Ntegrity Insurance Solutions Limited

(Registration number: 06040578)
Balance Sheet as at 31 December 2025

	Note	2025 £	2024 £
Fixed assets
Tangible assets	4	4,215	6,105
Current assets
Debtors	5	1,123,142	1,050,433
Cash at bank and in hand		643,413	526,088
		1,766,555	1,576,521
Creditors: Amounts falling due within one year	6	(620,845)	(544,620)
Net current assets		1,145,710	1,031,901
Total assets less current liabilities		1,149,925	1,038,006
Provisions for liabilities		(2,303)	(7,162)
Net assets		1,147,622	1,030,844
Capital and reserves
Called up share capital	7	672,830	672,830
Profit and loss account		474,792	358,014
Total equity		1,147,622	1,030,844

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

These financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime and the option not to file the Profit and Loss Account has been taken.

Approved and authorised for issue by the Board on 27 August 2026 and signed on its behalf by:
 

.........................................

J W Woollam
Director

Ntegrity Insurance Solutions Limited

Notes to the Financial Statements for the Year Ended 31 December 2025

1	Statutory information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
One The Square
Temple Quay
Bristol
BS1 6DG
England

2	Accounting policies

Summary of significant accounting policies

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A - 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006.

Basis of preparation

These financial statements have been prepared using the historical cost convention.

The financial statements are prepared in pounds sterling which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

Going concern

The financial statements have been prepared on a going concern basis. Given the company's profitability and financial resources, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future.

Revenue recognition

Turnover is measured at the fair value of the consideration received or receivable. Revenue in relation to the arrangement of insurance is recognised on the effective date of the insurance policy.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date.

Ntegrity Insurance Solutions Limited

Notes to the Financial Statements for the Year Ended 31 December 2025

Deferred tax
Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset when the company has a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

Tangible fixed assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Furniture, fixtures and fittings	20% straight line per annum
Computer equipment	33% straight line per annum

Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks.

Trade debtors

Insurance debtors are recognised initially at the transaction price. They are subsequently measured less any provision for impairment. A provision for the impairment of insurance debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Trade creditors

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Provisions

Provisions are recognised when the company has an obligation at the reporting date as a result of a past event, it is probable that the company will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

Ntegrity Insurance Solutions Limited

Notes to the Financial Statements for the Year Ended 31 December 2025

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Employee benefits
The costs of short-term employee benefits, including the cost of any unused holiday entitlement, are recognised as a liability and an expense in the period in which the employees' services are received.

3	Staff numbers

The average number of persons employed by the company (including directors) during the year, was 6 (2024 - 6).

4	Tangible fixed assets

	Computer equipment  £	Furniture, fixtures and fittings  £	Total £
Cost
At 1 January 2025	27,023	5,542	32,565
Additions	1,041	-	1,041
At 31 December 2025	28,064	5,542	33,606
Depreciation
At 1 January 2025	21,385	5,075	26,460
Charge for the year	2,721	210	2,931
At 31 December 2025	24,106	5,285	29,391
Carrying amount
At 31 December 2025	3,958	257	4,215
At 31 December 2024	5,638	467	6,105

Ntegrity Insurance Solutions Limited

Notes to the Financial Statements for the Year Ended 31 December 2025

5	Debtors: amounts falling due within one year

	2025 £	2024 £
Amounts relating to insurance contracts	122,600	159,583
Amounts owed by group undertakings	997,355	886,267
Prepayments	3,187	4,583
	1,123,142	1,050,433

6

Creditors

	2025 £	2024 £
Amounts falling due within one year
Amounts relating to insurance contracts	496,124	454,043
Taxation and social security	16,660	11,105
Accruals	69,294	51,235
Corporation tax	38,767	28,237
	620,845	544,620

7	Share capital

Allotted, called up and fully paid shares

	2025		2024
	No.	£	No.	£
Ordinary shares of £1 each	672,830	672,830	672,830	672,830

8	Parent and ultimate parent undertakings

The company's immediate parent is Hayes Parsons Holdings Limited, incorporated in England and Wales with registered office: One The Square, Temple Quay, Bristol, England BS1 6DG. Wingardium Holdings Limited is the parent undertaking of the smallest group within which the company belongs and for which group financial statements are prepared (same registered office as the immediate parent).

Ntegrity Insurance Solutions Limited

Notes to the Financial Statements for the Year Ended 31 December 2025

9	Audit report

As the profit and loss account has been omitted from the filing copy of the financial statements the following information is in relation to the audit report on the statutory financial statements is provided in accordance with s444(5B) of the Companies Act 2006.

• The Independent Auditor's Report was unqualified.
• The name of the Senior Statutory Auditor who signed the audit report 28 August 2026 was David Wright BSc FCA.
• The auditor was Corrigan Accountants Limited.