REGISTERED NUMBER: 03508395 (England and Wales)

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

FOR

MONEYINFO LIMITED

Page

Company Information

1

Chairman's Report

2

Statement of Financial Position

3

Notes to the Financial Statements

5

DIRECTORS:

M J Cons

T Coombes

S Sangha

T J Williams

C N Coombes

P Hollingdale

REGISTERED OFFICE:

Forward House

17 High Street

Henley-in-Arden

Warwickshire

B95 5AA

REGISTERED NUMBER:

03508395 (England and Wales)

ACCOUNTANTS:

TGFP

Chartered Accountants

Fulford House

Newbold Terrace

Leamington Spa

Warwickshire

CV32 4EA

It gives me great pleasure to present this year's Chairman's Statement, reflecting another year of strong progress for Moneyinfo. Our continued investment in people, technology and client relationships has delivered another year of profitable growth, reinforcing our position as one of the UK's leading digital client engagement platforms for financial advisers and wealth managers.

During the year, revenue increased by 17% to £3.84 million, while operating profit grew by 37% to more than £550,000. This result demonstrates the strength of our recurring revenue model, the scalability of our platform and our disciplined approach to growth. The Board remains committed to delivering sustainable long-term value, balancing appropriate returns to shareholders with continued investment in the business.

Our platform continues to play an increasingly important role in helping firms strengthen client relationships through secure digital engagement. Adoption of features including secure messaging, digital onboarding, document sharing and collaborative fact-finding continues to grow, while our expanding ecosystem of integrations enables firms to incorporate Moneyinfo seamlessly into their wider technology infrastructure.

Artificial intelligence is rapidly transforming the advice profession, creating significant opportunities to improve productivity, deepen client engagement and enhance the quality of advice. We believe successful adoption will depend on combining AI-driven innovation with robust governance, security and regulatory compliance. Our strategy is focused on delivering practical AI capabilities that augment advisers' expertise, helping firms work more efficiently while maintaining the trust and personal relationships that remain at the heart of financial advice.

We believe this balanced approach positions the business strongly for the next generation of digital wealth management and looking ahead, the Board believes the business is entering a significant new phase of growth, underpinned by a highly scalable platform, increasing market demand, and clear strategy for innovation.

On behalf of the Board, I would like to thank our employees for their commitment, expertise and innovation throughout the year. I would also like to thank our clients and strategic partners for their continued trust and collaboration, and our shareholders for their ongoing support and confidence in our long-term vision. Together, we look forward to building on the strong foundations we have established and continuing our journey of sustainable growth.

FIXED ASSETS

Tangible assets

4

33,698

19,935

CURRENT ASSETS

Debtors

5

466,407

345,555

Cash at bank

1,135,617

873,012

1,602,024

1,218,567

CREDITORS

Amounts falling due within one year

6

534,857

427,350

NET CURRENT ASSETS

1,067,167

791,217

TOTAL ASSETS LESS CURRENT LIABILITIES

1,100,865

811,152

CAPITAL AND RESERVES

Called up and paid share capital

163,673

163,031

Share premium

105,419

99,381

Capital redemption reserve

6,010

6,010

Retained earnings

825,763

542,730

1,100,865

811,152

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 18 August 2026 and were signed on its behalf by:

M J Cons - Director

1.	STATUTORY INFORMATION

Moneyinfo Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Related party exemption

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

at varying rates on cost

Financial instruments

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Research and development

Expenditure on research and development is written off in the year in which it is incurred. Development expenditure is written off in the same year unless the directors are satisfied as to the technical, commercial and financial viability of individual projects. In this situation, the expenditure is deferred and amortised over the period from which the company is expected to benefit.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 35 (2024 - 31 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

and

fittings

£

COST

At 1 January 2025

105,080

Additions

31,391

At 31 December 2025

136,471

DEPRECIATION

At 1 January 2025

85,145

Charge for year

17,628

At 31 December 2025

102,773

NET BOOK VALUE

At 31 December 2025

33,698

At 31 December 2024

19,935

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

426,563

291,187

Other debtors

6,657

6,657

Prepayments and accrued income

33,187

47,711

466,407

345,555

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

80,672

128,206

Tax

-

2,157

Social security and other taxes

64,078

41,173

VAT

167,155

127,289

Accruals and deferred income

222,952

128,525

534,857

427,350