Unique Insurance Solutions Limited Filleted accounts for Companies House (small and micro)

COMPANY REGISTRATION NUMBER: 04016271

Unique Insurance Solutions Limited

Filleted Unaudited Financial Statements

31 March 2026

Unique Insurance Solutions Limited

Financial Statements

Year ended 31st March 2026

Contents	Page

Statement of financial position	1

Notes to the financial statements	2

Unique Insurance Solutions Limited

Statement of Financial Position

31 March 2026

	2026		2025
Note	£	£	£	£

Fixed assets

Tangible assets	5		8,750		6,524

Current assets

Debtors	6	202,783	250,595
Cash at bank and in hand		211,591	364,072
		---------	---------
		414,374	614,667

Creditors: amounts falling due within one year	7	302,840		421,142
		---------		---------
Net current assets			111,534		193,525
			---------		---------
Total assets less current liabilities			120,284		200,049
			---------		---------
Net assets			120,284		200,049
			---------		---------

Capital and reserves

Called up share capital	8	100	100
Profit and loss account		120,184	199,949
		---------	---------
Shareholders funds		120,284	200,049
		---------	---------

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with Section 1A of FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

In accordance with section 444 of the Companies Act 2006, the statement of income and retained earnings has not been delivered.

For the year ending 31st March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

- The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476 ;

- The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of financial statements .

These financial statements were approved by the board of directors and authorised for issue on 29 August 2026 , and are signed on behalf of the board by:

Mr H R Ryles

Director

Company registration number: 04016271

Unique Insurance Solutions Limited

Notes to the Financial Statements

Year ended 31st March 2026

1. General information

The company is a private company limited by shares, registered in England and Wales. The address of the registered office is Orchard House, 66a Victoria Road, Chelmsford, Essex, CM1 1PA.

2. Statement of compliance

These financial statements have been prepared in compliance with Section 1A of FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland'.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis. The financial statements are prepared in sterling, which is the functional currency of the entity.

Revenue recognition

The turnover shown in the profit and loss account represents amounts invoiced during the year, exclusive of Value Added Tax.

Income tax

The taxation expense represents the aggregate amount of current and deferred tax recognised in the reporting period. Tax is recognised in profit or loss, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. In this case, tax is recognised in other comprehensive income or directly in equity, respectively. Current tax is recognised on taxable profit for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Land and buildings	-	Over 15 years
Equipment	-	25% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly.

Financial instruments

Financial instruments are classified and accounted for, according to the substance of the contractual arrangement, as either financial assets, financial liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities.

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided.

4. Employee numbers

The average number of persons employed by the company during the year amounted to 16 (2025: 15 ).

5. Tangible assets

	Leasehold buildings	Equipment	Total
	£	£	£
Cost
At 1st April 2025	76,977	84,539	161,516
Additions	–	5,771	5,771
	--------	--------	---------
At 31st March 2026	76,977	90,310	167,287
	--------	--------	---------
Depreciation
At 1st April 2025	76,977	78,015	154,992
Charge for the year	–	3,545	3,545
	--------	--------	---------
At 31st March 2026	76,977	81,560	158,537
	--------	--------	---------
Carrying amount
At 31st March 2026	–	8,750	8,750
	--------	--------	---------
At 31st March 2025	–	6,524	6,524
	--------	--------	---------

6. Debtors

	2026	2025
	£	£
Trade debtors	197,072	241,426
Prepayments and accrued income	5,711	9,169
	---------	---------
	202,783	250,595
	---------	---------

7. Creditors: amounts falling due within one year

	2026	2025
	£	£
Trade creditors	5,831	–
Accruals and deferred income	7,525	7,366
Corporation tax	203,295	324,624
Social security and other taxes	60,992	72,205
Director loan accounts	277	6
Other creditors	24,920	16,941
	---------	---------
	302,840	421,142
	---------	---------

8. Called up share capital

Issued, called up and fully paid

	2026		2025
	No.	£	No.	£
Ordinary shares of £ 1 each	100	100	100	100
	----	----	----	----

9. Related party transactions

At the year end the company owed its directors £277 (2025 - £6) which is shown amongst creditors. During the year, rent of £45,600 (2025 - £38,400) was paid on a property owned by the directors.