Charity registration number SC010249 (Scotland)
Company registration number SC426095
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Allan Templeton (Chairperson)
Hector Roy Macintyre (Co vice-chairperson)
Pauline Butler (Secretary)
Anne MacLennan
Jean Ross (Co vice-chairperson)
Guy Seaman
Ben Thomas
Peter Lynn
Corinna Annetts
Liz Forrest
Gordon Mcintosh
Charity number (Scotland)
SC010249
Company number
SC426095
Registered office
Gairloch Museum
Gairloch
IV21 2BH
Independent examiner
Paul Hutchison ACA
Azets Audit Services
Chartered Accountants
Quay 2
139 Fountainbridge
Edinburgh
EH3 9QG
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
CONTENTS
Page
Trustees' report
1 - 7
Independent examiner's report
8
Statement of financial activities
9 - 10
Balance sheet
11
Notes to the financial statements
12 - 25
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 December 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's Memorandum and Articles of Association, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended), the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" ("FRS102") and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The purpose of the company, as a registered charity, is to promote and encourage interest in, and care for, the history, culture, beauty and character of the Parish of Gairloch, for the benefit of all who wish to be engaged in such advancement of its heritage, be they locally resident, visiting the area in person, or in contact through any form of communication from afar. For a list of activities organised by the charity in the year, please see the 'Exhibitions and Events' section.

Achievements and performance

In 2025 Gairloch Museum continued on its trajectory from a repurposed Cold War bunker to a premier Highland destination. We developed our exhibition and events offer and strengthened community ties through our talks, activities and outreach programme.

 

This year our income was sufficient to meet our cash outgoings. However footfall was similar to the previous year, and the need to increase visitor numbers to fund more, much needed, front of house sessions has become a priority. To that end we were fortunate in obtaining funding from three private donors to employ a Marketing Officer who began work in September.

 

The Board of the Museum met six times during the year, with the smaller Executive Group of Board Officers and Staff meeting between times, to address issues and ensure actions. Alistair Stephen (who has been a member of the Events and Outreach and Roundhouse Planning Groups) was co-opted and Sadie Paige (member of Exhibitions Planning Group and with an IT and Strategy background) attended several Board meetings. Roy Macintyre resigned as Vice-Chair. At the end of the year Irene Macintyre stepped down having been one of the longest serving members of the Board. Her contribution and commitment to the work of the Museum has been unswerving and she will be sorely missed (see also below).

 

There are now a number of Working Groups that meet regularly throughout the Year and report to the Board. They are Exhibition Planning Group, Events and Outreach Group, Financial Strategy Group and Ever Greener Group. Their reports are incorporated within the Board minutes available on the Website.

 

Our Curator Corinna Annetts continued to provide sound, efficient leadership in all relevant Museum matters. Much of her time was devoted to the Roundhouse Project: liaising with architects and all interested parties, preparing planning and building applications, and writing several substantive grant applications. As a result of this considerable effort the Project is now well underway and the building of the Roundhouse will be a major feature of our 50th Anniversary celebration in 2027. Behind the scenes at the Museum, two volunteers deserve mention. Dorothy Malone continues to provide and develop our genealogy offer, while Sofie Banister assists the Curator with collections work.

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 2 -

The Exhibitions, Events and Outreach programme was particularly busy with many new activities being trialled, this being the first full year of our MGS funded Events and Outreach Coordinator, Ell Sinclair. For example the programme was extended to include walks and workshops in Poolewe. As ever our Art Exhibitions proved popular with both visitors and locals with many highlights including a prestigious Summer Exhibition from the Royal Scottish Society of Painters in Watercolour (RSW). Our programme of support for the vulnerable in our community was best exemplified by the increasing profile of the Warm Winter/Whatever the Weather Wednesdays.

 

This year the Cafe did particularly well under its new Manager Noreen Mackenzie and assistant Jen Cockburn. An increased offer included a new menu, longer opening hours and support for many Museum activities. As a result Cafe income increased, although this has been offset by a number of unanticipated maintenance and equipment costs.

 

The Museum Shop continued to prove popular with both visitors and locals, offering an ever increasing range of merchandise. The undoubted success of our retail offer over recent years can be attributed to the commitment and expertise of Irene Macintyre. So her retirement at the end of the year leaves a gap that will be difficult to fill. However we were extremely grateful for her help in preparing for the new season.

 

Our Front of House staff, Eilidh Smith and Barbara MacKenzie, supported by a group of committed volunteers, worked hard to provide a warm welcome to all visitors and, judging by comments received, were successful in this respect. Eilidh and Barbara have in addition many other responsibilities behind the scenes, including the operational health and safety aspects of the premises and ensuring that the events and activities programme is promoted through social and print media. We are very fortunate in the quality of our many volunteers who support all aspects of the work and responsibilities of the Museum.

 

So as we look forward to the new season with optimism, the commitment of staff and volunteers is never taken for granted by the Museum Trustees, and we continue to offer opportunities across our full range of activities to those interested in supporting the culture and heritage of Gairloch parish.

Exhibitions and Events 2025
Exhibitions in the Museum Galleries
March-April
Exhibition 1
Blake Milteer
Preview 1 March
Returning
Exhibition 2
Carol Cocks
Inside Outside
May-June
Exhibition 3
Anna Brice Cockland
Preview 2 May
Destination
Exhibition 4
Derek Robertson
Bho Bheul an Eòin
July-August Preview 4 July
Exhibition 5 RSW Summer Exhibition
Members of The Royal Society of Painters in Watercolour
September-December
Exhibition 6
Lisa Fenton O'Brien
Preview 6 September
Saturation
Exhibition 7
Sarah Milteer
Story / Land
Talks, Walks and Films
Friday 31 January
Insights into Wester Ross from early maps
Nevis Hulme
Friday 21 February
Protecting Native Wildlife through the control of Mink
Prof. Xavier Lambin
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 3 -
Friday 28 March
The Archaeology of Salmon Fishing
Alastair Stenhouse
Friday 25 April
Red Deer - Unearthing our Ancient Story
Cath Page
Friday 13 June
Destination - artist's talk
Anna Brice Cockland
Friday 27 June
Bho Bheul an Eòin
Derek Robertson
(From the Bird's Mouth)
Monday 28 July
Guided walk: Stories of the Stones
Pauline Butler & Katie Grant
(Londubh Burial Ground, Poolewe)
Thursday 31 July
Guided Walk: Poolewe Past and Present
Pauline Butler
Monday 8 September
An evening with Donald S Murray and John B McMillan
Friday 12 September
Managing the Last Great Wilderness
Dr Kim Crosbie
Saturday 20 September
Doors Open Day, Behind the Scenes: store tours
Monday 13 October
Tattie Project Talk: The Commonwealth Potato Collection
Gayner Mackenzie (James Hutton Institute)
Monday 27 October (AGM)
Cracks, Chips and Copies: Discovering New Lives for the Stone of Destiny
Prof. Sally Foster
Saturday 22 November
Story / Land: Gallery Tour
Sarah Milteer
Friday 28 November
Beavers, Bears and Mountain Hares - the Past, Present and Future Wild Mammals of NW Scotland
Matt Larsen-Daw
Every Saturday during the season
Guided walks: Achtercairn Archaeology Trail
Jeremy Fenton
Ceilidh House
Mondays fortnightly throughout the year from 20 January to 15 December
Singing, playing music, reading some poetry or prose, telling a story …
Workshops/demonstrations
Fridays 10 January onwards during term time
Cearcall Còmhraidh (Gaelic conversation sessions)
Bria Mason
Thursday 13 February
History and Other Inspiration
Shona MacLean
Thursday 22 February
Gaelic Workshop
Anna MacQuarrie
(2 sessions)
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 4 -
Friday 21 and Saturday 22 March
Make do and Mend!
Friday 13 and Saturday 14 June
Friday 5 and Saturday 6 September
Friday 17 October (Torridon)
Friday 14 and Saturday 15 November
Tuesday 25 March
Creative Writing Workshop
Cynthia Rogerson
Thursday 17 April
Trad Dance Workshops
Ell Sinclair
Thursday 16 October
Build a mini-land yacht
Moray Swanson
(Science Skills Academy)
Wednesday 22 October
Eco-printing Workshop
Katie Grant
(Highlife Highland Ranger)
Saturday 22 November
Drawing from the Collection
Blake Milteer
(Art workshop)
Saturday 6 December
Christmas Tree Ornament Decorating
Book Group
Tuesday 4 February
The Secrets of Blythswood Square
(in person & online)
by Sara Sheridan
Tuesday 18 March (in person)
The Tailor of Inverness
Wednesday 19 March (online)
by Matthew Zajac
Tuesday 6 May
Young Art and Old Hector
(in person and online)
by Neil M. Gunn
Tuesday 10 June
The Diary of a Bookseller
(in person and online)
by Shaun Bythell
Tuesday 22 July
Restless
(in person and online)
by William Boyd
Tuesday 26 August
The Road Dance
(in person and online)
by John Mackay
Tuesday 4 November
One Came Back
(in person and online)
by Rose McDonagh
Wednesday 10 December (in person and online)
News of the Dead by James Robertson
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 5 -
Creative Writing Group
Tuesdays 14 January;
Creative Writing Group
25 February; 13 May; 17 June;
15 July; 12 August; 7 October;
16 December.
Whatever the Weather Wednesdays
Every Wednesday during term time
Reminiscence mornings based on stimulus objects from the Museum collections.
Games, chat, crafts afternoon
School Visits
25 & 26 September
Primary School Maths Week workshops
28 October
Gairloch High School SMART group
Visits to Isle View Care Home
13 May; 10 June; 1 July;
Reminiscence sessions
18 September; 6 October;
6 November; 16 December
Other Events
Saturday 24 January
Pub Quiz
Gairloch Museum
Saturday 28 February
Pub Quiz
Gairloch Hotel
Saturday 21 March
Pub Quiz
Gairloch Museum
Saturday 26 March
The Tattie project: planting
Fridays 2 May, 20 June,
Lòn Gaidhlig - Gaelic Lunch
29 August; 31 October;
12 December
3-9 May
Archaeology: Community Dig
Tom Gardner & Katie Walker
Wednesday 7 May
Archaeology dig: Open Day
Tuesday 15 July
Building the Roundhouse Project:
Community Ideas and Feedback
Wednesday 23 July
Fèis Rois Ceilidh Trail
Wednesday 13 August
Butoh Dance Performance
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 6 -
Saturdays 23 August &
The Tattie Project: harvesting the crop
25 October
Thursday 4 September
New music
Allie Ormston & Rò
Saturday 8 November
Dark Skies:
Bria Mason
Gaelic Stories and Songs by the Fire
Wednesday 17 December
Carols by the Lighthouse Lens
Financial review

An operating surplus of £25,051 on charitable activities combined with a charge for depreciation of £67,755 resulted in a deficit of £42,704 being carried through to the balance sheet financial year compared to a surplus of £28,748 last year. The charity held unrestricted income reserves of £2,078,708 at the year end (of which £1,980,013 represents the net book value of the museum building, fixtures & fittings etc) with restricted funding reserves of £117,337 and £37,628 to an endowment fund. In the view of the trustees, the company has sufficient reserves to enable it to continue to operate for the foreseeable future. Aside from time given by the volunteers, no facilities or services were donated.

Reserves policy

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

Structure, governance and management

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Allan Templeton (Chairperson)
Hector Roy Macintyre (Co vice-chairperson)
Pauline Butler (Secretary)
Irene Macintyre
(Resigned 28 February 2026)
Anne MacLennan
Jean Ross (Co vice-chairperson)
Guy Seaman
Ben Thomas
Peter Lynn
Corinna Annetts
Liz Forrest
Gordon Mcintosh

Induction and training of trustees

Trustees are appointed in accordance with the charity's governing documents, receive induction information and, where appropriate, training in specific aspects of curation, management and operations.

 

Key management personnel

A sub-group of trustees comprising a chairman, secretary and treasurer are responsible for setting the terms and conditions, including the remuneration packages, of the charity's key management personnel.

 

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
TRUSTEES' REPORT (INCLUDING DIRECTOR'S REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 7 -

This report has been prepared in accordance with the provisisions applicable to companies entitled to the small companies exemption.

The Trustees' report was approved by the Board of Trustees.

Allan Templeton (Chairperson)
24 August 2026
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
- 8 -

I report on the financial statements of the charity for the year ended 31 December 2025, which are set out on the statement of financial activities, balance sheet and related notes.

Respective responsibilities of trustees and examiner

The charity’s trustees, who are also the directors of Gairloch & District Heritage Company Ltd for the purposes of company law, are responsible for the preparation of the financial statements in accordance with the terms of the Charities and Trustee Investments (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. The trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the 2006 Accounts Regulations does not apply. It is my responsibility to examine the financial statements as required under section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner's statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently I do not express an audit opinion on the view given by the financial statements.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(a)
which gives me reasonable cause to believe that in any material respect the requirements:
(i)

to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations; and

(ii)

to prepare financial statements which accord with the accounting records and comply with Regulation 8 of the 2006 Accounts Regulations;

have not been met or
(b)

to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Paul Hutchison ACA
Azets Audit Services
Chartered Accountants
Quay 2
139 Fountainbridge
Edinburgh
EH3 9QG
Dated: 1 September 2026
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 9 -
Current financial year
Unrestricted
Restricted
Endowment
Total
Total
funds
funds
funds
2025
2025
2025
2025
2024
Notes
£
£
£
£
£
Income and endowments from:
Donations and legacies
3
20,741
59,820
-
80,561
139,424

Museum income

Admissions

54,674
-
-
54,674
56,579

Shop sales

65,680
-
-
65,680
58,987

Memberships

7,046
-
-
7,046
7,079

Cafe income

96,276
-
-
96,276
66,737

Income from fundraising

4
24,713
-
-
24,713
28,229

Investments

5
4,195
-
-
4,195
309
Other income
6
17,523
-
-
17,523
14,945
Total income and endowments
290,848
59,820
-
350,668
372,289
Expenditure on:

Raising funds

7
2,808
-
-
2,808
741
Charitable activities
8
313,298
77,266
-
390,564
342,800
Total expenditure
316,106
77,266
-
393,372
343,541
Net movement in funds
(25,258)
(17,446)
-
(42,704)
28,748
Fund balances at 1 January 2025
2,103,966
134,783
37,628
2,276,377
2,247,629
Fund balances at 31 December 2025
2,078,708
117,337
37,628
2,233,673
2,276,377

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED)
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 10 -
Prior financial year
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
2024
2024
2024
2024
Notes
£
£
£
£
Income and endowments from:
Donations and legacies
3
16,540
85,256
37,628
139,424

Museum income

Admissions

56,579
-
-
56,579

Shop sales

58,987
-
-
58,987

Memberships

7,079
-
-
7,079

Cafe income

66,737
-
-
66,737

Income from fundraising

4
28,229
-
-
28,229

Investments

5
309
-
-
309
Other income
6
14,945
-
-
14,945
Total income and endowments
249,405
85,256
37,628
372,289
Expenditure on:

Raising funds

7
741
-
-
741
Charitable activities
8
279,472
63,328
-
342,800
Total expenditure
280,213
63,328
-
343,541
Net (expenditure)/income before transfers
(30,808)
21,928
37,628
28,748
Gross transfers between funds
(2,217)
2,217
-
-
Net movement in funds
(33,025)
24,145
37,628
28,748
Fund balances at 1 January 2024
2,136,991
110,638
-
2,247,629
Fund balances at 31 December 2024
2,103,966
134,783
37,628
2,276,377
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
BALANCE SHEET
AS AT
31 DECEMBER 2025
31 December 2025
- 11 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
1,997,375
2,043,253
Current assets
Stocks
13
22,227
22,363
Debtors
14
18,451
16,124
Investments
15
50,000
-
Cash at bank and in hand
156,909
203,384
247,587
241,871
Creditors: amounts falling due within one year
16
(11,289)
(8,747)
Net current assets
236,298
233,124
Total assets less current liabilities
2,233,673
2,276,377
Capital funds
Endowment funds
18
37,628
37,628
Income funds
Restricted funds
19
117,337
134,783
Unrestricted funds
2,078,708
2,103,966
2,233,673
2,276,377

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 December 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 24 August 2026
Allan Templeton (Chairperson)
Trustee
Company registration number SC426095
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
- 12 -
1
Accounting policies
Charity information

Gairloch & District Heritage Company Ltd is a private company limited by guarantee incorporated in Scotland. The registered office is Gairloch Museum, Gairloch, IV21 2BH.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charity's memorandum and articles of association, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended), the Companies Act 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

 

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

The charity generated net income before depreciation was accounted for in the year, and continues to have a strong asset base and cash position. At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4
Income
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

 

Museum admissions and shop and cafe sales are recognised at the time of the sale. Museum membership is recognised on a cash basis, no deferral is recognised as the income is not a significant stream for the charity.

Income received under contract or where entitlement to grant funding is subject to the performance of specific activities is recognised where there is entitlement, certainty of receipt and the amount can be measured with sufficient reliability.

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 13 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

 

Expenditure includes any VAT which cannot be fully recovered and is reported as part of the expenditure to which it relates.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
straight line over 40 years
Plant and equipment
15% reducing balance
Fixtures and fittings
15% reducing balance

Assets under construction are considered for impairment and will be depreciated upon completion of the project.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7
Heritage assets

It is the policy of the charity not to capitalise heritage assets belonging to the Museum, where a reliable estimate cannot be made of the asset’s fair value or the information on cost or value is not available and which cannot be obtained at a cost which is commensurate with the benefits to the users of the financial statements. These are in effect inalienable, held in perpetuity, and are mostly irreplaceable. Any financially based valuation would be misleading to the value and significance of the material culture involved. The charity has a clear duty of care for these assets and to make them available for the enjoyment and education of the public as far as is possible, commensurate with their long-term care and preservation. The highest possible standards of collection management are applied, and the catalogues are made available as widely as possible to facilitate all enquiries and requests for information, subject to appropriate security and data protection guidelines.

1.8
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 14 -
1.9
Stocks

Stocks are stated at the lower of cost and estimated selling price.

Net realisable value is the estimated selling price less costs to be incurred in marketing, selling and distribution.

1.10

Current asset investments

Current asset investments are basic financial assets and include short-term liquid investments with original maturities between three months and one year.

1.11
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.12
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 15 -
1.13
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2
Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

 

At the year end there are no areas where critical judgements or material estimates have been made.

 

 

3
Donations and legacies
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2025
2025
2025
2025
£
£
£
£
Donations and gifts
14,069
13,000
-
27,069

Grants receivable for core activities

6,672
46,820
-
53,492
20,741
59,820
-
80,561
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2024
2024
2024
2024
£
£
£
£
Donations and gifts
10,268
23,000
37,628
70,896

Grants receivable for core activities

6,272
62,256
-
68,528
16,540
85,256
37,628
139,424
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
3
Donations and legacies
(Continued)
- 16 -
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2025
2025
2025
2025
£
£
£
£
Donations and gifts
Donations - general
14,069
-
-
14,069
Marketing officer
-
13,000
-
13,000
14,069
13,000
-
27,069
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2024
2024
2024
2024
£
£
£
£
Donations and gifts
Donations - general
10,268
-
-
10,268
Winter Warmer Wednesdays
-
2,000
-
2,000
Permanent Exhibition Improvements
-
10,000
-
10,000
Education programme
-
11,000
-
11,000
Richmond Endowment
-
-
37,628
37,628
10,268
23,000
37,628
70,896
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
3
Donations and legacies
(Continued)
- 17 -
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2025
2025
2025
2025
£
£
£
£
Grants receivable for core activities
Grants for running expenses
6,672
-
-
6,672
Grants for Pushing the Boundaries
-
10,066
-
10,066
Grants for Whatever the Weather
-
19,562
-
19,562
Grants for Gaelic Devleopment Officer
-
7,272
-
7,272
Grant for Gaelic Convenor
-
2,900
-
2,900
Grant for Geological Timeline
-
1,000
-
1,000
Grant for Celtman signage
-
1,020
-
1,020
Grant for Marketing officer
-
5,000
-
5,000
6,672
46,820
-
53,492
Unrestricted
Restricted
Endowment
Total
funds
funds
funds
general
2024
2024
2024
2024
£
£
£
£
Grants receivable for core activities
Grants for running expenses
6,272
590
-
6,862
Grants for Pushing the Boundaries
-
14,486
-
14,486
Grants for Whatever the Weather
-
35,180
-
35,180
Grants for Gaelic Devleopment Officer
-
9,100
-
9,100
Grant for Gaelic Convenor
-
2,900
-
2,900
6,272
62,256
-
68,528
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 18 -
4
Income from other trading activities
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Exhibition income
24,713
28,229
5
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
4,195
309
6
Other income
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Other income
7,806
2,150

HMRC Gift Aid received

3,684
8,548

Rental & property management fees

6,033
4,247
17,523
14,945
7

Raising funds

Unrestricted
Unrestricted
funds
funds
2025
2024
£
£

Exhibition expenses

2,808
741
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 19 -
8
Charitable activities
2025
2024
£
£
Staff costs
134,956
103,173
Depreciation and impairment
67,755
69,995

Director's remuneration and pension costs

36,861
29,985

Light & heat, rates & insurance

28,664
26,045

Operating lease payments - office equipment

-
613

Bank & PayPal charges

3,680
3,128

Property repairs & cleaning

9,884
4,998

Printing, postage, stationary & advertising

3,386
6,892
Exhibitor payments
13,607
18,089

Event & curation expenses

7,435
9,896

General expenses

5,344
3,596

Telephone, internet & computer costs

3,606
3,108

Travelling & subsistence

49
115

Accounting, professional & bookkeeping fees

1,507
690
Goods for resale
69,475
58,032
386,209
338,355
Share of governance costs (see note 9)
4,355
4,445
390,564
342,800
Analysis by fund
Unrestricted funds
313,298
279,472
Restricted funds
77,266
63,328
390,564
342,800
9
Support costs
Support costs
Governance costs
2025
Support costs
Governance costs
2024
£
£
£
£
£
£
Charitable activities

Independent examination

-
4,355
4,355
-
4,445
4,445
-
4,355
4,355
-
4,445
4,445
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 20 -
10
Trustees and Key Management Personnel

In accordance with the charity's governing documents, one employee serves as a (co-opted) trustee. During the current year, Corinna Annetts (Curator) served as a trustee for the year and the charity incurred costs of £32,625 in salary and Employers National Insurance costs and pension contriubtions of £5,023. In the prior year Eilidh Smith (Front of House Supervisor) served as a trustee from January 2024 to June 2024 and the charity incurred costs of £11,203 in salary and Employers National Insurance costs and pension contributions of £423. Corinna Anetts (Curator) served as a trustee from June 2024 to December 2024 and the charity paid her £19,245 includinding employers National Insurance, and pension contributions of £711.

 

None of the trustees (or any persons connected with them) received any expenses in the current or prior year.

11
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
10
9
Employment costs
2025
2024
£
£
Wages and salaries
162,960
128,278
Social security costs
5,823
2,518
Other pension costs
3,034
2,363
171,817
133,159
There were no employees whose annual remuneration was more than £60,000.
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 21 -
12
Tangible fixed assets
Freehold land and buildings
Assets under construction
Plant and equipment
Fixtures and fittings
Total
£
£
£
£
£
Cost
At 1 January 2025
2,062,237
-
27,944
461,980
2,552,161
Additions
-
5,870
3,867
12,140
21,877
At 31 December 2025
2,062,237
5,870
31,811
474,120
2,574,038
Depreciation and impairment
At 1 January 2025
194,305
-
18,291
296,312
508,908
Depreciation charged in the year
39,056
-
2,028
26,671
67,755
At 31 December 2025
233,361
-
20,319
322,983
576,663
Carrying amount
At 31 December 2025
1,828,876
5,870
11,492
151,137
1,997,375
At 31 December 2024
1,867,932
-
9,653
165,668
2,043,253
13
Stocks
2025
2024
£
£
Finished goods and goods for resale
22,227
22,363
14
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
1,610
2
Other debtors
3,684
14,636
Prepayments and accrued income
13,157
1,486
18,451
16,124
15
Current asset investments
2025
2024
£
£
Unlisted investments
50,000
-
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 22 -
16
Creditors: amounts falling due within one year
2025
2024
£
£
Other taxation and social security
1,129
2,257
Trade creditors
5,407
2,349
Other creditors
-
65
Accruals and deferred income
4,753
4,076
11,289
8,747
17
Retirement benefit schemes
Defined contribution schemes

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

18
Endowment funds

Endowment funds represent assets which must be held permanently by the charity. Income arising on the endowment funds can be used in accordance with the objects of the charity and is included as unrestricted income. Any capital gains or losses arising on the assets form part of the fund.

Movement in funds
Balance at
1 January 2025
Income
Balance at
31 December 2025
£
£
£
Permanent endowments
Richmond Endowment
37,628
-
37,628
37,628
-
37,628

The income from the Richmond Endowment fund will be expended on the museum's work.

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 23 -
19
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Movement in funds
Balance at
1 January 2025

Income

Expenditure

Transfers
Balance at
31 December 2025
£
£
£
£
£
Whatever the Weather Wednesdays
24,227
19,562
(35,863)
-
7,926
Long term reserve support
35,000
-
-
-
35,000
Solar panels
38,227
-
(4,984)
-
33,243
Gaelic development officer
-
7,272
(7,272)
-
-
Bord na Gaidhlig Gaelic Course Convener
1,956
2,900
(1,886)
-
2,970
Pushing the Boundaries - MGS
14,373
10,066
(24,439)
-
-
Permanent exhibtion improvements
10,000
-
(648)
-
9,352
Education programme
11,000
-
-
-
11,000
Signage
-
1,020
(1,020)
-
-
Geological Timeline
-
1,000
(355)
-
645
Marketing officer
-
18,000
(799)
-
17,201
134,783
59,820
(77,266)
-
117,337
GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
19
Restricted funds
(Continued)
- 24 -
Movement in funds
Balance at
1 January 2024

Income

Expenditure

Transfers
Balance at
31 December 2024
£
£
£
£
£
Events and outreach
17,258
-
(17,258)
-
-
Whatever the Weather Wednesdays
5,885
37,180
(18,838)
-
24,227
Long term reserve support
35,000
-
-
-
35,000
Solar panels
46,933
-
(8,706)
-
38,227
Gaelic development officer
5,562
9,100
(16,879)
2,217
-
Bord na Gaidhlig Gaelic Course Convener
-
2,900
(944)
-
1,956
Pushing the Boundaries - MGS
-
14,486
(113)
-
14,373
Permanent exhibtion improvements
-
10,000
-
-
10,000
Education programme
-
11,000
-
-
11,000
Signage
-
590
(590)
-
-
110,638
85,256
(63,328)
2,217
134,783

 

Events & outreach co-ordinator - these are funds received towards the events & outreach co-ordinator position

 

Whatever the Weather Wednesdays - to provide activities, and in winter, a warm lunch for members from the community with various challenges

Long term reserve support - these are funds to bolster reserves for the long term

 

Solar panels - funding received for the installation of solar panels on the museum building

 

Gaelic development officer - to promote the use of the Gaelic Language with three other Higland Museums across their sites and outreach activities

 

Bord na Gaidhlig Gaelic Course Convenor - funding for a Gaelic Language Course Convenor

 

Pushing the Boundaries MGS – to provide an event & exhibitions coordinator over a two-year period

Permanent exhibition improvements – individual donations towards refreshing and extending the museum’s permanent exhibition

Education programme – individual donations to support the museum’s programme of talks, workshops and other events

Signage - funding to improve the museum's signage

Geological Timeline - funding for waymarkers and information boards for the Geological Timeline

Marketing officer - funding for an employed marketing officer

GAIRLOCH & DISTRICT HERITAGE COMPANY LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 25 -
20
Analysis of net assets between funds
Unrestricted funds
Restricted funds
Endowment funds
Total
2025
2025
2025
2025
£
£
£
£
Fund balances at 31 December 2025 are represented by:
Tangible assets
1,958,061
39,314
-
1,997,375
Current assets/(liabilities)
120,647
78,023
37,628
236,298
2,078,708
117,337
37,628
2,233,673
Unrestricted funds
Restricted funds
Endowment funds
Total
2024
2024
2024
2024
£
£
£
£
Fund balances at 31 December 2024 are represented by:
Tangible assets
2,001,321
41,932
-
2,043,253
Current assets/(liabilities)
102,645
92,851
37,628
233,124
2,103,966
134,783
37,628
2,276,377
21
Related party transactions

Other than those already disclosed in note 10, there were no disclosable related party transactions during the year (2024 - none).

2025-12-312025-01-01falsefalsefalseCCH SoftwareiXBRL Review & Tag 2025.2SC4260952025-01-012025-12-31SC426095bus:Director12025-01-012025-12-31SC426095bus:Director22025-01-012025-12-31SC426095bus:Director32025-01-012025-12-31SC426095bus:Director52025-01-012025-12-31SC426095bus:Director62025-01-012025-12-31SC426095bus:Director72025-01-012025-12-31SC426095bus:Director82025-01-012025-12-31SC426095bus:Director92025-01-012025-12-31SC426095bus:Director102025-01-012025-12-31SC426095bus:Director112025-01-012025-12-31SC426095bus:Director122025-01-012025-12-31SC426095bus:Director42025-01-012025-12-31SC4260952025-12-31SC4260952024-12-31SC4260952024-01-012024-12-31SC426095bus:FRS1022025-01-012025-12-31SC426095char:IndependentExaminationCharity2025-01-012025-12-31SC426095bus:FullAccounts2025-01-012025-12-31xbrli:purexbrli:sharesiso4217:GBP