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Registered number: 05654275 (England and Wales)














RISK DECISIONS GROUP LIMITED
UNAUDITED

DIRECTORS' REPORT AND FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 DECEMBER 2025


 
RISK DECISIONS GROUP LIMITED
 

 
COMPANY INFORMATION


Directors
J A Litman 
G Morrison 
C Pate 




Registered number
05654275



Registered office
Birchin Court
5th Floor

19-25 Birchin Lane

London

United Kingdom

EC3V 9DU






 
RISK DECISIONS GROUP LIMITED
 


CONTENTS



Page
Balance Sheet
 
1 - 2
Statement of Changes in Equity
 
3
Notes to the Financial Statements
 
4 - 5



 
RISK DECISIONS GROUP LIMITED
REGISTERED NUMBER:05654275


BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 2 
8,677
8,677

  
8,677
8,677

  

Creditors: amounts falling due within one year
 3 
(3,149)
(3,149)

Net current liabilities
  
 
 
(3,149)
 
 
(3,149)

Total assets less current liabilities
  
5,528
5,528

  

Net assets
  
5,528
5,528


Capital and reserves
  

Called up share capital 
 4 
5,528
5,528

  
5,528
5,528


For the period ended 31 December 2025 the Company was entitled to exemption from audit under section 480 of the Companies Act 2006.

Members have not required the Company to obtain an audit for the period in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




................................................
G Morrison
Director

Date: 1 September 2026

Page 1


 
RISK DECISIONS GROUP LIMITED
REGISTERED NUMBER:05654275

    
BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025

The notes on pages 4 to 5 form part of these financial statements.

Page 2


 
RISK DECISIONS GROUP LIMITED
 


STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 DECEMBER 2025


Called up share capital
Total equity

£
£


At 1 May 2024 (as previously stated)
8,249
8,249

Prior year adjustment - correction of error
(2,997)
(2,997)


At 1 May 2024 (as restated)
5,252
5,252
Total comprehensive income for the period
-
-

Shares issued during the year - as restated
276
276



At 1 January 2025
5,528
5,528


At 31 December 2025
5,528
5,528


The notes on pages 4 to 5 form part of these financial statements.

Page 3


 
RISK DECISIONS GROUP LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2025

1.Accounting policies

 
1.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

 
1.2

Exemption from preparing consolidated financial statements

The Company, and the Group headed by it, qualify as small as set out in section 383 of the Companies Act 2006 and the parent and Group are considered eligible for the exemption to prepare consolidated accounts.

 
1.3

Going concern

The Company is a holding company which the directors do not consider to be a trading entity. They have reviewed the ability of the Company to continue to meet any liabilities as they fall due, which is based on a fellow subsidiary Lumivero UK Limited providing financial support where appropriate. The Company has received written confirmation of this support and the directors have reviewed the ability of that company to provide appropriate support. As such, these financial statements are prepared on the going concern basis.

 
1.4

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

  
1.5

Creditors

Short term creditors are measured at the transaction price. Amounts owed to group undertakings are intercompany loans measured at cost. These loans are unsecured, interest free and repayable on demand.


2.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 January 2025
8,677



At 31 December 2025
8,677




Page 4


 
RISK DECISIONS GROUP LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2025

3.


Creditors: Amounts falling due within one year

2025
2024
£
£

Amounts owed to group undertakings
3,149
3,149

3,149
3,149



4.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



552,800 (2024 - 552,800) Ordinary Shares shares of £0.01 each
5,528
5,528

On 08 August 2024, 27,640 ordinary shares of £0.01 each were issued following the exercise of share options. All shares issued during the year were fully paid.



5.


Controlling party

Lumivero, LLC is the parent of the smallest group for which consolidated financial statements are drawn up of which the Company is a member. The registered office of the parent company is 200 Middlefield Road, Suite 201, Menlo Park, CA 94025.


6.


Post balance sheet events

There are no adjusting or non-adjusting events occurring between the end of the reporting period and the date these financial statements were approved. 

Page 5