REGISTERED NUMBER: 12346979 (England and Wales)

THE PROPERTY LADDER GROUP LTD

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED

31 DECEMBER 2025

Page

Balance Sheet

1

to

2

Notes to the Financial Statements

3

to

7

FIXED ASSETS

Intangible assets

5

3,607

4,402

Tangible assets

6

17,886

8,191

21,493

12,593

CURRENT ASSETS

Debtors

7

215,254

169,331

Cash at bank and in hand

131,977

135,612

347,231

304,943

CREDITORS

Amounts falling due within one year

8

(395,955

)

(430,645

)

NET CURRENT LIABILITIES

(48,724

)

(125,702

)

TOTAL ASSETS LESS CURRENT LIABILITIES

(27,231

)

(113,109

)

PROVISIONS FOR LIABILITIES

(4,471

)

-

NET LIABILITIES

(31,702

)

(113,109

)

CAPITAL AND RESERVES

Called up share capital

2

2

Retained earnings

(31,704

)

(113,111

)

(31,702

)

(113,109

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 September 2026 and were signed on its behalf by:

Mr D Leggett - Director

1.	STATUTORY INFORMATION

The Property Ladder Group Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

Registered number:

12346979

Registered office:

Suite 7, The Croft

Lodge Lane, Lodge Park

Langham

Colchester

Essex

CO4 5NE

The presentation currency of the financial statements is the Pound Sterling (£) and the financial statements are rounded to the nearest Pound.

2.	STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost

less any accumulated amortisation and any accumulated impairment losses.

Computer software is being amortised evenly over its estimated useful life of 10 years.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

25% on cost

Computer equipment

-

33% on cost

Financial instruments

Basic financial instruments are measured at amortised cost.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

4.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 10 (2024 - 10 ) .

5.	INTANGIBLE FIXED ASSETS

Other

intangible

assets

£

COST

At 1 January 2025

and 31 December 2025

7,951

AMORTISATION

At 1 January 2025

3,549

Charge for year

795

At 31 December 2025

4,344

NET BOOK VALUE

At 31 December 2025

3,607

At 31 December 2024

4,402

6.	TANGIBLE FIXED ASSETS

Fixtures

and

Computer

fittings

equipment

Totals

£

£

£

COST

At 1 January 2025

12,474

31,658

44,132

Additions

673

14,819

15,492

At 31 December 2025

13,147

46,477

59,624

DEPRECIATION

At 1 January 2025

10,756

25,185

35,941

Charge for year

767

5,030

5,797

At 31 December 2025

11,523

30,215

41,738

NET BOOK VALUE

At 31 December 2025

1,624

16,262

17,886

At 31 December 2024

1,718

6,473

8,191

7.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

151,237

136,440

Amounts due from related undertakings

42,606

31

Other debtors

21,411

32,860

215,254

169,331

8.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

246,829

175,261

Amounts due to related undertakings

-

59,804

Taxation and social security

30,475

45,086

Other creditors

118,651

150,494

395,955

430,645

9.	LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

2025

2024

£

£

Within one year

4,000

16,000

10.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

At the year-end, the Company was owed £3,469 by one of the directors (2024: £585).

This balance was unsecured, interest-free and repayable on demand.

11.	RELATED PARTY DISCLOSURES

Blue Poppy Management Services Ltd -

Blue Poppy Management Services Ltd is a related party because it has the same ultimate controlling parties as the Company.

During the year, the Company paid invoices on behalf of Blue Poppy Management Services Ltd totalling £19,858 (2024: £31). At the year end, the Company was owed a balance of £19,889 (2024: £31).

This balance is unsecured, interest-free and repayable on demand.

Blue Poppy Holdings Limited -

Blue Poppy Holdings Limited is a related party because it has the same ultimate controlling parties as the Company.

During the year, the Company paid invoices on behalf of Blue Poppy Holdings Limited totalling £10,548 (2024: £Nil). At the year end, the Company was owed a balance of £10,548 (2024: £Nil).

This balance is unsecured, interest-free and repayable on demand.

HD Business Branding Limited -

HD Business Branding Limited is a related party because it has the same ultimate controlling parties as the Company.

During the year, the Company paid invoices on behalf of HD Business Branding Limited totalling £12,169 (2024: £Nil). At the year end, the Company was owed a balance of £12,169 (2024: £Nil).

This balance is unsecured, interest-free and repayable on demand.