DAVID EDWARDS INSURANCE BROKERS LIMITED

Company Registration Number:
05055612 (England and Wales)

Unaudited abridged accounts for the year ended 31 December 2025

Period of accounts

Start date: 01 January 2025

End date: 31 December 2025

DAVID EDWARDS INSURANCE BROKERS LIMITED

Contents of the Financial Statements

for the Period Ended 31 December 2025

Balance sheet
Notes

DAVID EDWARDS INSURANCE BROKERS LIMITED

Balance sheet

As at 31 December 2025


Notes
2025
9 months to 31 December 2024


£
£
Called up share capital not paid: 0 0
Fixed assets
Intangible assets: 3 0 60,364
Tangible assets: 4 121,273 126,452
Investments:   0 0
Total fixed assets: 121,273 186,816
Current assets
Stocks: 0 0
Debtors: 5 622,406 303,237
Cash at bank and in hand: 522,727 683,456
Investments:   0 0
Total current assets: 1,145,133 986,693
Creditors: amounts falling due within one year: 6 (615,831) (184,161)
Net current assets (liabilities): 529,302 802,532
Total assets less current liabilities: 650,575 989,348
Creditors: amounts falling due after more than one year: 7 (23,283) (45,747)
Provision for liabilities: 0 (18,152)
Total net assets (liabilities): 627,292 925,449
Capital and reserves
Called up share capital: 100 100
Share premium account: 0 0
Revaluation reserve: 00
Other reserves: 0 0
Profit and loss account: 627,192 925,349
Shareholders funds: 627,292 925,449

The notes form part of these financial statements

DAVID EDWARDS INSURANCE BROKERS LIMITED

Balance sheet statements

For the year ending 31 December 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with Section 444(2A).

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen to not file a copy of the company’s profit & loss account.

This report was approved by the board of directors on 10 March 2026
and signed on behalf of the board by:

Name: Martin William Harry Cox
Status: Director

The notes form part of these financial statements

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

1. Accounting policies

These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

Turnover policy

Turnover is derived from contracts with customers for the transfer of services and is wholly generated in the United Kingdom. Turnover comprises commission, profit commission and fees associated with the placement of insurance costs. Commission and fees generated from insurance placement are recognised at a point in time, being the inception date of the cover.

Tangible fixed assets and depreciation policy

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset evenly over its expected useful life.

Intangible fixed assets and amortisation policy

Intangible fixed assets are measured at cost less accumulated amortisation and any accumulated impairment losses.

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

2. Employees

2025 9 months to 31 December 2024
Average number of employees during the period 26 27

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

3. Intangible Assets

Total
Cost £
At 01 January 2025 232,481
Additions 0
Disposals 0
Revaluations 0
Transfers 0
At 31 December 2025 232,481
Amortisation
At 01 January 2025 172,117
Charge for year 60,364
On disposals 0
Other adjustments 0
At 31 December 2025 232,481
Net book value
At 31 December 2025 0
At 31 December 2024 60,364

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

4. Tangible Assets

Total
Cost £
At 01 January 2025 240,079
Additions 19,696
Disposals 0
Revaluations 0
Transfers 0
At 31 December 2025 259,775
Depreciation
At 01 January 2025 113,627
Charge for year 24,875
On disposals 0
Other adjustments 0
At 31 December 2025 138,502
Net book value
At 31 December 2025 121,273
At 31 December 2024 126,452

Tangible fixed assets Leasehold Improvements Computers, fixtures & equipment Motor vehicles Total Cost £ £ £ £ At 1 Jan 2025 Additions Disposals 25,600 - - 144,229 19,696 - 70,250 - - 240,079 19,696 - At 31 Dec 2025 25,600 163,925 70,250 259,775 Depreciation At 1 Jan 2025 Charge for the period Disposals 14,720 2,560 - 76,427 12,761 - 22,480 9,554 - 113,627 24,875 - At 31 Dec 2025 17,280 89,188 32,034 138,502 Net book value At 1 Jan 2025 10,880 67,802 47,770 126,452 At 31 Dec 2025 8,320 74,737 38,216 121,273

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

5. Debtors

2025 9 months to 31 December 2024
££
Debtors due after more than one year: 622,406 303,237

Debtors 31 Dec 2025 £ 31 Dec 2024 £ Trade debtors Prepayments and accrued income 597,100 25,306 273,362 29,875 622,406 303,237

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

6. Creditors: amounts falling due within one year note

31 Dec 2025 £ 31 Dec 2024 £ Bank loans Corporation tax Other taxation and social security costs Accruals and deferred income Obligations under finance lease & hire purchase contracts (10,000) (306,563) (34,742) (254,742) (9,784) (10,000) (113,931) (28,267) (22,179) (9,784) (615,831) (184,161)

DAVID EDWARDS INSURANCE BROKERS LIMITED

Notes to the Financial Statements

for the Period Ended 31 December 2025

7. Creditors: amounts falling due after more than one year note

31 Dec 2025 £ 31 Dec 2024 £ Bank loans Obligations under finance lease & hire purchase contracts (1,365) (21,918) (12,014) (33,733) (23,283) (45,747)