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Registered number: 10493420












PREMIER LIVING HOMES LIMITED
UNAUDITED
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026


 
PREMIER LIVING HOMES LIMITED
REGISTERED NUMBER:10493420

BALANCE SHEET
AS AT 31 MARCH 2026

As restated
2026
2025
Note
£
£

Fixed assets
  

Tangible assets
 4 
1,362
1,160

Investment property
 5 
10,411,129
8,828,182

  
10,412,491
8,829,342

Current assets
  

Debtors: amounts falling due within one year
 6 
1,714
13,376

Cash at bank and in hand
 7 
11,640
450,313

  
13,354
463,689

Creditors: amounts falling due within one year
 8 
(1,343,496)
(896,066)

Net current liabilities
  
 
 
(1,330,142)
 
 
(432,377)

Total assets less current liabilities
  
9,082,349
8,396,965

Creditors: amounts falling due after more than one year
 9 
(6,578,632)
(5,914,795)

Provisions for liabilities
  

Deferred tax
 11 
(624,406)
(630,046)

  
 
 
(624,406)
 
 
(630,046)

Net assets
  
1,879,311
1,852,124


Capital and reserves
  

Called up share capital 
  
2
2

Revaluation reserve
  
2,070,746
2,070,746

Profit and loss account
  
(191,437)
(218,624)

  
1,879,311
1,852,124


Page 1

 
PREMIER LIVING HOMES LIMITED
REGISTERED NUMBER:10493420
    
BALANCE SHEET (CONTINUED)
AS AT 31 MARCH 2026

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



................................................
Mr I D Brown
................................................
Mr M Peddle
Director
Director


Date: 1 September 2026

The notes on pages 3 to 9 form part of these financial statements.

Page 2

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026

1.


General information

Premier Living Homes Limited is a private company limited by shares incorporated in England and Wales. The registered office is 1 Barker Street, Nantwich, Cheshire, CW5 5SY.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

  
2.2

Turnover

Turnover is recognised at the fair value of the consideration received or receivable for goods and services provided in the normal course of business. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

When cash inflows are deferred and represent a financing arrangement, the fair value of the consideration is the present value of the future receipts. The difference between the fair value of the consideration and the nominal amount received is recognised as interest income.

 
2.3

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.4

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

  
2.5

Investment property

Investment property, which is property held to earn rentals and/or for capital appreciation, is initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at the reporting end date. Changes in fair value are recognised in profit or loss.

  
2.6

Borrowing costs

Borrowing costs directly attributable to the acquisition and development of qualifying investment property are capitalised as part of the cost of that asset.

During the year, borrowing costs of £62,273 were capitalised and included within investment property. The borrowing costs arose on a specific loan used to finance the acquisition and development of the property.

Page 3

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026

2.Accounting policies (continued)

 
2.7

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.8

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.9

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 4

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026

2.Accounting policies (continued)


2.9
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
25%
straight line
Computer equipment
-
33%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.10

Revaluation of tangible fixed assets

Individual freehold and leasehold properties are carried at current year value at fair value at the date of the revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. Revaluations are undertaken with sufficient regularity to ensure the carrying amount does not differ materially from that which would be determined using fair value at the balance sheet date.

Fair values are determined from market based evidence normally undertaken by professionally qualified valuers.

Revaluation gains and losses are recognised in other comprehensive income unless losses exceed the previously recognised gains or reflect a clear consumption of economic benefits, in which case the excess losses are recognised in profit or loss.

 
2.11

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.12

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.13

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

Page 5

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026

2.Accounting policies (continued)

 
2.14

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.15

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.


3.


Employees

The average monthly number of employees, including directors, during the year was 4 (2025 - 4).


4.


Tangible fixed assets


Fixtures and fittings
Computer equipment
Total

£
£
£



Cost or valuation


At 1 April 2025
3,559
1,740
5,299


Additions
-
1,173
1,173



At 31 March 2026

3,559
2,913
6,472



Depreciation


At 1 April 2025
3,559
580
4,139


Charge for the year on owned assets
-
971
971



At 31 March 2026

3,559
1,551
5,110



Net book value



At 31 March 2026
-
1,362
1,362



At 31 March 2025
-
1,160
1,160

Page 6

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026


5.


Investment property


Freehold investment property

£



Valuation


At 1 April 2025
8,828,182


Additions at cost
1,582,947



At 31 March 2026
10,411,129

          
          Investment property comprises fourteen properties. The fair value of the investment property has been
          arrived at based on the directors valuations of the properties. The valuation was made on an open
          market value basis by reference to market evidence of transaction prices for similar properties.
          Revaluations in the year are based on valuations made by Paramount Surveyors when obtaining 
          additional finance on those properties.





6.


Debtors

2026
2025
£
£


Trade debtors
201
97

Prepayments and accrued income
1,513
13,279

1,714
13,376



7.


Cash and cash equivalents

2026
2025
£
£

Cash at bank and in hand
11,640
450,313

11,640
450,313


Page 7

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026

8.


Creditors: Amounts falling due within one year

2026
2025
£
£

Other loans
779,238
639,403

Trade creditors
6,369
12,085

Other taxation and social security
379
866

Other creditors
263,557
239,737

Accruals and deferred income
293,953
3,975

1,343,496
896,066



9.


Creditors: Amounts falling due after more than one year

2026
2025
£
£

Bank loans
6,578,632
5,914,795

6,578,632
5,914,795



10.


Secured debts

Creditors include mortgages in the sum of £6,578,632 (2025: £5,914,795) which are secured on the properties they relate to.


11.


Deferred taxation




2026


£






At beginning of year as restated
(630,046)


Charged to profit or loss
5,640



At end of year
(624,406)

Page 8

 
PREMIER LIVING HOMES LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026
 
11.Deferred taxation (continued)

The provision for deferred taxation is made up as follows:

As restated
2026
2025
£
£


Accelerated capital allowances
(341)
(290)

Tax losses carried forward
74,092
52,833

Revaluation reserve adjustment
(682,589)
(682,589)

Borrowing costs
(15,568)
-

(624,406)
(630,046)


12.


Prior year adjustment

During the year ended 31 March 2026, the directors reassessed the deferred taxation arising on the company's revaluation reserve. As a result of this review, the deferred tax liability at 1 April 2024 was found to have been understated.

The comparative information has therefore been restated to reflect an additional deferred tax liability of £138,714 at 1 April 2024. As the deferred tax relates solely to gains recognised within the revaluation reserve, the adjustment has been recognised directly within reserves and has had no impact on retained earnings, profit for the year, or net assets excluding the revaluation reserve.
Page 9