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REGISTERED NUMBER: 03590797 (England and Wales)















Unaudited Financial Statements

for the Year Ended 31 January 2026

for

Northwood Dispensing Chemists Limited

Northwood Dispensing Chemists Limited (Registered number: 03590797)






Contents of the Financial Statements
for the Year Ended 31 January 2026




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4

Chartered Accountants' Report 11

Northwood Dispensing Chemists Limited

Company Information
for the Year Ended 31 January 2026







DIRECTORS: Mrs C J Haycock
H G Northwood
Mrs C J Northwood





SECRETARY: Mrs C J Northwood





REGISTERED OFFICE: The Bank of Wellbeing
Crown Bridge
Penkridge
Staffordshire
ST19 5AA





REGISTERED NUMBER: 03590797 (England and Wales)





ACCOUNTANTS: Tomkinson Teal (Lichfield) LLP
Hanover Court
5 Queen Street
Lichfield
Staffordshire
WS13 6QD

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Balance Sheet
31 January 2026

2026 2025
Notes £    £   
FIXED ASSETS
Intangible assets 4 - 1,594,939
Tangible assets 5 568,195 500,660
Investments 6 1,460,133 -
2,028,328 2,095,599

CURRENT ASSETS
Stocks 181,890 206,379
Debtors 7 2,547,661 726,964
Cash at bank and in hand 19,449 34,613
2,749,000 967,956
CREDITORS
Amounts falling due within one year 8 (2,062,071 ) (2,540,126 )
NET CURRENT ASSETS/(LIABILITIES) 686,929 (1,572,170 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

2,715,257

523,429

CREDITORS
Amounts falling due after more than one
year

9

(1,348,744

)

(831,991

)

PROVISIONS FOR LIABILITIES 12 (61,022 ) (43,362 )
NET ASSETS/(LIABILITIES) 1,305,491 (351,924 )

CAPITAL AND RESERVES
Called up share capital 13 1,000 1,000
Retained earnings 1,304,491 (352,924 )
SHAREHOLDERS' FUNDS 1,305,491 (351,924 )

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Balance Sheet - continued
31 January 2026


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 25 August 2026 and were signed on its behalf by:





H G Northwood - Director


Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements
for the Year Ended 31 January 2026

1. STATUTORY INFORMATION

Northwood Dispensing Chemists Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Preparation of consolidated financial statements
The financial statements contain information about Northwood Dispensing Chemists Limited as an individual company and do not contain consolidated financial information as the parent of a group. The company is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill
Goodwill, being the amount paid in connection with the acquisition of businesses in 2013 and 2017, is being amortised evenly over its estimated useful life of 20 years. The useful life has been re-assessed by the directors based upon their knowledge and experience of the local areas in which the company operates and other general market conditions in the sector.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.
Land and buildings - 10% on cost and No depreciation
Plant and machinery etc - 25% on cost, 20% on cost and 10% on cost

Freehold property is initially measured at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at the reporting end date. Changes in fair value are recognised in profit or loss.

Freehold land is not depreciated. The directors review the value of freehold buildings annually and consider that the residual value of the property is not less than their carrying amount. Accordingly, any depreciation charge would be immaterial to the financial statements and therefore no depreciation is provided.

Investments in subsidiaries
Investments in subsidiary undertakings are recognised at cost.

Stocks
Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost includes all costs of purchase, costs of conversion and other costs incurred in bringing stock to its present location and condition. Cost is calculated using the first-in, first-out formula. Provision is made for damaged, obsolete and slow-moving stock where appropriate.

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

2. ACCOUNTING POLICIES - continued

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter.

The interest element of these obligations is charged to profit or loss over the relevant period. The capital element of the future payments is treated as a liability.

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Going concern
The Directors have considered going concern in preparing these financial statements through review of the Company's financial position. It has been considered that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, the going concern basis of accounting has been adopted and no material uncertainties have been identified.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 47 (2025 - 88 ) .

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 February 2025 3,748,762
Disposals (3,323,762 )
At 31 January 2026 425,000
AMORTISATION
At 1 February 2025 2,153,823
Eliminated on disposal (1,728,823 )
At 31 January 2026 425,000
NET BOOK VALUE
At 31 January 2026 -
At 31 January 2025 1,594,939

5. TANGIBLE FIXED ASSETS
Freehold Long Plant and Motor
property leasehold machinery vehicles Totals
£    £    £    £    £   
COST OR VALUATION
At 1 February 2025 308,633 177,808 1,177,135 15,220 1,678,796
Additions - - 121,076 56,425 177,501
Disposals - (13,593 ) (239,805 ) - (253,398 )
At 31 January 2026 308,633 164,215 1,058,406 71,645 1,602,899
DEPRECIATION
At 1 February 2025 - 170,552 996,351 11,233 1,178,136
Charge for year - 2,088 37,696 8,615 48,399
Eliminated on disposal - (13,593 ) (178,238 ) - (191,831 )
At 31 January 2026 - 159,047 855,809 19,848 1,034,704
NET BOOK VALUE
At 31 January 2026 308,633 5,168 202,597 51,797 568,195
At 31 January 2025 308,633 7,256 180,784 3,987 500,660

Cost or valuation at 31 January 2026 is represented by:

Freehold Long Plant and Motor
property leasehold machinery vehicles Totals
£    £    £    £    £   
Valuation in 2024 82,020 - - - 82,020
Valuation in 2025 (82,020 ) - - - (82,020 )
Cost 308,633 164,215 1,058,406 71,645 1,602,899
308,633 164,215 1,058,406 71,645 1,602,899

Freehold property were valued on an open market basis on 31 January 2026 by the directors .

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

5. TANGIBLE FIXED ASSETS - continued

Fixed assets, included in the above, which are held under hire purchase contracts are as follows:
Plant and
machinery
£   
COST OR VALUATION
At 1 February 2025
and 31 January 2026 89,265
DEPRECIATION
At 1 February 2025 30,806
Charge for year 17,853
At 31 January 2026 48,659
NET BOOK VALUE
At 31 January 2026 40,606
At 31 January 2025 58,459

6. FIXED ASSET INVESTMENTS
Shares in
group
undertakings
£   
COST
Additions 1,460,133
At 31 January 2026 1,460,133
NET BOOK VALUE
At 31 January 2026 1,460,133

7. DEBTORS
2026 2025
£    £   
Amounts falling due within one year:
Trade debtors 356,189 549,874
Amounts owed by associates 190,000 -
Other debtors 1,001,472 177,090
1,547,661 726,964

Amounts falling due after more than one year:
Other debtors 1,000,000 -

Aggregate amounts 2,547,661 726,964

During the year the company disposed of part of its pharmacy business and received consideration comprising cash and loan notes. The loan notes receivable of £1,000,000 is repayable in 2040 and does not bear interest.

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2026 2025
£    £   
Bank loans and overdrafts 241,804 442,498
Hire purchase contracts (see note 10) 21,553 20,346
Pharmacy early payment scheme 474,882 765,055
Trade creditors 1,029,093 1,143,810
Amounts owed to group undertakings 205,608 100
Amounts owed to associates 20,167 -
Taxation and social security 15,069 94,334
Other creditors 53,895 73,983
2,062,071 2,540,126

9. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2026 2025
£    £   
Bank loans 1,331,941 791,044
Hire purchase contracts (see note 10) 16,803 40,947
1,348,744 831,991

Amounts falling due in more than five years:

Repayable by instalments
Bank loans more 5 yr by instal 1,039,907 242,776



10. LEASING AGREEMENTS

Minimum lease payments fall due as follows:

Hire purchase
contracts
2026 2025
£    £   
Net obligations repayable:
Within one year 21,553 20,346
Between one and five years 16,803 40,947
38,356 61,293

Non-cancellable
operating leases
2026 2025
£    £   
Within one year 101,538 139,007
Between one and five years 328,000 450,511
In more than five years 388,000 405,243
817,538 994,761

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

11. SECURED DEBTS

The following secured debts are included within creditors:

2026 2025
£    £   
Bank overdrafts 175,040 247,050
Bank loans 1,398,705 986,492
1,573,745 1,233,542

Bank loans and overdrafts are secured by a fixed and floating charge over all current and future assets of the company.

Hire purchase contracts are secured against the assets to which they relate.

12. PROVISIONS FOR LIABILITIES
2026 2025
£    £   
Deferred tax 61,022 43,362

Deferred
tax
£   
Balance at 1 February 2025 43,362
Provided during year 17,660
On property revaluation
Balance at 31 January 2026 61,022

13. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2026 2025
value: £    £   
1,000 Ordinary £1 1,000 1,000

14. RELATED PARTY DISCLOSURES

Apeton Property & Development Limited

A company in which Mr and Mrs Northwood are shareholders


2026 2025
£    £   
Amount due from related party at the balance sheet date 190,000 -

Northwood Dispensing Chemists Limited (Registered number: 03590797)

Notes to the Financial Statements - continued
for the Year Ended 31 January 2026

14. RELATED PARTY DISCLOSURES - continued

Northwood Plus Limited

A company in which Mr and Mrs Northwood are shareholders


2026 2025
£    £   
Amount due to related party at the balance sheet date 20,167 -

Chartered Accountants' Report to the Board of Directors
on the Unaudited Financial Statements of
Northwood Dispensing Chemists Limited

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Profit and Loss Account and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Northwood Dispensing Chemists Limited for the year ended 31 January 2026 which comprise the Profit and Loss Account, Balance Sheet, Statement of Changes in Equity and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed within the ICAEW's regulations and guidance at http://www.icaew.com/en/membership/regulations-standards-and-guidance.

This report is made solely to the Board of Directors of Northwood Dispensing Chemists Limited, as a body, in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of Northwood Dispensing Chemists Limited and state those matters that we have agreed to state to the Board of Directors of Northwood Dispensing Chemists Limited, as a body, in this report in accordance with ICAEW Technical Release 07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Northwood Dispensing Chemists Limited and its Board of Directors, as a body, for our work or for this report.

It is your duty to ensure that Northwood Dispensing Chemists Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of Northwood Dispensing Chemists Limited. You consider that Northwood Dispensing Chemists Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of Northwood Dispensing Chemists Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.






Tomkinson Teal (Lichfield) LLP
Hanover Court
5 Queen Street
Lichfield
Staffordshire
WS13 6QD


25 August 2026