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Registered number: 09932240









ROLLCO GROUP HOLDINGS LIMITED







CONSOLIDATED

ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 NOVEMBER 2025

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
COMPANY INFORMATION


Directors
G Malhotra 
S K Malhotra 
U Malhotra 




Registered number
09932240



Registered office
22/25 Paycocke Road
Basildon

Essex

SS14 3DR




Independent auditors
Haslers Assurance LLP
Chartered Accountants & Statutory Auditor

Old Station Road

Loughton

Essex

IG10 4PL





 
ROLLCO GROUP HOLDINGS LIMITED
 

CONTENTS



Page
Group Strategic Report
 
1 - 2
Directors' Report
 
3 - 4
Directors' Responsibilities Statement
 
5
Independent Auditors' Report
 
6 - 9
Consolidated Statement of Comprehensive Income
 
10
Consolidated Balance Sheet
 
11 - 12
Company Balance Sheet
 
13
Consolidated Statement of Changes in Equity
 
14 - 15
Company Statement of Changes in Equity
 
16
Consolidated Statement of Cash Flows
 
17 - 18
Consolidated Analysis of Net Debt
 
19
Notes to the Financial Statements
 
20 - 38


 
ROLLCO GROUP HOLDINGS LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 30 NOVEMBER 2025

Introduction
 
The principal activity of the Group in the year under review was that of the wholesale of automotive components in the after-market segment in the UK and Europe.

Business review
 
The business delivered a stable performance during 2024-2025 and forecast to remain at in upwards trend.

In 2024-25, the focus has been rebalancing of portfolio by expanding brake Discs, Pads & Steering racks including other automotive parts thereby reducing the share of Rotating Electrics (Starter/Alternators) & Brake Calipers.  It is expected that this will continue in 2025-26

Further in 2025-26, Rolling Components are taking action to strengthen the sales team & and increase product lines and ranges to deliver better performance.

Principal risks and uncertainties
 
Principle risks affecting the business are operational risk and supply chain disruptions due to geo-political situation in Far east. 

Procurement 

Since more than 90% of purchases are from China, the company is vulnerable to market fluctuations. To minimise the impact, the company carries more than 8 months of stock which will help in managing the disruptions in the supply chain. In addition, long term arrangements have been finalised with key suppliers to manage the risk of price changes.
 
Currency 

More than 95% of procurement transactions are conducted in USD & RMB; hence, the risk of currency exposure is enhanced. The company actively manages the currency exposure by hedging through up to 70% through forward contracts. 

Interest risk 

Interest on loans is based on Bank of England's base rate (currently at 4.25%) plus margins and are likely to remain flat next year and forecast to decline marginally towards end of 2025-26. 

The increased sales performance and reduction of loan exposure have reduced this risk and further the interest outlook are also lijkely to turn favourable in 2025-26. Therefore, the Rolling Components do not require any interest hedging at present.

Credit and Liquidity 

Careful screening of new customers and dealing with only established and reputable Motor Factors/wholesalers have mitigates the risk of debtors' default and delays in collection

Competition Risk 

High competition levels will continue to be a factor in the sector. Competitors are looking to emulate our successful business model in certain areas of our business. The company seeks and secures long-term supply and pricing arrangements to ensure continuity of sales. 

Rolling Components already have long term agreements with key customers to ameliorate the competition risk.
Page 1

 
ROLLCO GROUP HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025


Financial key performance indicators
 
Turnover and gross profit margin are the key performance indicators. 

During 2024-25, sales decreased to £12.7m (2023-2024 £13.4m) due to stabilising market demands and extended product range.

Profits for the year after tax in 2024-25 were £671k (2023-24 £1,612k).

Outlook and Post Balance Sheet Events
 
Post Covid-19, Polling Components have reverted to normal operations with no disruptions to supply performance. 

2025-26 is expected to grow steadily due to mix of volume/price increases and introduction of new products ranges within Brake Discs & Pads segment


This report was approved by the board on 27 August 2026 and signed on its behalf.



S K Malhotra
Director

Page 2

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 30 NOVEMBER 2025

The directors present their report and the financial statements for the year ended 30 November 2025.

Results and dividends

The profit for the year, after taxation, amounted to £671,468 (2024 - £1,612,488).

Directors

The directors who served during the year were:

G Malhotra 
S K Malhotra 
U Malhotra 

Financial instruments

The Group's operations expose it to a variety of financial risks that include the effects of changes in foreign currency exchange rates, credit risks, liquidity risk and interest rate risk.

The Group has in place a risk management programme that seeks to limit the adverse effect on the financial performance of the Group by monitoring levels of cash. The monitoring of financial risk management is the responsibility of the director.

Foreign currency risk

The Group's principal foreign currency exposures arise from overseas trade. The Group has hedging arrangements in place.

Credit risk

All customers who wish to trade on credit terms are subject to credit verification procedures. Trade debtors are reviewed on a regular basis and provision is made for doubtful debts when necessary. The directors maintain tight control over all amounts due to the Group.

Liquidity risk

The Group manages its cash and borrowing requirements to ensure that the Group has sufficient liquid resources to meet the operating needs of the business.

Interest rate risk

The Group has interest bearing assets and liabilities. Interest bearing assets include only cash balances that earn interest at a floating rate. Interest bearing liabilities only include bank borrowings.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Page 3

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

Auditors

The auditorsHaslers Assurance LLPwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 27 August 2026 and signed on its behalf.
 





S K Malhotra
Director

Page 4

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 30 NOVEMBER 2025

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:

select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;


prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 5

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ROLLCO GROUP HOLDINGS LIMITED
 

Opinion


We have audited the financial statements of Rollco Group Holdings Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the year ended 30 November 2025, which comprise the Consolidated Statement of Comprehensive Income, the Consolidated Analysis of Net Debt, the Consolidated Balance Sheet, the Company Balance Sheet, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 30 November 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ROLLCO GROUP HOLDINGS LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 5, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the 
Page 7

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ROLLCO GROUP HOLDINGS LIMITED (CONTINUED)


Parent Company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks that are applicable to the entity and determined that the most significant are those that:

•  had a direct effect on the determination of material amounts and disclosures in the financial statements.    These include but are not limited to the Companies Act 2006, GDPR, employment and Health & Safety    legislation and tax legislation, and 

•  do not have a direct effect on the financial statements but compliance with which may be fundamental to   the company’s ability to operate or to avoid a material penalty. These include operational and     employment laws and regulations including health and safety regulations, environmental regulations and    GDPR. 

We obtained an understanding of how the company are complying with those legal and regulatory frameworks by making enquiries with management and those responsible for legal and compliance frameworks. We corroborated our enquiries through review of correspondence with regulatory bodies and gaining an understanding of the entity level controls of the company in respect of these areas and the controls in place to reduce opportunity for fraudulent transactions. 

We have considered the control systems in place to prevent fraud from non-compliance with laws and regulations which are applicable to the company. 

We discussed among the audit engagement team including relevant internal tax specialists, regarding the opportunities and incentives, including management override of controls, that may exist within the organisation for fraud and how and where fraud might occur in the financial statements. We also communicated the applicable laws and regulations throughout our team and remained alert to any indications of non-compliance throughout the audit. 

The risk of management override of controls is the area where the financial statements were most susceptible to material misstatement due to fraud. In addition, the key principal risks related to the existence of inappropriate journal entries to impact the profit for the year and management bias in accounting estimates. 

Procedures performed to address these were as follows:

• Walkthrough testing was carried out to identify and assess the design effectiveness of controls,     management have in place to prevent and detect fraud, including known of suspected instances or non-   compliance with laws and regulations and fraud, 

 
Page 8

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ROLLCO GROUP HOLDINGS LIMITED (CONTINUED)


• Understanding how those charged with governance considered and addressed the potential for override    of controls or other inappropriate influence over the financial reporting process, 

• Using analytical procedures to identify any unusual or unexpected relationships that may indicate risks of   material misstatements due to fraud, 

• Assessing the appropriateness of accounting estimates and challenging any significant assumptions or    judgements made by management, 

• Incorporating testing of manual journal entries that were posted throughout the year. In particular, we    focused on material journal entries. These were scrutinised for evidence of unusual entries, 

• Selecting specific revenue transactions based on risk criteria and obtaining supporting documentation    including sales invoice to ensure revenue was appropriately recorded,  

• Reviewing specific cost of sale transactions based on risk criteria and reviewing invoice documentation    to ensure the expense was appropriately recorded, 

• Evaluated the business rationale of any significant transactions that are unusual or outside the normal    course of business. 
 


Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.



Thomas Rogers BA (Hons) ACA (Senior Statutory Auditor)
for and on behalf of
Haslers Assurance LLP
Chartered Accountants
Statutory Auditor
Old Station Road
Loughton
Essex
IG10 4PL

28 August 2026
Page 9

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 30 NOVEMBER 2025

2025
2024
 
£
£

  

Turnover
 4 
12,751,019
13,442,013

Cost of sales
  
(8,695,615)
(9,020,966)

Gross profit
  
4,055,404
4,421,047

Distribution costs
  
(794,183)
(728,125)

Administrative expenses
  
(2,330,636)
(2,322,242)

Other operating income
 5 
195,776
79,178

Fair value movements
  
-
977,639

Operating profit
 6 
1,126,361
2,427,497

Interest payable and similar expenses
 11 
(231,072)
(273,460)

Profit before taxation
  
895,289
2,154,037

Tax on profit
 12 
(223,821)
(541,549)

Profit for the financial year
  
671,468
1,612,488

Profit for the year attributable to:
  

Owners of the Parent Company
  
671,468
1,612,488

  
671,468
1,612,488

There were no recognised gains and losses for 2025 or 2024 other than those included in the consolidated statement of comprehensive income.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 20 to 38 form part of these financial statements.

Page 10

 
ROLLCO GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 09932240

CONSOLIDATED BALANCE SHEET
AS AT 30 NOVEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 14 
180,148
191,922

Investment property
 16 
9,422,000
9,813,002

  
9,602,148
10,004,924

Current assets
  

Stocks
 17 
6,922,123
7,478,676

Debtors: amounts falling due within one year
 18 
4,189,906
4,086,348

Cash at bank and in hand
 19 
1,333,210
295,559

  
12,445,239
11,860,583

Creditors: amounts falling due within one year
 20 
(2,490,734)
(3,395,073)

Net current assets
  
 
 
9,954,505
 
 
8,465,510

Total assets less current liabilities
  
19,556,653
18,470,434

Creditors: amounts falling due after more than one year
 21 
(6,475,307)
(5,515,410)

Provisions for liabilities
  

Deferred taxation
 23 
(825,603)
(828,459)

  
 
 
(825,603)
 
 
(828,459)

Net assets
  
12,255,743
12,126,565


Capital and reserves
  

Called up share capital 
 24 
13,403
13,403

Capital redemption reserve
 25 
1,039,097
1,039,097

Investment property reserve
 25 
2,834,718
2,834,718

Profit and loss account
 25 
8,368,525
8,239,347

Equity attributable to owners of the Parent Company
  
12,255,743
12,126,565

  
12,255,743
12,126,565


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 August 2026.

S K Malhotra
Director

The notes on pages 20 to 38 form part of these financial statements.
Page 11

 
ROLLCO GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 09932240
    
CONSOLIDATED BALANCE SHEET (CONTINUED)
AS AT 30 NOVEMBER 2025


Page 12

 
ROLLCO GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 09932240

COMPANY BALANCE SHEET
AS AT 30 NOVEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 15 
13,403
13,403

  
13,403
13,403

Current assets
  

Debtors: amounts falling due within one year
 18 
2,906,532
1,760,254

  
2,906,532
1,760,254

Total assets less current liabilities
  
 
 
2,919,935
 
 
1,773,657

  

Creditors: amounts falling due after more than one year
 21 
(2,904,727)
(1,758,449)

  

Net assets
  
15,208
15,208


Capital and reserves
  

Called up share capital 
 24 
13,403
13,403

Profit and loss account brought forward
  
1,805
1,805

Profit for the year
  
542,290
1,758,449

Other changes in the profit and loss account

  

(542,290)
(1,758,449)

Profit and loss account carried forward
  
1,805
1,805

  
15,208
15,208


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 August 2026.


S K Malhotra
Director

The notes on pages 20 to 38 form part of these financial statements.

Page 13
 

 
ROLLCO GROUP HOLDINGS LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 NOVEMBER 2025



Called up share capital
Capital redemption reserve
Investment property revaluation reserve
Profit and loss account
Equity attributable to owners of Parent Company
Total equity


£
£
£
£
£
£


At 1 December 2024
13,403
1,039,097
2,834,718
8,239,347
12,126,565
12,126,565



Comprehensive income for the year


Profit for the year
-
-
-
671,468
671,468
671,468



Contributions by and distributions to owners


Dividends: Equity capital
-
-
-
(542,290)
(542,290)
(542,290)



At 30 November 2025
13,403
1,039,097
2,834,718
8,368,525
12,255,743
12,255,743



The notes on pages 20 to 38 form part of these financial statements.

Page 14

 

 
ROLLCO GROUP HOLDINGS LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 NOVEMBER 2024



Called up share capital
Capital redemption reserve
Investment property revaluation reserve
Profit and loss account
Equity attributable to owners of Parent Company
Total equity


£
£
£
£
£
£


At 1 December 2023
663,403
1,039,097
2,101,489
9,118,537
12,922,526
12,922,526



Comprehensive income for the year


Profit for the year
-
-
-
1,612,488
1,612,488
1,612,488


Transfer on revaluation
-
-
733,229
(733,229)
-
-



Contributions by and distributions to owners


Dividends: Equity capital
-
-
-
(1,758,449)
(1,758,449)
(1,758,449)


Shares redeemed during the year
(650,000)
-
-
-
(650,000)
(650,000)



At 30 November 2024
13,403
1,039,097
2,834,718
8,239,347
12,126,565
12,126,565



The notes on pages 20 to 38 form part of these financial statements.

Page 15
 
ROLLCO GROUP HOLDINGS LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 NOVEMBER 2025


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 December 2024
13,403
1,805
15,208


Comprehensive income for the year

Profit for the year
-
542,290
542,290


Contributions by and distributions to owners

Dividends: Equity capital
-
(542,290)
(542,290)


At 30 November 2025
13,403
1,805
15,208



COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 NOVEMBER 2024


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 December 2023
663,403
1,805
665,208


Comprehensive income for the year

Profit for the year
-
1,758,449
1,758,449


Contributions by and distributions to owners

Dividends: Equity capital
-
(1,758,449)
(1,758,449)

Shares redeemed during the year
(650,000)
-
(650,000)


At 30 November 2024
13,403
1,805
15,208


The notes on pages 20 to 38 form part of these financial statements.

Page 16

 
ROLLCO GROUP HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
671,468
1,612,488

Adjustments for:

Depreciation of tangible assets
46,093
49,654

Loss on disposal of tangible assets
(10,377)
-

Interest paid
231,072
273,460

Taxation charge
223,821
541,549

Decrease/(increase) in stocks
556,553
(878,091)

(Increase) in debtors
(103,560)
(270,163)

(Decrease)/increase in creditors
(206,568)
2,115,985

Corporation tax (paid)
(299,578)
(237,470)

Net cash generated from operating activities

1,108,924
3,207,412


Cash flows from investing activities

Purchase of tangible fixed assets
(70,428)
(35,961)

Sale of tangible fixed assets
46,486
-

Purchase of investment properties
(5,000)
(832,361)

Sale of investment properties
396,002
(977,639)

Net cash from investing activities

367,060
(1,845,961)

Cash flows from financing activities

Purchase of ordinary shares
-
(650,000)

New secured loans
1,153,862
883,246

Movements on invoice discounting
(602,724)
434,147

Dividends paid
(542,290)
(1,758,449)

Interest paid
(231,072)
(273,460)

Net cash used in financing activities
(222,224)
(1,364,516)
Page 17

 
ROLLCO GROUP HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025


2025
2024

£
£



Net increase/(decrease) in cash and cash equivalents
1,253,760
(3,065)

Cash and cash equivalents at beginning of year
73,576
76,641

Cash and cash equivalents at the end of year
1,327,336
73,576


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
1,333,210
295,559

Bank overdrafts
(5,874)
(221,983)

1,327,336
73,576


The notes on pages 20 to 38 form part of these financial statements.

Page 18

 
ROLLCO GROUP HOLDINGS LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 30 NOVEMBER 2025




At 1 December 2024
Cash flows
At 30 November 2025
£

£

£

Cash at bank and in hand

295,559

1,037,651

1,333,210

Bank overdrafts

(221,983)

216,110

(5,873)

Debt due after 1 year

(2,555,494)

(1,015,086)

(3,570,580)

Debt due within 1 year

(372,107)

(138,775)

(510,882)


(2,854,025)
99,900
(2,754,125)

The notes on pages 20 to 38 form part of these financial statements.

Page 19

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

1.


General information

Rollco Group Holdings Limited is a private company, limited by shares and incorporated in England and Wales, United Kingdom, with a registration number 09932240. The address of the registered office is 22/25 Paycocke Road, Basildon, Essex, United Kingdom, SS14 3DR. This is a non-trading holding company. The group holds investment property and is a wholesaler of car components.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgement in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The financial statements are presented in sterling which is the functional currency of the company and rounded to the nearest pound sterling.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

Page 20

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated Statement of Comprehensive Income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Group has transferred the significant risks and rewards of ownership to the buyer;
the Group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Sales are recognised on the date of delivery.

Revenue recognised by the company in respect of rent invoiced, exclusive of Value Added Tax.

Rental income is recognised for the period for which it is payable.

Page 21

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.5

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.6

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.7

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.8

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Group in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.
Page 22

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)


2.9
Current and deferred taxation (continued)


Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.10

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the methods below.

Depreciation is provided on the following basis:

Plant and machinery
-
10%
straight line
Motor vehicles
-
25%
reducing balance
Fixtures and fittings
-
10%
straight line
Other fixed assets
-
over the term of the lease

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.11

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.12

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 23

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.13

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.14

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.15

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.16

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.17

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

Page 24

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.18

Financial instruments

Financial instruments are recognised in the Group's Balance Sheet when the Group becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Group transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Group will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities
Page 25

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)


2.18
Financial instruments (continued)


Financial liabilities are derecognised when the Group's contractual obligations expire or are discharged or cancelled.

 
2.19

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgements in applying accounting policies and key sources of estimation uncertainty

In applying the Company's accounting policies, the directors are required to make judgements, estimates and assumptions in determining the carrying amounts of assets and liabilities. The directors' judgements, estimates and assumptions are based on the best and most reliable evidence available at the time when the decisions are made, and are based on historical experience and other factors that are considered to be applicable. Due to the inherent subjectivity involved in making such judgements, estimates and assumptions, the actual results and outcomes may differ.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised, if the revision affects only that period, or in the period of the revision and future periods, if the revision affects both current and future periods.

The directors do not believe that there have been judgements made in the process of applying the above accounting policies that have had a significant effect on amounts recognised in the financial statements. Furthermore, the directors consider that there are no areas of estimation uncertainty at the balance sheet date that have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities within the next financial year.

Page 26

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£
£

Sales
12,751,019
13,442,013

12,751,019
13,442,013


Analysis of turnover by country of destination:

2025
2024
£
£

United Kingdom
11,423,530
12,537,741

Rest of Europe
1,327,489
904,272

12,751,019
13,442,013



5.


Other operating income

2025
2024
£
£

Ground rent receivable
190,620
61,680

Sundry income
5,156
17,498

195,776
79,178



6.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Fees payable to the Company's auditors for the audit of the consolidated and parent Company's financial statements
29,950
29,950

Exchange differences
14,360
(12,855)

Other operating lease rentals
-
(61,680)

Depreciation
46,093
49,654

Page 27

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

7.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors:


2025
2024
£
£

Fees payable to the Company's auditors for the audit of the consolidated and Parent Company's financial statements
5,330
5,330


8.


Fees payable to the Group's auditor and its associates in respect of:

2025
2024
£
£



Audit of subsidiaries
24,620
24,620

Taxation compliance services
1,470
1,470

26,090
26,090


9.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2025
2024
£
£


Wages and salaries
1,017,903
964,625

Social security costs
101,649
94,788

Cost of defined contribution scheme
17,308
17,095

1,136,860
1,076,508


The average monthly number of employees, including the directors, during the year was as follows:



Group
Group
Company
Company
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Employees
37
33
3
3

Page 28

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

10.


Directors' remuneration





11.


Interest payable and similar expenses

2025
2024
£
£


Bank interest payable
231,072
167,638

Other loan interest payable
-
105,822

231,072
273,460


12.


Taxation


2025
2024
£
£

Corporation tax


Adjustments in respect of previous periods
226,677
302,821


226,677
302,821


Total current tax
226,677
302,821

Deferred tax


Origination and reversal of timing differences
(2,856)
238,728

Total deferred tax
(2,856)
238,728


Tax on profit
223,821
541,549
Page 29

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025
 
12.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Profit on ordinary activities before tax
895,289
2,154,037


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
223,821
538,509

Effects of:


Other differences leading to an increase (decrease) in the tax charge
-
3,040

Total tax charge for the year
223,821
541,549


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Dividends

2025
2024
£
£


Dividends
542,290
1,758,449

542,290
1,758,449

Page 30

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

14.


Tangible fixed assets

Group



Plant and machinery
Motor vehicles
Fixtures and fittings
Other fixed assets
Total

£
£
£
£
£



Cost or valuation


At 1 December 2024
413,226
130,276
427,664
358,200
1,329,366


Additions
6,725
44,889
18,814
-
70,428


Disposals
-
(70,050)
-
-
(70,050)



At 30 November 2025

419,951
105,115
446,478
358,200
1,329,744



Depreciation


At 1 December 2024
387,533
78,615
313,096
358,200
1,137,444


Charge for the year on owned assets
6,485
14,413
25,195
-
46,093


Disposals
-
(33,941)
-
-
(33,941)



At 30 November 2025

394,018
59,087
338,291
358,200
1,149,596



Net book value



At 30 November 2025
25,933
46,028
108,187
-
180,148



At 30 November 2024
25,693
51,661
114,568
-
191,922

Page 31

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

15.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 December 2024
13,403



At 30 November 2025
13,403





Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Class of shares

Holding

Rolling Components Limited
22-25 Paycocke Road, Basildon, Essex, 
SS14 3DR
Ordinary
100%
Rollco Properties Limited
22-25 Paycocke Road, Basildon, Essex, 
SS14 3DR
Ordinary
100%

The aggregate of the share capital and reserves as at 30 November 2025 and the profit or loss for the year ended on that date for the subsidiary undertakings were as follows:

Name
Aggregate of share capital and reserves
Profit/(Loss)
£
£

Rolling Components Limited
7,718,144
182,715

Rollco Properties Limited
4,535,794
651,669

Page 32

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

16.


Investment property

Group


Freehold investment property

£



Valuation


At 1 December 2024
9,813,002


Additions at cost
5,000


Disposals
(396,002)



At 30 November 2025
9,422,000

The 2025 valuations were made by Fenn Wright, on an open market value basis.



If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
2024
£
£


Historic cost
6,079,393
6,079,393

6,079,393
6,079,393

2025
2024
£
£

Revaluation reserves


At 1 December 2024
-
-

Net surplus/(deficit) in movement properties
-
977,639

At 30 November 2025
-
977,639

17.


Stocks

Group
Group
2025
2024
£
£

Finished goods and goods for resale
6,922,123
7,478,676

6,922,123
7,478,676


Page 33

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

18.


Debtors

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Factored debts
3,899,453
3,461,190
-
-

Amounts owed by group undertakings
-
-
2,833,426
1,687,148

Other debtors
229,548
534,966
73,106
73,106

Prepayments and accrued income
60,905
90,192
-
-

4,189,906
4,086,348
2,906,532
1,760,254


The proceeds of factored debts advanced under an invoice discounting facility, are secured against the
book debts of the company and £150,000 personal guarantee by one of the directors, S K Malhotra.



19.


Cash and cash equivalents

Group
Group
2025
2024
£
£

Cash at bank and in hand
1,333,210
295,559

Less: bank overdrafts
(5,873)
(221,983)

1,327,337
73,576



20.


Creditors: Amounts falling due within one year

Group
Group
2025
2024
£
£

Bank overdrafts
5,873
221,983

Bank loans
510,882
372,107

Trade creditors
209,046
165,666

Corporation tax
229,917
302,821

Other taxation and social security
474,724
518,123

Proceeds of factored debts
-
602,724

Other creditors
877,251
1,006,096

Accruals and deferred income
183,041
205,553

2,490,734
3,395,073


Page 34

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

21.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loans
3,570,580
2,555,494
-
-

Other creditors
2,904,727
2,959,916
2,904,727
1,758,449

6,475,307
5,515,410
2,904,727
1,758,449


The bank loans are secured by a debenture over all property and assets of the company, first legal charge over a property owned by the company, and a guarantee by the directors S K Malhotra and U Malhotra for £2,600,000.


22.


Loans


Analysis of the maturity of loans is given below:


Group
Group
2025
2024
£
£

Amounts falling due within one year

Bank loans
510,882
372,107

Amounts falling due 1-2 years

Bank loans
790,717
427,378

Amounts falling due 2-5 years

Bank loans
1,532,301
1,282,998

Amounts falling due after more than 5 years

Bank loans
1,247,562
845,118

4,081,462
2,927,601


Page 35

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

23.


Deferred taxation


Group





2025


£






At beginning of year
(828,459)


Charged to profit or loss
2,856



At end of year
(825,603)









Group
Group
2025
2024
£
£

Accelerated capital allowances
(11,102)
(13,958)

Fair value movements
(814,501)
(814,501)

(825,603)
(828,459)


The net reversal of deferred tax assets and liabilities expected to reverse in the next year is £6,036 (2024: £3,180). This primarily relates to the reversal of timing differences on acquired tangible assets and capital allowances through depreciation.


24.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



1,340,300 (2024 - 1,340,300) Ordinary shares shares of £0.01 each
13,403
13,403

During the year, £650,000 of share capital was redeemed. This redemption was funded from distributable reserves and the reduction in share capital has been reflected in both parent and consolidated accounts.


Page 36

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

25.


Reserves

Investment property revaluation reserve

The investment property revaluation reserve represents cumulative effects of fair value adjustments on investment properties net of deferred tax and other adjustments.

Profit and loss account

The profit and loss account represents cumulative profits and losses net of dividends and other adjustments.


26.


Pension commitments

The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost charge represents contribution payable by the company to the fund and amounted to £17,308 (2024: £17,095). As at the year end the pensions payable balance was £Nil (2024: £Nil).


27.


Commitments under operating leases

At 30 November 2025 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2025
2024
£
£

Not later than 1 year
646,125
652,425

Later than 1 year and not later than 5 years
682,705
1,309,329

1,328,830
1,961,754


28.Directors' personal guarantees

SK and U Malhotra have given personal guarantees of £2,600,000 (2024: £2,600,000) against the company's bank borrowings. 

Page 37

 
ROLLCO GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

29.


Related party transactions

During the year the following transactions occurred and balances were due from/(to) related parties: 


2025
2024
£
£



Key management personnel
(2,904,726)
(2,503,989)

Other related parties
-
-

(2,904,726)
(2,503,989)


30.


Controlling party

The ultimate controlling party is S K Malhotra by virtue of his shareholding in the parent company.

Page 38