Company Registration No. 02947466 (England and Wales)
Informed Choice Limited
Unaudited accounts
for the year ended 31 July 2026
Informed Choice Limited
Unaudited accounts
Contents
Informed Choice Limited
Company Information
for the year ended 31 July 2026
Directors
BAMFORD, Andrea Ruth
BAMFORD, Martin Robert
BAMFORD, Nicholas
MCCARTHY, Shelley
Company Number
02947466 (England and Wales)
Registered Office
Informed Choice
Sundial House
20 High Street
Cranleigh
Surrey
GU6 8AE
England
Accountants
Surrey Hills Accountancy Limited
The Old Workshop
Longfrey Cottage
Dorking Road
Chilworth
GU4 8RH
Informed Choice Limited
Statement of financial position
as at 31 July 2026
Tangible assets
3,111
2,603
Cash at bank and in hand
302,304
293,243
Creditors: amounts falling due within one year
(88,131)
(83,756)
Net current assets
247,212
248,124
Total assets less current liabilities
253,298
250,727
Provisions for liabilities
Net assets
252,520
250,057
Called up share capital
100
100
Profit and loss account
252,420
249,957
Shareholders' funds
252,520
250,057
For the year ending 31 July 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 1 September 2026 and were signed on its behalf by
BAMFORD, Nicholas
Director
Company Registration No. 02947466
Informed Choice Limited
Notes to the Accounts
for the year ended 31 July 2026
Informed Choice Limited is a private company, limited by shares, registered in England and Wales, registration number 02947466. The registered office is Informed Choice, Sundial House, 20 High Street, Cranleigh, Surrey, GU6 8AE, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The financial statements are prepared under the historical cost convention and in accordance with the FRS 102 Section 1A Small Entities - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006.
The accounts are presented in £ sterling.
Turnover comprises invoiced fees and adviser charging receivable.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
25% Reducing Balance
Fixtures & fittings
25% Reducing Balance
Computer equipment
25% Reducing Balance
Intangible fixed assets, including website development costs, are included at cost less accumulated amortisation.
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws.
Deferred tax assets and liabilities are not discounted.
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
The directors have not identified any material uncertainties related to events or conditions that may cast significant doubt about the company's ability to continue as going concern.
Informed Choice Limited
Notes to the Accounts
for the year ended 31 July 2026
4
Intangible fixed assets
Other
5
Tangible fixed assets
Plant & machinery
Computer equipment
Total
Cost or valuation
At cost
At cost
At 1 August 2025
74,895
647
75,542
At 31 July 2026
75,151
1,826
76,977
At 1 August 2025
72,629
310
72,939
Charge for the year
593
334
927
At 31 July 2026
73,222
644
73,866
At 31 July 2026
1,929
1,182
3,111
At 31 July 2025
2,266
337
2,603
Amounts falling due within one year
Accrued income and prepayments
33,039
38,637
7
Creditors: amounts falling due within one year
2026
2025
Trade creditors
16,100
1,301
Taxes and social security
54,388
54,000
Other creditors
3,832
3,976
Loans from directors
6,361
3,136
Informed Choice Limited
Notes to the Accounts
for the year ended 31 July 2026
Allotted, called up and fully paid:
100 Ordinary shares of £1 each
100
100
The company operates a defined contribution personal pension scheme, The Sunlight Pension Plan, on behalf of directors Mr. N. Bamford & Mrs. A. R. Bamford. The assets of the scheme are held separately from those of the company in an independently administered fund. At the balance sheet date no unpaid contributions were due to the fund.
10
Transactions with related parties
The Trustees of the Sunlight Pension Plan (see note 10) own the freehold of the office building that the company has occupied since the 30th August 1996 on a 25 year lease and for which the company paid a market value rent of £19,600 (2025 - £19,600) in the period. The rent, currently £19,600 p.a., is reviewable every 5 years.
Mr. N. and Mrs. A. R. Bamford control 70% of the company's shares.
Dividends paid to directors
Dividends paid to the directors in their capacity as shareholders during the period included £48,000 to Mr N Bamford, (2025 - £48,000), £48,000 to Mrs A Bamford (2025 - £48,000) and £68,142.64 to Mr M Bamford (2025 - £68,142.64).
11
Average number of employees
During the year the average number of employees was 18 (2025: 18).