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Registration number: 05810658 (England and Wales)

Care Assist Limited

Annual Report and Financial Statements

for the Year Ended 31 March 2026

 

Care Assist Limited

Contents

Company Information

1

Strategic Report

2 to 3

Directors' Report

4

Statement of Directors' Responsibilities

5

Independent Auditor's Report

6 to 8

Profit and Loss Account

9

Balance Sheet

10

Statement of Changes in Equity

11

Notes to the Financial Statements

12 to 22

 

Care Assist Limited

Company Information

Directors

V K Maliwal

R Wazir

Siddharth Wazir

Surinder Wazir

Registered office

Cervantes House
5-9 Headstone Road
Harrow
Middlesex
HA1 1PD

Auditors

Hazlewoods LLP Windsor House
Bayshill Road
Cheltenham
GL50 3AT

 

Care Assist Limited

Strategic Report for the Year Ended 31 March 2026

The directors present their strategic report for the year ended 31 March 2026.

Principal activity

The principal activity of the company is the provision of care services. The company provides specialist residential care, supported living, domiciliary care and learning disability services across England. The company delivers care through specialist residential and community-based settings.

Strategy and service delivery

The company's strategy is to deliver high-quality, person-centred care that promotes recovery, independence and long-term wellbeing for younger adults with mental health conditions, young-onset dementia and learning
disabilities.

Services are tailored to individual needs and support individuals with complex conditions, including bipolar disorder, substance dependence and eating disorders. Care is delivered through specialist residential homes and community-based settings under structured care plans with appropriate oversight and support.

The company's integrated operating model combines specialist expertise, small-scale residential environments and supported living services to deliver positive outcomes for service users. During the year, the Company operated three residential care homes, five supported living locations and three specialist learning disability centres across Harrow, Hillingdon, Bedford, Ealing, Frithwood and High Wycombe.

These services provide a structured pathway from residential care and hospital settings towards greater independence while maintaining appropriate levels of support based on individual care needs.

Fair review of the business

The results for the year, which are set out in the profit and loss account, show turnover of £5,247,232 (2025 - £3,729,785) and an operating profit of £1,117,735 (2025 - £605,289). At 31 March 2026, the company had net assets of £2,962,473 (2025 - £2,253,403). The directors consider the performance for the year and the financial position at the year end to be satisfactory.

During the year, the company acquired the trade and assets of three homes previously run by Lomack Company Limited. These consist of two residential care homes and one supported living home, all located in Bedford.

The company's key financial and other performance indicators during the year were as follows:

Financial KPIs

Unit

2026

2025

Revenue

£

5,247,232

3,729,785

Operating profit

£

1,117,735

605,289

Profit after tax

£

709,070

106,687

Operational performance and outlook

All of the company's registered services continued to hold a 'Good' rating from the Care Quality Commission, reflecting the Board's ongoing commitment to delivering safe, effective and person-centred care.

Strategic priorities and future developments

The company continues to evaluate selective acquisition opportunities that complement its existing service portfolio and enhance its geographic presence. Investment decisions are based on strategic fit, expected financial returns, operational synergies and capital efficiency.

Management remains focused on improving employee retention, reducing reliance on agency staff, increasing occupancy levels and enhancing operational efficiency. Growth opportunities requiring modest capital investment and offering sustainable long-term returns will continue to be prioritised.

Principal risks and uncertainties

The Board regularly reviews the principal risks and uncertainties that may affect the achievement of the group's strategic objectives. The principal risk categories include regulatory compliance, workforce availability, health and safety, liquidity, competition and service quality.

These risks are monitored through established governance arrangements, key performance indicators, management reporting and internal control procedures. The Board reviews the effectiveness of mitigation measures throughout the year.

 

Care Assist Limited

Strategic Report for the Year Ended 31 March 2026

Risk management and internal controls

The company maintains an established framework for identifying, evaluating and managing the principal risks arising from its operations. Compliance with applicable legislation, regulatory
requirements and ethical standards remains integral to the group's governance framework.

Internal controls are designed to safeguard service users and group assets, ensure the integrity of financial reporting and support compliance with applicable laws and regulations. The Board retains overall responsibility for the effectiveness of the company's system of risk management and internal control.

Acknowledgements

The Board expresses its sincere appreciation to the Company's service users, commissioners, employees, suppliers, banking partners and other stakeholders for their continued support and commitment throughout the year.

Approved by the Board on 28 August 2026 and signed on its behalf by:


Siddharth Wazir
Director

 

Care Assist Limited

Directors' Report for the Year Ended 31 March 2026

The directors present their report and the financial statements for the year ended 31 March 2026.

Directors of the company

The directors who held office during the year were as follows:

V K Maliwal

R Wazir (appointed 11 August 2025)

Siddharth Wazir

Surinder Wazir

D Gohil (resigned 18 November 2025)

Asha Wazir (resigned 11 August 2025)

Financial instruments

Objectives and policies

The board constantly monitors the company's trading results and revise projections as appropriate to ensure that the company can meet its future obligations as they fall due.

Price risk, credit risk, liquidity risk and cash flow risk

The company is exposed to the usual credit and cash flow risks associated with selling on credit and manages this through credit control procedures. The company's bank loans and loan stock are subject to price and liquidity risk as disclosed in note 16 to the financial statements.

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Appointment of auditors

Hazlewoods LLP were appointed as auditors to the company during the period, and have expressed their willingness to continue in office.

Approved by the Board on 28 August 2026 and signed on its behalf by:


Siddharth Wazir
Director

 

Care Assist Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Strategic Report, Directors' Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Care Assist Limited

Independent Auditor's Report to the Members of Care Assist Limited

Opinion

We have audited the financial statements of Care Assist Limited (the 'company') for the year ended 31 March 2026, which comprise the Profit and Loss Account, Balance Sheet, Statement of Changes in Equity, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 March 2026 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

 

Care Assist Limited

Independent Auditor's Report to the Members of Care Assist Limited

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 5, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Extent to which the audit was capable of detecting irregularities, including fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We considered the nature of the company’s industry and its control environment and reviewed the company’s documentation of their policies and procedures relating to fraud and compliance with laws and regulations. We also enquired of management about their own identification and assessment of the risks of irregularities.

We obtained an understanding of the legal and regulatory framework that the company operates in and identified the key laws and regulations that had a direct effect on the determination of material amounts and disclosures in the financial statements, including the UK Companies Act and tax legislation, and, those that do not have a direct effect on the financial statements but compliance with which may be fundamental to the company’s ability to operate or to avoid a material penalty.

We discussed among the audit engagement team regarding the opportunities and incentives that may exist within the organisation for fraud and how and where fraud might occur in the financial statements.

 

Care Assist Limited

Independent Auditor's Report to the Members of Care Assist Limited

In common with all audits conducted in accordance with ISAs (UK), we are also required to perform specific procedures to respond to the risk of management override of controls. In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments; assessed whether the judgements made in accounting estimates are indicative of a potential bias; and evaluated the business rationale of any significant transactions that are unusual or outside the normal course of business.

In addition to the above, our procedures to respond to the risks identified included the following:

reviewing financial statement disclosures by testing to supporting documentation to assess compliance with provisions of relevant laws and regulations described as having a direct effect on the financial statements;

performing analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatements due to fraud;

enquiring of management concerning actual and potential litigation and claims and instances of non-compliance with laws and regulations; and

reading minutes of meetings of those charged with governance.

Our audit procedures were designed to respond to risks of material misstatement in the financial statements, recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery, misrepresentations or through collusion. There are inherent limitations in the audit procedures performed and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we are to become aware of it.

A further description of our responsibilities is available on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.





Joanne Hartness (Senior Statutory Auditor)
For and on behalf of Hazlewoods LLP, Statutory Auditor

Windsor House
Bayshill Road
Cheltenham
GL50 3AT

28 August 2026

 

Care Assist Limited

Profit and Loss Account for the Year Ended 31 March 2026

Note

2026
£

2025
£

Turnover

3

5,247,232

3,729,785

Cost of sales

 

(3,810,095)

(2,725,590)

Gross profit

 

1,437,137

1,004,195

Administrative expenses

 

(553,718)

(570,166)

Reversal of impairment on tangible fixed assets

13

233,016

-

Other operating income

4

1,300

171,260

Operating profit

5

1,117,735

605,289

Other interest receivable and similar income

6

1,200

3,630

Interest payable and similar expenses

7

(327,528)

(310,246)

Profit before tax

 

791,407

298,673

Tax on profit

11

(82,337)

(191,986)

Profit for the financial year

 

709,070

106,687

The above results were derived from continuing operations.

The company has no recognised gains or losses for the year other than the results above.

 

Care Assist Limited

(Registration number: 05810658)
Balance Sheet as at 31 March 2026

Note

2026
£

2025
£

Fixed assets

 

Intangible assets

12

206,825

-

Tangible assets

13

8,091,414

6,367,508

 

8,298,239

6,367,508

Current assets

 

Debtors

14

484,932

401,511

Cash at bank and in hand

 

279,326

120,553

 

764,258

522,064

Creditors: Amounts falling due within one year

15

(2,667,022)

(888,158)

Net current liabilities

 

(1,902,764)

(366,094)

Total assets less current liabilities

 

6,395,475

6,001,414

Creditors: Amounts falling due after more than one year

15

(3,294,037)

(3,661,670)

Provisions for liabilities

11

(138,965)

(86,341)

Net assets

 

2,962,473

2,253,403

Capital and reserves

 

Called up share capital

18

100,000

100,000

Profit and loss account

2,862,473

2,153,403

Shareholders' funds

 

2,962,473

2,253,403

Approved and authorised by the Board on 28 August 2026 and signed on its behalf by:
 


Siddharth Wazir
Director

 

Care Assist Limited

Statement of Changes in Equity for the Year Ended 31 March 2026

Share capital
£

Profit and loss account
£

Total
£

At 1 April 2025

100,000

2,153,403

2,253,403

Profit for the year

-

709,070

709,070

At 31 March 2026

100,000

2,862,473

2,962,473

Share capital
£

Profit and loss account
£

Total
£

At 1 April 2024

100,000

2,046,716

2,146,716

Profit for the year

-

106,687

106,687

At 31 March 2025

100,000

2,153,403

2,253,403

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

1

General information

The company is a private company limited by share capital, incorporated in the United Kingdom.

The address of its registered office is:
Cervantes House
5-9 Headstone Road
Harrow
Middlesex
HA1 1PD

 

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except for, where disclosed in these accounting policies, certain items that are shown at fair value.

The presentational currency of the financial statements is Pounds Sterling, being the functional currency of the primary economic environment in which the company operates. Monetary amounts in these financial statements are rounded to the nearest Pound.

Summary of disclosure exemptions

The company has not presented a cash flow statement on the grounds that the company is a wholly owned subsidiary and a group cash flow statement is included in the financial statements of Libra Agencies (UK) Limited.

Name of parent of group

These financial statements are consolidated in the financial statements of Libra Agencies (UK) Limited.

The financial statements of Libra Agencies (UK) Limited may be obtained from Companies House.

Going concern

After reviewing the company's forecasts and projections, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. The company therefore continues to adopt the going concern basis in preparing its financial statements.

Judgements and estimation uncertainty

These financial statements do not contain any significant judgements or estimation uncertainty.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the provision of services in the ordinary course of the company’s activities.

The company recognises revenue when: the amount of revenue can be reliably measured; it is probable that future economic benefits will flow to the entity; and specific criteria have been met for each of the company's activities.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in the profit and loss account, except that a charge attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

Deferred income tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the financial statements and on unused tax losses or tax credits in the company. Deferred income tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Tangible assets

Tangible assets are stated in the statement of financial position at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold property

Nil

Leasehold improvements

Straight line over 15 years

Fixtures, fittings and equipment

25% Straight line

Motor vehicles

25% Straight line

Freehold properties operated by the company are not depreciated. This represents a departure from FRS 102 which requires property to be depreciated as it has a limited useful economic life. However, the directors are of the opinion that the adoption of this policy is necessary to give a true and fair view of the financial statements due to the high level of maintenance being performed on all properties. These values are retained subject to the requirement to test assets for impairment in accordance with FRS 102.

Intangible assets

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the company’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Goodwill

Straight line over 10 years

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. All trade debtors are repayable within one year and hence are included at the undiscounted cost of cash expected to be received. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the debtors.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and all are repayable within one year and hence are included at the undiscounted amount of cash expected to be paid.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

Financial instruments


Classification
Financial instruments are classified and accounted for according to the substance of the contractual arrangement, as financial assets, financial liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities. Where shares are issued, any component that creates a financial liability of the company is presented as a liability on the balance sheet. The corresponding dividends relating to the liability component are charged as interest expenses in the profit and loss account.

 Recognition and measurement
All financial assets and liabilities are initially measured at transaction price (including transaction costs), except for those financial assets classified as at fair value through profit or loss, which are initially measured at fair value (which is normally the transaction price excluding transaction costs), unless the arrangement constitutes a financing transaction. If an arrangement constitutes a financing transaction, the financial asset or financial liability is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

 Impairment
Assets, other than those measured at fair value, are assessed for indicators of impairment at each balance sheet date. If there is objective evidence of impairment, an impairment loss is recognised in profit or loss as described below.

A non financial asset is impaired where there is objective evidence that, as a result of one or more events that occurred after initial recognition, the estimated recoverable value of the asset has been reduced. The recoverable amount of an asset is the higher of its fair value less costs to sell and its value in use.

The recoverable amount of goodwill is derived from measurement of the present value of the future cash flows of the cash-generating units ('CGUs') of which the goodwill is a part. Any impairment loss in respect of a CGU is allocated first to the goodwill attached to that CGU, and then to other assets within that CGU on a pro-rata basis.

Where indicators exist for a decrease in impairment loss, the prior impairment loss is tested to determine reversal. An impairment loss is reversed on an individual impaired asset to the extent that the revised recoverable value does not lead to a revised carrying amount higher than the carrying value had no impairment been recognised. Where a reversal of impairment occurs in respect of a CGU, the reversal is applied first to the assets (other than goodwill) of the CGU on a pro-rata basis and then to any goodwill allocated to that CGU.

For financial assets carried at amortised cost, the amount of an impairment is the difference between the asset’s carrying amount and the present value of estimated future cash flows, discounted at the financial asset’s original effective interest rate.

For financial assets carried at cost less impairment, the impairment loss is the difference between the asset’s carrying amount and the best estimate of the amount that would be received for the asset if it were to be sold at the reporting date.

Where indicators exist for a decrease in impairment loss, and the decrease can be related objectively to an event occurring after the impairment was recognised, the prior impairment loss is tested to determine reversal. An impairment loss is reversed on an individual impaired financial asset to the extent that the revised recoverable value does not lead to a revised carrying amount higher than the carrying value had no impairment been recognised.

 

3

Turnover

The total turnover of the company has been derived from its principal activity wholly undertaken in the United Kingdom.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

4

Other operating income

The analysis of the company's other operating income for the year is as follows:

2026
£

2025
£

Miscellaneous other operating income

1,300

3,923

Insurance claims receivable

-

167,337

1,300

171,260

 

5

Operating profit

Arrived at after charging/(crediting)

2026
£

2025
£

Depreciation expense

50,084

43,892

Amortisation expense

15,666

-

Impairment reversal

(233,016)

-

Operating lease expense - property

262,188

242,395

Operating lease expense - plant and machinery

14,040

7,708

 

6

Other interest receivable and similar income

2026
£

2025
£

Bank interest receivable

1,200

3,630

 

7

Interest payable and similar expenses

2026
£

2025
£

Interest on bank borrowings

297,076

259,416

Interest expense on other finance liabilities

30,452

50,830

327,528

310,246

 

8

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2026
£

2025
£

Wages and salaries

2,709,218

1,915,997

Social security costs

328,883

190,919

Pension costs, defined contribution scheme

36,012

25,191

3,074,113

2,132,107

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2026
No.

2025
No.

Administration and support

2

2

Operations

90

61

92

63

 

9

Directors' remuneration

The directors' remuneration for the year was as follows:

2026
£

2025
£

Remuneration

80,223

80,223

 

10

Auditors' remuneration

2026
£

2025
£

Audit of the financial statements

8,250

6,500

Other fees to auditors

All other non-audit services

3,000

3,494


 

 

11

Taxation

Tax charged/(credited) in the profit and loss account

2026
£

2025
£

Current taxation

UK corporation tax

101,069

62,300

UK corporation tax adjustment to prior periods

(71,356)

118,473

29,713

180,773

Deferred taxation

Arising from origination and reversal of timing differences

52,624

11,213

Tax expense in the income statement

82,337

191,986

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

The tax on profit before tax for the year is lower than the standard rate of corporation tax in the UK (2025 - higher than the standard rate of corporation tax in the UK) of 25% (2025 - 25%).

The differences are reconciled below:

2026
£

2025
£

Profit before tax

791,407

298,673

Corporation tax at standard rate

197,852

74,668

(Decrease)/increase in UK and foreign current tax from adjustment for prior periods

(71,356)

118,473

Tax increase/(decrease) from effect of capital allowances and depreciation

8,849

(1,155)

Effect of revenues exempt from taxation

(58,254)

-

Effect of expense not deductible in determining taxable profit (tax loss)

9,871

-

Tax decrease arising from group relief

(4,625)

-

Total tax charge

82,337

191,986

Deferred tax

Deferred tax assets and liabilities

2026

Liability
£

Accelerated capital allowances

138,965

2025

Liability
£

Accelerated capital allowances

86,341

 

12

Intangible assets

Goodwill
 £

Cost

Additions and at 31 March 2026

222,491

Amortisation

Amortisation charge and at 31 March 2026

15,666

Carrying amount

At 31 March 2026

206,825

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

13

Tangible assets

Land and buildings
£

Furniture, fittings and equipment
 £

Motor vehicles
 £

Leasehold improvements
£

Total
£

Cost or valuation

At 1 April 2025

6,472,525

219,714

5,500

351,587

7,049,326

Additions

-

12,882

-

-

12,882

Acquired through business combinations

1,490,000

9,792

28,300

-

1,528,092

At 31 March 2026

7,962,525

242,388

33,800

351,587

8,590,300

Depreciation

At 1 April 2025

233,016

176,482

5,500

266,820

681,818

Charge for the year

-

21,663

4,982

23,439

50,084

Reversal of impairment

(233,016)

-

-

-

(233,016)

At 31 March 2026

-

198,145

10,482

290,259

498,886

Carrying amount

At 31 March 2026

7,962,525

44,243

23,318

61,328

8,091,414

At 31 March 2025

6,239,508

43,233

-

84,767

6,367,508

During the year the company recognised the reversal of a previous impairment of £233,016 in respect of freehold property following an assessment of its recoverable amount. The reversal arose due to the reopening of the care home and revised forecasts supporting a higher value in use.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

14

Debtors

2026
£

2025
£

Trade debtors

15,472

36,788

Other debtors

406,231

313,583

Prepayments

63,229

51,140

484,932

401,511

 

15

Creditors

Note

2026
£

2025
£

Due within one year

 

Loans and borrowings

16

1,916,799

248,196

Trade creditors

 

110,930

67,907

Amounts due to group undertakings

20

25,447

11,000

Social security and other taxes

 

69,739

43,991

Outstanding defined contribution pension costs

 

7,643

10,146

Other payables

 

331,213

355,128

Accruals

 

104,418

41,507

Corporation tax liability

11

100,833

110,283

 

2,667,022

888,158

Due after one year

 

Loans and borrowings

16

3,294,037

3,011,670

Amounts owed to group undertakings

 

-

650,000

 

3,294,037

3,661,670

Amounts owed to group undertakings over 1 year related to a loan from the company's immediate parent, on which interest was charged at a rate of 7.5% per annum. The loan was repaid in full in the year.

 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

16

Loans and borrowings

Current loans and borrowings

2026
£

2025
£

Bank borrowings

1,916,799

248,196

Non-current loans and borrowings

2026
£

2025
£

Bank borrowings

3,294,037

3,011,670

Bank borrowings consist of five loans held with Coutts & Co. The first loan of £1,400,000 is repayable in quarterly capital and interest instalments of £30,505, with the remaining amount repayable on the expiry date in June 2026. Interest is charged at a rate of 2.35% above SONIA per annum. The balance outstanding at 31 March 2026 is £846,849 (2025 - £1,000,652).

The second loan of £1,150,000 is repayable in quarterly instalments of £20,535, with the remaining amount payable on the expiry date in February 2027. Interest is charged at a rate of 2.6% above the Bank of England base rate per annum. The balance outstanding at 31 March 2026 is £829,142 (2025 - £911,282).

The third loan of £1,700,000 is repayable in quarterly instalments of £28,071, with the remaining amount payable on the expiry date in June 2027. Interest is charged at a rate of 2.6% above SONIA per annum. The balance outstanding at 31 March 2026 is £1,235,648 (2025 - £1,347,932).

The fourth loan of £1,700,000 was drawn down in July 2025 and is repayable in quarterly instalments of £18,672, with the remaining amount payable on the expiry date in July 2030. Interest is charged at a rate of 2.75% above SONIA per annum. The balance outstanding at 31 March 2026 is £1,662,656.

The fifth loan of £650,000 was drawn down in November 2025 and is repayable in quarterly instalments of £13,459, with the remaining amount payable on the expiry date in November 2030. Interest is charged at a rate of 2.75% above SONIA per annum. The balance outstanding at 31 March 2026 is £636,541.

The loans are secured by way of a fixed and floating charge on the group's freehold properties.

 

17

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £36,012 (2025 - £25,191).

Contributions totalling £7,643 (2025 - £10,146) were payable to the scheme at the end of the year and are included in creditors.

 

18

Share capital

Allotted, called up and fully paid shares

2026

2025

No.

£

No.

£

Ordinary shares of £1 each

100,000

100,000

100,000

100,000

       
 

Care Assist Limited

Notes to the Financial Statements for the Year Ended 31 March 2026

 

19

Obligations under leases and hire purchase contracts

Operating leases

The total of future minimum lease payments is as follows:

2026
£

2025
£

Not later than one year

240,963

251,200

Later than one year and not later than five years

486,335

709,088

Later than five years

1,767,208

1,767,208

2,494,506

2,727,496

 

20

Related party transactions

Summary of transactions with key management

Key management personnel are considered to be the directors of the company and key management personnel compensation is disclosed in note 9 to the financial statements.

 

21

Parent and ultimate parent undertaking

The company's immediate parent is Carrington UK (Holdings) Limited, incorporated in United Kingdom.

 The ultimate parent is Libra Agencies Pvt. Ltd., incorporated in India.

 The ultimate controlling party is Asha Wazir, by virtue of her controlling interest in Libra Agencies Pvt. Ltd.