1

Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £. The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

The company has taken advantage of the exemption under section 399 of the Companies Act 2006 not to prepare consolidated accounts, on the basis that the group of which this is the parent qualifies as a small group. The financial statements present information about the company as an individual entity and not about its group.

  
2.2

Going concern

At the time of approving the financial statements, the directors are confident that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

  
2.3

Turnover

Turnover is recognised at the fair value of the consideration receivable for services provided in the normal course of business. 

 
2.4

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.5

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 The estimated useful lives range as follows:

Client list
-
10
years straight line

Page 3

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.6

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
4 years straight line
Computers
-
4 years straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.7

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Investments in unlisted Company shares, whose market value can be reliably determined, are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in the Profit and loss account for the period. Where market value cannot be reliably determined, such investments are stated at historic cost less impairment.

Investments in listed company shares are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in profit or loss for the period.

 
2.8

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.9

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Balance sheet when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Page 4

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

  
2.10

Debtors

Debtors with no stated interest rate or receivable within one year are recorded at transaction price and subsequently measured at amortised cost using the effective interest rate method.

  
2.11

Creditors

Creditors with no stated interest rate and payable within one year are recorded at transaction price and subsequently measured at amortised cost using the effective interest rate method.

  
2.12

Equity instruments

Equity instruments issued by the company are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the company.  

Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recognised in profit or loss immediately, together with any changes in the fair value of the hedged asset or liability that are attributable to the hedged risk.

 
2.13

Taxation

Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.


  
2.14

Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.  

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

  
2.15

Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

Page 5

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

  
2.16

Leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leases asset are consumed. 


3.


Employees

The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Total
9
7


4.


Intangible assets




Client List

£



Cost


At 1 December 2024
187,261



At 30 November 2025

187,261



Amortisation


At 1 December 2024
144,540


Charge for the year
18,726



At 30 November 2025

163,266



Net book value



At 30 November 2025
23,995



At 30 November 2024
42,721


Page 6

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

5.


Tangible fixed assets


Plant and machinery etc

£



Cost or valuation


At 1 December 2024
15,079


Additions
3,318



At 30 November 2025

18,397



Depreciation


At 1 December 2024
12,511


Charge for the year
2,227



At 30 November 2025

14,738



Net book value



At 30 November 2025
3,659



At 30 November 2024
2,568

Page 7

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

6.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 December 2024
-


Additions
409,544



At 30 November 2025
409,544




Apropos Wealth Management Ltd acquired 100% of the ordinary share capital of Almus Wealth Management Ltd on 4th April 2025. 


7.



Subsidiary undertaking



Subsidiary undertaking


The following was a subsidiary undertaking of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Almus Wealth Management Ltd
Wework, 1 Fore Street Avenue, London, England, ECY 9DT
Financial advisors - ceased trading
Ordinary
100%

Page 8

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

8.


Debtors

2025
2024
£
£


Amounts owed by group undertakings
669,487
556,751

Other debtors
-
1,130

Prepayments and accrued income
203,908
192,167

873,395
750,048



9.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank overdrafts
22,196
16,727

Other loans
30,667
-

Trade creditors
4,976
3,078

Amounts owed to group undertakings
1,000
-

Corporation tax
147,296
101,869

Other taxation and social security
86,184
141,630

Other creditors
74,090
17,872

366,409
281,176



10.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Other loans
171,504
-

Other creditors
144,323
-

315,827
-



11.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



2 (2024 - 2) Ordinary shares of £1.00 each
2
2


Page 9

 
APROPOS WEALTH MANAGEMENT LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

12.


Commitments under operating leases

At 30 November 2025 the Company had future minimum lease payments due under non-cancellable operating leases as follows:

2025
2024
£
£


Total
81,576
167,021


13.


Related party transactions

The directors are of the opinion that all related party transactions are conducted under normal market conditions and on an arm's length basis and therefore do not need to be disclosed under FRS 102 section 1A appendix C. 


14.


Controlling party

The company's ultimate parent company is Bourgeon Holdings Limited and its registered office is Hadden Farm, Kelso, United Kingdom, TD5 8HU. 

 
Page 10