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Company Registration No. 04838284 (England and Wales)
Bricks and Motor Insurance Brokers Ltd Unaudited accounts for the year ended 31 December 2025
Bricks and Motor Insurance Brokers Ltd Unaudited accounts Contents
Page
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Bricks and Motor Insurance Brokers Ltd Company Information for the year ended 31 December 2025
Director
Mr S.J.Phillips
Company Number
04838284 (England and Wales)
Registered Office
84 Bolton Street Bury Lancashire BL9 0LL England
Accountants
Accology Limited Bolton Arena Arena Approach Horwich Lancashire BL6 6LB
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Bricks and Motor Insurance Brokers Ltd Statement of financial position as at 31 December 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Investments
3,342 
3,342 
Current assets
Debtors
66,899 
78,663 
Cash at bank and in hand
447,416 
363,397 
514,315 
442,060 
Creditors: amounts falling due within one year
(422,597)
(440,570)
Net current assets
91,718 
1,490 
Net assets
95,060 
4,832 
Capital and reserves
Called up share capital
51 
51 
Capital redemption reserve
49 
49 
Profit and loss account
94,960 
4,732 
Shareholders' funds
95,060 
4,832 
For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 2 September 2026 and were signed on its behalf by
Mr S.J.Phillips Director Company Registration No. 04838284
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Bricks and Motor Insurance Brokers Ltd Notes to the Accounts for the year ended 31 December 2025
1
Statutory information
Bricks and Motor Insurance Brokers Ltd is a private company, limited by shares, registered in England and Wales, registration number 04838284. The registered office is 84 Bolton Street, Bury, Lancashire, BL9 0LL, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover represents the value, net of VAT and discounts, of goods provided to customers and work carried out in respect of services provided to customers.
Fixed assets policy
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
15% pa reducing balance
Computer equipment
25% pa stright line
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are amortised at rates calculated to write off the assets on a straight basis over their estimated useful economic lives. Impairment of intangible fixed assets is only reviewed where circumstances indicate that the carrying value of an asset may not be fully recoverable.
4
Intangible fixed assets
Goodwill 
£ 
Cost
At 1 January 2025
200,000 
At 31 December 2025
200,000 
Amortisation
At 1 January 2025
200,000 
At 31 December 2025
200,000 
Net book value
At 31 December 2025
- 
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Bricks and Motor Insurance Brokers Ltd Notes to the Accounts for the year ended 31 December 2025
5
Tangible fixed assets
Fixtures & fittings 
Computer equipment 
Total 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At 1 January 2025
13,640 
2,511 
16,151 
At 31 December 2025
13,640 
2,511 
16,151 
Depreciation
At 1 January 2025
13,640 
2,511 
16,151 
At 31 December 2025
13,640 
2,511 
16,151 
Net book value
At 31 December 2025
- 
- 
- 
6
Investments
Other investments 
£ 
Valuation at 1 January 2025
3,342 
Valuation at 31 December 2025
3,342 
7
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Trade debtors
59,774 
74,538 
Accrued income and prepayments
6,000 
3,000 
Other debtors
1,125 
1,125 
66,899 
78,663 
8
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Trade creditors
304,094 
341,288 
Taxes and social security
44,096 
21,808 
Other creditors
72,526 
77,474 
Accruals
1,881 
- 
422,597 
440,570 
9
Share capital
2025 
2024 
£ 
£ 
Allotted, called up and fully paid:
51 Ordinary shares of £1 each
51 
51 
10
Average number of employees
During the year the average number of employees was 10 (2024: 10).
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