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Spinlock Holdings Limited

Annual Report and Consolidated Financial Statements
Year Ended 31 December 2025

Registration number: 07912342

 

Spinlock Holdings Limited

Contents

Company Information

1

Strategic Report

2 to 5

Directors' Report

6

Statement of Directors' Responsibilities

7

Independent Auditor's Report

8 to 11

Consolidated Profit and Loss Account

12

Consolidated Statement of Comprehensive Income

13

Consolidated Balance Sheet

14

Balance Sheet

15

Consolidated Statement of Changes in Equity

16

Statement of Changes in Equity

17

Consolidated Statement of Cash Flows

18

Notes to the Financial Statements

19 to 37

 

Spinlock Holdings Limited

Company Information

Directors

C R Hill

C Senior

Company secretary

C Senior

Registered office

Spinlock Limited
Birmingham Road
Cowes
Isle of Wight
PO31 7BH

Auditors

PKF Francis Clark
Statutory AuditorTowngate House
2-8 Parkstone Road
Poole
Dorset
BH15 2PW

 

Spinlock Holdings Limited

Strategic Report for the Year Ended 31 December 2025

The directors present their strategic report for the year ended 31 December 2025.

Principal activity

The principal activity of the group is the development, manufacture and sale of marine equipment for load management and personal protection.

Fair review of the business

Spinlock is an independent, design-led group based in Cowes, Isle of Wight, with over fifty years' experience of designing and manufacturing innovative marine equipment. The Group has established a strong reputation for technical performance, product quality and innovation, supplying products for sailing boats ranging from dinghies to the largest superyachts, as well as for commercial marine and other water sports markets.

The Group's activities are organised around three core product categories:

CONTROL – Rope holding and deck systems, inspiring confidence.
PROTECT – Lifejackets and personal protective equipment, no limits.
SENSE – Load measurement and sail data, enhancing performance.

The Group has continued to develop its position across these markets, supported by a broad product range, international distribution network and direct sales channels. The Group's principal markets include the USA and UK, Europe and the rest of the world, with an established presence in the USA through its wholly owned subsidiary, Spinlock USA Inc. The 2025 accounts show turnover across the UK, Europe and Rest of World of £1.4 million, £4.6 million and £4.5 million respectively.

Spinlock's products are designed by an in-house team including engineers and technical textile specialists. The Group continues to invest in research, development and testing, using the latest technology and materials to develop innovative products capable of performing in demanding marine environments. Products are assembled and quality checked by the Group's Cowes-based production team, including the manufacture of inflatable component parts.

The Group's facilities provide dedicated space for research and development, administration, sales and marketing, together with its production and assembly operations. Investment in facilities and equipment continues to support the Group's ability to improve productivity, develop new products and maintain high standards of quality.

The Group continues to build relationships with customers, distributors and key industry organisations and to develop opportunities across leisure, commercial marine and other water-based markets.

2025 Business Performance
2025 was a year of recovery and growth for the Group following the reduction in demand experienced during 2024.

Turnover increased by 9.3% to £10.45 million, compared with £9.57 million in 2024. Profit before tax increased to £645,728, compared with £477,464 in the prior year, representing approximately 6.0% and 5.0% of turnover, respectively. Profit before tax per employee increased from £10,586 to £9,101.

The improvement in turnover was achieved while maintaining a consistent level of profitability. The Group continued to focus on productivity, cost control, operational efficiency and effective use of business systems.

 

Spinlock Holdings Limited

Strategic Report for the Year Ended 31 December 2025

Average employee numbers increased from 55 to 57 during the year, with production remaining at 38 employees and administration and support increasing from 17 to 19 employees.

The Group's financial position also strengthened during the year. Net assets increased from £3.54 million at 31 December 2024 to £3.69 million at 31 December 2025. Cash at bank increased from £248,203 to £329,840, while total loans and borrowings due within one year reduced from £1.61 million to £1.16 million.

The Board considers the Group's performance during 2025 to demonstrate the resilience of the business and its ability to respond positively as market demand improves.
 

Principal risks and uncertainties

The Board regularly reviews the risks and uncertainties facing the business and maintains a risk register to ensure appropriate policies, processes and systems are in place to manage and mitigate these risks.


Market Risk
Demand within the marine leisure market can be affected by wider economic conditions, levels of sailing participation, new boat production, consumer confidence and inventory levels within the distribution network.

The Group has sought to reduce its exposure to individual markets through a broad geographical customer base, diversified product range and a range of routes to market. Products are supplied through wholesalers, boat builders, retailers and marine trade customers, as well as directly to commercial customers and end users. This provides the Group with a balanced customer base and reduces reliance on any single sales channel.

The Group's diverse routes to market also provide resilience through different stages of the marine market cycle. For example, when demand for new boats is weaker, customers may instead invest in the maintenance, refurbishment or upgrading of existing boats. The Company is able to supply products into both the new-build market and the replacement, refit and end-user markets, helping to mitigate the impact of changes in new boat production and consumer demand.

The Group also supplies customers across the UK, Europe and other international markets, with established markets including the USA, Germany, Scandinavia and France. Its product portfolio extends beyond traditional sailing into commercial marine, watersports and other applications, providing further opportunities for growth and reducing reliance on any single market, customer group or product category.

The Group continues to invest in product development and innovation to maintain its competitive position and respond to changing customer requirements.

 

Spinlock Holdings Limited

Strategic Report for the Year Ended 31 December 2025

Skills and People
As an Isle of Wight-based business, the Group can face challenges in attracting individuals with specialist technical, design and manufacturing skills. The Group therefore places importance on retaining an experienced workforce, developing skills internally and maintaining a competitive employment offering.

The Group benefits from a stable and experienced workforce, with an average employee length of service of over 10 years. Employees are trained across multiple tasks where appropriate, providing greater flexibility and resilience across departments.

During 2025, the Group continued to review its pay structures to ensure that rates remained competitive and appropriately aligned with National Living Wage and Real Living Wage requirements. The Group also operates a bonus scheme which recognises Group performance, individual contribution and exceptional achievement.

The Group continues to invest in employee development, training and wellbeing, recognising that its people and the specialist knowledge they have developed are important to maintaining its product quality, manufacturing capability and long-term competitiveness.

Credit Risk
Customers are assessed for creditworthiness and their ability to generate the required order volumes before being provided with credit facilities.

The Group monitors its aged debtor position regularly and has procedures in place to support prompt collection of outstanding balances. Credit exposure is further managed through credit insurance where appropriate, together with automated statements and payment reminders.

Cash Flow and Financial Risk
The Group maintains regular cash flow forecasting and reviews its financial position with management and the Board.

Rolling 24-month cash flow forecasts are prepared and reviewed monthly, supporting forward planning and management of working capital requirements.

During 2025, the Group's financial position strengthened, with net assets increasing and borrowings reducing. The Board continues to monitor cash flow, working capital and available banking facilities closely.

Currency Risk
The Group operates across multiple currencies and is therefore exposed to movements in foreign exchange rates.

This exposure is managed through balancing foreign currency receipts and payments where possible and monitoring currency movements as part of the Group's financial management processes.

Economic and Geopolitical Risk
The Group operates in international markets and is therefore exposed to changes in economic conditions, political uncertainty, global trade conditions and changes in consumer and business confidence.

The geographical spread of the Group's customer base provides some mitigation against reliance on any single market. The Board continues to monitor economic and geopolitical developments and their potential impact on demand, supply chains and operating costs.

 

Spinlock Holdings Limited

Strategic Report for the Year Ended 31 December 2025

Product Quality and Safety
The nature of the Group's products means that product quality and safety are fundamental to the business and its reputation.

The Group maintains ISO 9001 accreditation and relevant product certifications and has strong controls throughout the product development and manufacturing process. Products are designed, tested and assembled under the Company's direct control wherever appropriate.

The Group continues to invest in product testing, research and development and maintains long-term relationships with key suppliers. These measures, together with employee training and appropriate insurance arrangements, help mitigate the risk of product incidents and protect customers and the Group's reputation.

General Business Risk
The Group maintains established systems for health and safety, quality, environmental management and information security.

The Group is certified to ISO 9001 and ISO 14001 and holds B Corp and Cyber Essentials certification. The Group is also a holder of the King's Award for Enterprise for Innovation.

The Board continues to invest in business systems, processes and employee development to improve efficiency, maintain compliance and support the Group's long-term objectives.


Financial performance
The group's key financial and other performance indicators during the year were as follows:
 

2025

2024

Turnover

£10,452,093

£9,565,808

Percentage change in sales

9.3%

(10.7%)

Pre-tax profit (% of turnover)

5.0%

5.0%

Profit before tax per employee

£9,101

£8,681

The financial results demonstrate an improvement in turnover and profit before tax during 2025. Turnover increased by £886,285, while profit before tax increased by £152,217 compared with 2024.

The Board considers the Company's performance and financial position at the year end to provide a sound platform for continued investment and development.

Approved and authorised by the Board on 28 August 2026 and signed on its behalf by:
 

.........................................
C R Hill
Director

 

Spinlock Holdings Limited

Directors' Report

Year Ended 31 December 2025

The directors present their report and the for the year ended 31 December 2025.

Directors of the group

The directors who held office during the year were as follows:

C R Hill

C Senior - Company secretary and director

Future developments

The Directors will continue to develop the Group sustainably and for the benefit of its key stakeholders.

The Group's priorities are to maintain and strengthen its market position through continued investment in product design, innovation, quality, manufacturing capability and people. The Company will continue to develop opportunities across its CONTROL, PROTECT and SENSE product categories and seek opportunities in international and adjacent marine markets.

The Directors will continue to focus on sustainable and profitable growth, operational efficiency and prudent financial management, while maintaining the Group's reputation for producing quality, innovative, durable and desirable equipment for the marine environment.
The Group will also continue to explore opportunities where its technical capabilities, materials expertise and product development experience can be applied beyond its traditional markets.

The Directors' objective remains to increase the long-term value and strength of the Group while maintaining its independence, innovation and market-leading position.

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Approved and authorised by the Board on 28 August 2026 and signed on its behalf by:
 

.........................................
C R Hill
Director

 

Spinlock Holdings Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Spinlock Holdings Limited

Independent Auditor's Report to the Members of Spinlock Holdings Limited

Opinion

We have audited the financial statements of Spinlock Holdings Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2025, which comprise the Consolidated Profit and Loss Account, Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 December 2025 and of the group's profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Spinlock Holdings Limited

Independent Auditor's Report to the Members of Spinlock Holdings Limited

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 7, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the group’s and the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or the parent company or to cease operations, or have no realistic alternative but to do so.

 

Spinlock Holdings Limited

Independent Auditor's Report to the Members of Spinlock Holdings Limited

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

During our audit planning we obtained an understanding of the entity, its business operations, internal controls and the legal and regulatory framework that is applicable to it. As part of this work we enquired with management, reviewed the company’s website, policies and procedures. Key regulations we identified were quality standards in relation to the manufacture of Category III PPE and those laws and regulations that have a direct impact on the preparation of the financial statements, such as the Companies Act 2006.

Based on our understanding of the entity, we designed our audit procedures to identify non-compliance with relevant laws and regulations. Our procedures involved the following:

Enquiries of management regarding their knowledge of any non-compliance with laws and regulations that could affect the financial statements;

Reviewing legal and professional costs to identify any possible non-compliance;

Reviewing Board minutes; and

Reviewing ISO9001/ISO14001 compliance audits and product certifications.

We assessed the susceptibility of the financial statements to material misstatement through management override or fraud and obtained an understanding of the controls in place to mitigate the risk of fraud. We also evaluated management’s incentives and opportunities for fraudulent manipulation of the financial statements. The key risk we identified was in relation to the cut-off of revenue. Based upon our understanding we designed and conducted audit procedures including:

Auditing the risk of management override of controls, including through testing journal entries and other adjustments for appropriateness;

Testing of dispatch notes around the year end to ensure revenue has been recognised in the correct period; and

Reviewing estimates and judgements made in the accounts for any indication of bias, and challenged assumptions used by management in making the estimates.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements. The risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate omissions, collusion, forgery, misrepresentations, or the override of internal controls. We are also less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

 

Spinlock Holdings Limited

Independent Auditor's Report to the Members of Spinlock Holdings Limited

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Chloe Mills FCA (Senior Statutory Auditor)
PKF Francis Clark, Statutory Auditor

Towngate House
2-8 Parkstone Road
Poole
Dorset
BH15 2PW

28 August 2026

 

Spinlock Holdings Limited

Consolidated Profit and Loss Account

Year Ended 31 December 2025

Note

2025
£

2024
£

Turnover

3

10,452,093

9,565,808

Cost of sales

 

(6,341,880)

(5,616,334)

Gross profit

 

4,110,213

3,949,474

Distribution costs

 

(1,117,564)

(978,194)

Administrative expenses

 

(2,365,084)

(2,321,051)

Other operating income

4

123,591

17,000

Operating profit

5

751,156

667,229

Other interest receivable and similar income

9

5,057

5,032

Interest payable and similar expenses

10

(110,485)

(178,750)

   

(105,428)

(173,718)

Profit before tax

 

645,728

493,511

Tax on profit

11

(168,040)

(3,266)

Profit for the financial year

 

477,688

490,245

Profit/(loss) attributable to:

 

Owners of the company

 

477,688

490,245

 

Spinlock Holdings Limited

Consolidated Statement of Comprehensive Income

Year Ended 31 December 2025

2025
£

2024
£

Profit for the year

477,688

490,245

Foreign currency translation (losses)/gains

(17,366)

3,751

Total comprehensive income for the year

460,322

493,996

Total comprehensive income attributable to:

Owners of the company

460,322

493,996

 

Spinlock Holdings Limited

Consolidated Balance Sheet

31 December 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

12

2,252,113

2,280,220

Current assets

 

Stocks

14

2,844,586

2,811,524

Debtors

15

1,407,640

1,566,670

Cash at bank and in hand

 

329,840

248,203

 

4,582,066

4,626,397

Creditors: Amounts falling due within one year

17

(2,536,141)

(2,566,942)

Net current assets

 

2,045,925

2,059,455

Total assets less current liabilities

 

4,298,038

4,339,675

Creditors: Amounts falling due after more than one year

17

(324,455)

(521,003)

Provisions for liabilities

19

(286,950)

(277,857)

Net assets

 

3,686,633

3,540,815

Capital and reserves

 

Called up share capital

21

40,424

40,424

Capital redemption reserve

17,079

17,079

Profit and loss account

3,629,130

3,483,312

Equity attributable to owners of the company

 

3,686,633

3,540,815

Shareholders' funds

 

3,686,633

3,540,815

Approved and authorised by the Board on 28 August 2026 and signed on its behalf by:
 

.........................................
C R Hill
Director

Company Registration Number: 07912342

 

Spinlock Holdings Limited

Balance Sheet

31 December 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

12

1,777,260

1,818,222

Investments

13

3,451,077

3,451,077

 

5,228,337

5,269,299

Current assets

 

Debtors

15

-

46,903

Cash at bank and in hand

 

19,309

16,838

 

19,309

63,741

Creditors: Amounts falling due within one year

17

(2,863,463)

(2,842,492)

Net current liabilities

 

(2,844,154)

(2,778,751)

Total assets less current liabilities

 

2,384,183

2,490,548

Creditors: Amounts falling due after more than one year

17

(324,455)

(337,670)

Provisions for liabilities

19

(41,671)

(47,674)

Net assets

 

2,018,057

2,105,204

Capital and reserves

 

Called up share capital

21

40,424

40,424

Capital redemption reserve

17,079

17,079

Profit and loss account

1,960,554

2,047,701

Shareholders' funds

 

2,018,057

2,105,204

The company has taken the exemption in section 408 of the Companies Act 2006 and has not presented its individual profit and loss account. The company made a profit after tax for the financial year of £227,357 (2024 - profit of £237,880).

Approved and authorised by the Board on 28 August 2026 and signed on its behalf by:
 

.........................................
C R Hill
Director

Company Registration Number: 07912342

 

Spinlock Holdings Limited

Consolidated Statement of Changes in Equity

Year Ended 31 December 2025

Share capital
£

Capital redemption reserve
£

Profit and loss account
£

Total
£

At 1 January 2025

40,424

17,079

3,483,312

3,540,815

Profit for the year

-

-

477,688

477,688

Other comprehensive income

-

-

(17,366)

(17,366)

Total comprehensive income

-

-

460,322

460,322

Dividends

-

-

(314,504)

(314,504)

At 31 December 2025

40,424

17,079

3,629,130

3,686,633

Share capital
£

Capital redemption reserve
£

Profit and loss account
£

Total
£

At 1 January 2024

40,424

17,079

3,239,860

3,297,363

Profit for the year

-

-

490,245

490,245

Other comprehensive income

-

-

3,751

3,751

Total comprehensive income

-

-

493,996

493,996

Dividends

-

-

(250,544)

(250,544)

At 31 December 2024

40,424

17,079

3,483,312

3,540,815

 

Spinlock Holdings Limited

Statement of Changes in Equity

Year Ended 31 December 2025

Share capital
£

Capital redemption reserve
£

Profit and loss account
£

Total
£

At 1 January 2025

40,424

17,079

2,047,701

2,105,204

Profit for the year

-

-

227,357

227,357

Dividends

-

-

(314,504)

(314,504)

At 31 December 2025

40,424

17,079

1,960,554

2,018,057

Share capital
£

Capital redemption reserve
£

Profit and loss account
£

Total
£

At 1 January 2024

40,424

17,079

2,060,365

2,117,868

Profit for the year

-

-

237,880

237,880

Dividends

-

-

(250,544)

(250,544)

At 31 December 2024

40,424

17,079

2,047,701

2,105,204

 

Spinlock Holdings Limited

Consolidated Statement of Cash Flows

Year Ended 31 December 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

477,688

490,245

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

5

256,500

221,501

Loss/(profit) on disposal of tangible assets

5

234

(7,827)

Finance income

9

(5,057)

(5,032)

Finance costs

10

110,485

178,750

Corporation tax expense

11

168,040

3,266

Foreign exchange gains/losses

 

(17,298)

3,734

R&D expenditure credit

 

(107,038)

-

 

883,554

884,637

Working capital adjustments

 

(Increase)/decrease in stocks

14

(33,062)

552,003

Decrease/(increase) in debtors

 

149,477

(131,200)

Increase/(decrease) in creditors

 

394,738

(305,813)

Increase in provisions

19

11,653

37,298

Cash generated from operations

 

1,406,360

1,036,925

Income taxes paid

 

(54,078)

(163,119)

Net cash flow from operating activities

 

1,352,282

873,806

Cash flows from investing activities

 

Interest received

9

5,057

5,032

Acquisitions of tangible assets

(228,695)

(109,706)

Proceeds from sale of tangible assets

 

-

7,827

Net cash flows from investing activities

 

(223,638)

(96,847)

Cash flows from financing activities

 

Interest paid

10

(110,485)

(178,750)

Repayment of bank borrowing

 

(661,764)

(537,696)

Movement of other borrowing

 

5,122

71,897

Dividends paid

22

(238,531)

(250,544)

Net cash flows from financing activities

 

(1,005,658)

(895,093)

Net increase/(decrease) in cash and cash equivalents

 

122,986

(118,134)

Cash and cash equivalents at 1 January

 

8,286

126,420

Cash and cash equivalents at 31 December

16

131,272

8,286

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Spinlock Limited
Birmingham Road
Cowes
Isle of Wight
PO31 7BH
United Kingdom

These financial statements were authorised for issue by the Board on 28 August 2026.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these finacial statements are rounded to the nearest £.

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings drawn up to 31 December 2025.

As a consolidated profit and loss account is published, a separate profit and loss account for the parent company is omitted from the group financial statements by virtue of section 408 of the Companies Act 2006.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the Profit and Loss Account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

Going concern

The financial statements have been prepared on a going concern basis.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Judgements

Determine whether leases entered into by the group are operating or finance leases. These decisions depend on an assessment of whether the risks and rewards of ownership have been transferred from the lessor to the lessee on a lease by lease basis.

Determine whether there are any indicators of impairment of the groups intangible and tangible fixed assets. Factors taken into consideration in reaching such a decision include the economic viability and expected future financial performances of the asset.

Key sources of estimation uncertainty

Tangible fixed assets are depreciated over their useful lives taking into account residual values, where appropriate. The actual lives of the assets and residual values are assessed annually and may vary depending on a umber of factors. In re-assessing asset lives, factors such as technological innovation, product life cycles and maintenance programmes are taken into account. Residual value assessments consider issues such as future market conditions, the remaining life of the asset and project disposal values.

The group maintains allowances for doubtful debts for estimated losses resulting from the subsequent inability of customers to make required payments. If the financial conditions of customers were to deteriorate, resulting in impairment of the ability to make payments, additional allowances may be required in future periods.

The group assess work in progress based on the stage of completion of the work being completed. Use of materials and details of labour are maintained for each job and reviewed regularly to ensure net realisable value is greater than cost.

The group deems it necessary to consider the recoverability of the cost of stock and the associated provisioning required. When calculating the stock provision, management considers the nature and condition of the stock, as well as applying assumptions around anticipated saleability of finished goods.

The group provides a standard warranty of 5 years for items sold. The revenue generated for the previous 5 years is reviewed and a percentage is allocated to the warranty provision. This is compared against the actual warranty costs incurred over the previous 5 years and additional specific provisions are made where there are known quality issues.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the group’s activities. Turnover is shown net of value added tax, returns, rebates and discounts and after eliminating sales within the group.

The group recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the group's activities.

Grants
Grants are recognised at the fair value of the asset recieved or recievable when there is reasonable assurance that the grant conditions will be met and the grants will be recieved.

A grant that specifies performance conditions is recognised in income when the performance conditions are met. Where a grant does not specify performance conditions it is recognised in income when the proceeds are recieved or receivable. A grant recieved before the recognition criteria are satisfied is recognised as a liability.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Foreign currency transactions and balances

Transactions in foreign currencies are initially recorded at the functional currency rate prevailing at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated into the respective functional currency of the entity at the rates prevailing on the reporting period date. Non-monetary items carried at fair value that are denominated in foreign currencies are retranslated at the rate on the date when the fair value is re-measured.

Non-monetary items measured in terms of historical cost in a foreign currency are not retranslated.

Tax

Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current corporation tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred tax is recognised on all timing differences at the balance sheet date unless indicated below. Timing differences are differences between taxable profits and the results as stated in the consolidated profit and loss account and other comprehensive income. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Short leasehold improvements

Over 5 - 6 years staright line

Plant and equipment

10% / 33% straight line

Fixtures, fittings and equipment

20% / 50% straight line

Motor vehicles

20% reducing balance

Freehold buildings

2% straight line

Freehold land is not depreciated.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Fixed asset investments
Interests in subsidaries, associates and jointly controlled entities are initally measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in profit or loss. Transaction costs are expensed to profit or loss as incurred.

A subsidary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

An associate is an entity being neither a subsidary nor a joint venture, in which the company holds a long-term interest and where the company has significant influence. The group considers that is has significant influence where is has the power to participate in the financial and operating decisions of the associate.

Investments in associates are initally recognised at the transaction price (including transaction costs) and are subsequently adjusted to reflect the group's share of the profit or loss, other comprehensive income and equity of the associate using the equity method. Any difference between the cost of acquisition and the share of the fair value of the net identifiable assets of the associate on acquisition is recognised as goodwill. Any unamortised balance of goodwill is included in the carrying value of the investment in associates.

Losses in excess of the carrying amount of an investment in an associate are recorded as a provision only when the company has incurred legal or constructive obligations or has made payments on behalf of the associate.

In the parent company financial statements, investments in assoiates are accounted for at cost less impairment.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the standard costing method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Provisions

Provisions are recognised when the group has an obligation at the reporting date as a result of a past event, it is probable that the group will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Employee benefits
The costs of short-term employee benefits are recognised as a liability and expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

The cost of any unused holiday entitlement is recognised in the period in which the employee's services are recieved.

Termination benefits are recognised immediately as an expense when the company is demostrably committed to terminate the employment of an employee or provide termination benefits.

Financial instruments

Classification
The company holds the following financial instruments:

• Short term trade and other debtors and creditors;
• Bank loans and other borrowings; and
• Cash and bank balances.

All financial instruments are classified as basic.

 Recognition and measurement
The company has chosen to apply the recognition and measurement principles in FRS102.

Financial instruments are recognised when the company becomes party to the contractual provisions of the instrument and derecognised when in the case of assets, the contractual rights to cash flows from the assets expire or substantially all the risks and rewards of ownership are transferred to another party, or in the case of liabilities, when the company’s obligations are discharged, expire or are cancelled.

Except for bank loans, such instruments are initially measured at transaction price, including transaction costs, and are subsequently carried at the undiscounted amount of the cash or other consideration expected to be paid or received, after taking account of impairment adjustments.

Bank loans are initially measured at transaction price, including transaction costs, and are subsequently carried at amortised cost using the effective interest method.

 

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

3

Turnover

The analysis of the group's Turnover for the year by market is as follows:

2025
£

2024
£

UK

1,370,899

1,143,560

Europe

4,604,311

4,275,916

Rest of world

4,476,883

4,146,332

10,452,093

9,565,808

4

Other operating income

The analysis of the group's other operating income for the year is as follows:

2025
£

2024
£

Sub lease rental income

16,553

17,000

R&D expenditure credit

107,038

-

123,591

17,000

5

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

256,500

221,501

Research and development cost

464

-

Foreign exchange losses

3,573

34,706

Operating lease expense - plant and machinery

29,579

33,310

Loss/(profit) on disposal of property, plant and equipment

234

(7,827)

6

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

2,200,106

1,958,775

Social security costs

237,879

199,065

Pension costs, defined contribution scheme

150,385

152,726

Other employee expense

69,976

55,403

2,658,346

2,365,969

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

The average number of persons employed by the group (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Production

38

38

Administration and support

23

20

61

58

7

Directors' remuneration

The directors' remuneration for the year was as follows:

2025
£

2024
£

Remuneration

167,640

161,602

Contributions paid to money purchase schemes

79,599

84,946

247,239

246,548

During the year the number of directors who were receiving benefits and share incentives was as follows:

2025
No.

2024
No.

Accruing benefits under money purchase pension scheme

2

2

8

Auditor's remuneration

2025
£

2024
£

Audit of these financial statements

27,400

26,400


 

9

Other interest receivable and similar income

2025
£

2024
£

Interest income on bank deposits

1,094

-

Other finance income

3,963

5,032

5,057

5,032

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

10

Interest payable and similar expenses

2025
£

2024
£

Interest on bank overdrafts and borrowings

98,906

160,104

Interest expense on other finance liabilities

11,579

18,646

110,485

178,750

11

Taxation

Tax charged/(credited) in the consolidated profit and loss account

2025
£

2024
£

Current taxation

UK corporation tax

170,600

57,463

Deferred taxation

Arising from origination and reversal of timing differences

(2,560)

(54,197)

Tax expense in the income statement

168,040

3,266

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2024 - lower than the standard rate of corporation tax in the UK) of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

645,728

493,511

Corporation tax at standard rate

161,432

123,378

Tax increase/(decrease) from effect of capital allowances and depreciation

1,804

(4,390)

Effect of expense not deductible in determining taxable profit (tax loss)

2,939

5,619

Effect of tax losses

(4,908)

-

Deferred tax expense/(credit) from unrecognised temporary difference from a prior period

3,574

(32,306)

Tax decrease from effect of adjustment in research and development tax credit

-

(89,035)

Tax increase from other tax effects

3,199

-

Total tax charge

168,040

3,266

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Deferred tax

Group

Deferred tax assets and liabilities

2025

Asset
£

Liability
£

Accelerated capital allowances

-

137,110

Provisions utilised when used

-

(39,709)

-

97,401

2024

Asset
£

Liability
£

Accelerated capital allowances

-

136,757

Provisions utilised when used

-

(36,796)

-

99,961

Company

Deferred tax assets and liabilities

2025

Asset
£

Liability
£

Accelerated capital allowances

-

41,671

-

41,671

2024

Asset
£

Liability
£

Accelerated capital allowances

-

47,674

-

47,674

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

12

Tangible assets

Group

Land and buildings
£

Short leasehold land and buildings
£

Fixtures and fittings
£

Motor vehicles
 £

Other tangible assets
 £

Total
£

Cost or valuation

At 1 January 2025

1,928,618

432,700

355,124

22,450

1,250,610

3,989,502

Additions

-

52,393

146,266

-

30,036

228,695

Disposals

-

-

(400)

-

(1,230)

(1,630)

Foreign exchange movements

-

-

(2,771)

-

-

(2,771)

At 31 December 2025

1,928,618

485,093

498,219

22,450

1,279,416

4,213,796

Depreciation

At 1 January 2025

116,452

321,044

257,510

3,186

1,011,090

1,709,282

Charge for the year

36,623

73,622

82,840

4,490

58,925

256,500

Eliminated on disposal

-

-

(166)

-

(1,230)

(1,396)

Foreign exchange movements

-

-

(2,703)

-

-

(2,703)

At 31 December 2025

153,075

394,666

337,481

7,676

1,068,785

1,961,683

Carrying amount

At 31 December 2025

1,775,543

90,427

160,738

14,774

210,631

2,252,113

At 31 December 2024

1,812,166

111,656

97,614

19,264

239,520

2,280,220

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Company

Freehold land and buildings
£

Furniture, fittings and equipment
 £

Total
£

Cost or valuation

At 1 January 2025

1,928,618

16,626

1,945,244

At 31 December 2025

1,928,618

16,626

1,945,244

Depreciation

At 1 January 2025

116,452

10,570

127,022

Charge for the year

36,623

4,339

40,962

At 31 December 2025

153,075

14,909

167,984

Carrying amount

At 31 December 2025

1,775,543

1,717

1,777,260

At 31 December 2024

1,812,166

6,056

1,818,222

13

Investments

Company

2025
£

2024
£

Investments in subsidiaries

3,451,077

3,451,077

Subsidiaries

£

Cost or valuation

At 1 January 2025

3,451,077

At 31 December 2025

3,451,077

Provision

At 1 January 2025

-

At 31 December 2025

-

Carrying amount

At 31 December 2025

3,451,077

At 31 December 2024

3,451,077

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the company holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

     

2025

2024

Subsidiary undertakings

Spinlock Limited

41 Birmingham Road, Cowes, Isle of Wight, PO31 7BH

Ordinary shares

100%

100%

Offshore Instruments Limited

41 Birmingham Road, Cowes, Isle of Wight, PO31 7BH

Ordinary shares

100%

100%

Spinlock Structures Limited

41 Birmingham Road, Cowes, Isle of Wight, PO31 7BH

Ordinary shares

100%

100%

Spinlock USA Inc

11 Bowler Lane, Unit A, Newport, RI 02840

Ordinary shares

100%

100%

Associates

Smartsail Systems Limited

Dane Lodge Main Road, Newbridge, Yarmouth, PO41 0TR

Ordinary shares

23%

23%

 

United Kingdom

     

Spinlock Structures Limited, Spinlock USA Inc and Smartsail Systems Limited are indirect investments.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Subsidiary undertakings

Spinlock Limited

The principal activity of Spinlock Limited is the development, manufacture and sale of marine equipment for load management and personal protection.

Offshore Instruments Limited

The principal activity of Offshore Instruments Limited is that of a dormant company.

Spinlock Structures Limited

The principal activity of Spinlock Structures Limited is that of a dormant company.

Spinlock USA Inc

The principal activity of Spinlock USA Inc is marketing of marine equipment.

Associates

Smartsail Systems Limited

The principal activity of Smartsail Systems Limited is the manufacture of electronic, testing equipment.

14

Stocks

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Raw materials and consumables

2,059,269

2,136,887

-

-

Work in progress

318,574

237,766

-

-

Finished goods and goods for resale

466,743

436,871

-

-

2,844,586

2,811,524

-

-

15

Debtors

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Trade debtors

955,610

1,019,408

-

-

Other debtors

58,969

101,342

-

46,903

Prepayments

379,331

422,637

-

-

Corporation tax asset

13,730

23,283

-

-

1,407,640

1,566,670

-

46,903

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

16

Cash and cash equivalents

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Cash on hand

674

680

-

-

Cash at bank

329,166

247,523

19,309

16,838

329,840

248,203

19,309

16,838

Bank overdrafts

(198,568)

(239,917)

-

-

Cash and cash equivalents in statement of cash flows

131,272

8,286

19,309

16,838

17

Creditors

   

Group

Company

Note

2025
£

2024
£

2025
£

2024
£

Due within one year

 

Loans and borrowings

18

1,159,229

1,660,672

24,510

33,059

Trade creditors

 

913,430

556,808

-

-

Amounts due to group undertakings

 

-

-

2,687,235

2,681,499

Social security and other taxes

 

43,460

42,371

2,676

2,224

Other creditors

 

149,042

125,710

149,042

125,710

Accruals

 

270,075

180,407

-

-

Corporation tax

 

905

974

-

-

 

2,536,141

2,566,942

2,863,463

2,842,492

Due after one year

 

Loans and borrowings

18

324,455

521,003

324,455

337,670

18

Loans and borrowings

Non-current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

324,455

521,003

324,455

337,670

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

Current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

207,843

673,059

24,510

33,059

Bank overdrafts

198,568

239,917

-

-

Other borrowings

752,818

747,696

-

-

1,159,229

1,660,672

24,510

33,059

Group and Company
Included in the loans and borrowings are the following amounts due after more than five years:

2025
£

2024
£

After more than five years by instalments

210,570

194,275

-

-

Group and Company
Within bank borrowings is a mortgage of £24,510 (2024 - £33,058) due within one year and £324,455 (2024 - £337,670) due after one year. The loan is provided by HSBC Bank PLC with a fixed rate of interest at 5.92% and is secured over the freehold property.

Group
Coronavirus Business Interruption Loan (CBILS)
Within bank borrowings is a CBILS of £58,333 (2024 - £140,000) due within one year and £nil (2024 - £58,333) due after one year. The loan is provided by HSBC Bank PLC is repayable by monthly instalments at an interest rate of 3.99% over the Bank of England Base Rate.

The United Kingdom government guarantees 80% of the finance to the lender and pays interest and any fees for the first 12 months.

The loan is secured by a fixed and floating charge over all the assets of the company.

Recovery Loan
Also within bank borrowings is a recovery loan of £125,000 (2024 - £500,000) due within one year and £nil (2024 - £125,000) due after one year. The loan is provided by HSBC Bank PLC is repayable by monthly instalments at an interest rate of 4.1% over the Bank of England Base Rate.

The United Kingdom government provides a partial guarantee of the finance and no capital repayments were due in the first 12 months.

The loan is secured by a fixed and floating charge over all the assets of the company.
 

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025


Trade Loans
Within other borrowings are trade loans of £412,153 (2024 - £82,558) which are provided by HSBC Bank PLC and are secured by a fixed and floating charge over all the assets of the company.

Debt Purchasing
Also within other borrowings are debt purchasing agreements of £340,665 (2024 - £665,138) which are provided by HSBC Bank PLC and are secured by a fixed and floating charge over all the assets of the company.

Bank Overdrafts
The overdrafts are secured by a fixed and floating charge over all the assets of the company.
 

19

Provisions for liabilities

Group

Deferred tax
£

Other provisions
£

Total
£

At 1 January 2025

99,961

177,896

277,857

Increase (decrease) in existing provisions

(2,560)

11,653

9,093

At 31 December 2025

97,401

189,549

286,950

Company

Deferred tax
£

Total
£

At 1 January 2025

47,674

47,674

Increase (decrease) in existing provisions

(6,003)

(6,003)

At 31 December 2025

41,671

41,671

20

Pension and other schemes

Defined contribution pension scheme

The group operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the group to the scheme and amounted to £150,385 (2024 - £152,726).

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

21

Share capital

Allotted, called up and fully paid shares

 

2025

2024

 

No.

£

No.

£

Ordinary 'A' shares of £1 each

25,429

25,429

25,429

25,429

Ordinary 'B' shares of £1 each

1,338

1,338

1,338

1,338

Ordinary 'C' shares of £1 each

12,974

12,974

12,974

12,974

Ordinary 'D' shares of £1 each

683

683

683

683

 

40,424

40,424

40,424

40,424

All shares rank pari passu in all respects with the exception that dividends paid on different classes need not be equal and that B Ordinary shares and D Ordinary shares have no right to vote nor right to attend general meetings.

22

Dividends

Interim dividends paid

2025
£

2024
£

Interim dividends paid

314,504

250,544

 

 

23

Analysis of changes in net debt

Group

At 1 January 2025
£

Financing cash flows
£

At 31 December 2025
£

Cash and cash equivalents

Cash

248,203

81,637

329,840

Overdrafts

(239,917)

41,349

(198,568)

8,286

122,986

131,272

Borrowings

Long term borrowings

(1,194,062)

869,607

(324,455)

Short term borrowings

(747,696)

(212,965)

(960,661)

(1,941,758)

656,642

(1,285,116)

 

(1,933,472)

779,628

(1,153,844)

 

Spinlock Holdings Limited

Notes to the Financial Statements

Year Ended 31 December 2025

24

Obligations under leases and hire purchase contracts

Group

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

202,218

92,732

Later than one year and not later than five years

745,313

334,322

Later than five years

238,087

139,752

1,185,618

566,806

The amount of non-cancellable operating lease payments recognised as an expense during the year was £169,020 (2024 - £92,732).

25

Related party transactions

Key management personnel is considered to be the Directors. Details of their remuneration can be found in Note 7.

During the year, family members of the directors received dividends of £148,098 (2024 - £155,557). At the balance sheet date family members of directors were owed £58,389 (2024 - £66,240) by the company which is held in other creditors.

During the year, directors received dividends of £90,433 (2024 - £94,987). At the balance sheet date directors were owed £90,653 (2024 - £59,470) by the company which is held in other creditors.

26

Parent and ultimate parent undertaking

The ultimate controlling party is Mr C R Hill.