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Registered number: 10509204






JRM WEALTH MANAGEMENT LTD


ACCOUNTS

FOR THE YEAR ENDED 31/12/2025
























Prepared By:
UNV Accountants Ltd
Chartered Certified Accountants
Office 4, 1st Floor
77-79 High Street
Watford
WD17 2DJ


ACCOUNTS
FOR THE YEAR ENDED 31/12/2025





DIRECTORS
R Shihata
J A Skidmore
M George


REGISTERED OFFICE
Office 4, 1st Floor
77-79 High Street
Watford
WD17 2DJ


COMPANY DETAILS
Private company limited by shares registered in EW - England and Wales, registered number 10509204



ACCOUNTANTS
UNV Accountants Ltd
Chartered Certified Accountants
Office 4, 1st Floor
77-79 High Street
Watford
WD17 2DJ


ACCOUNTS
FOR THEYEARENDED31/12/2025



CONTENTS



		Page

Balance Sheet		3

Notes To The Accounts		4


BALANCE SHEET AT 31/12/2025

			2025		2024
	Notes		£		£

FIXED ASSETS
Intangible assets	3		2,807,678		2,835,702
Tangible assets	4		7,844		9,228

			2,815,522		2,844,930

CURRENT ASSETS
Debtors	5	-		425
Cash at bank and in hand		221,043		129,268
		221,043		129,693
CREDITORS: Amounts falling due within one year	6	446,377		402,764
NET CURRENT LIABILITIES			(225,334)		(273,071)
TOTAL ASSETS LESS CURRENT LIABILITIES			2,590,188		2,571,859


CREDITORS: Amounts falling due after more than one year	7		1,446,470		1,595,863


PROVISIONS FOR LIABILITIES AND CHARGES	8		1,961		2,307

NET ASSETS			1,141,757		973,689

CAPITAL AND RESERVES

Called up share capital	9		62		62
Profit and loss account			1,141,695		973,627
SHAREHOLDERS' FUNDS			1,141,757		973,689

For the year ending 31/12/2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have decided not to deliver to the registrar a copy of the company's profit and loss account.

Approved by the board on 24/04/2026 and signed on their behalf by



.............................
R Shihata
Director




1b. Depreciation
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives.

Fixtures and Fittings		reducing balance 15%




1a. Basis Of Accounting
The accounts have been prepared under the historical cost convention.
The accounts have been prepared in accordance with FRS102 section 1A - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006 .




1c. Pension Costs
The company operates a defined contribution pension scheme. The pension charge represents the amounts payable by the company to the fund in respect of the year.




1d. Goodwill
Goodwill arising in connection with the acquisition of businesses is capitalised and amortised at 1% on a reducing balance method. Goodwill is reviewed annually for impairment if events or changes in circumstances indicate that the carrying value may not be recoverable.




3. INTANGIBLE FIXED ASSETS

	Purchased
	Goodwill	Total
	£	£
Cost
At 01/01/2025	2,981,634	2,981,634
At 31/12/2025	2,981,634	2,981,634
Depreciation
At 01/01/2025	145,932	145,932
For the year	28,024	28,024
At 31/12/2025	173,956	173,956
Net Book Amounts
At 31/12/2025	2,807,678	2,807,678
At 31/12/2024	2,835,702	2,835,702




4. TANGIBLE FIXED ASSETS

	Fixtures
	and Fittings	Total
	£	£
Cost
At 01/01/2025	19,286	19,286
At 31/12/2025	19,286	19,286
Depreciation
At 01/01/2025	10,058	10,058
For the year	1,384	1,384
At 31/12/2025	11,442	11,442
Net Book Amounts
At 31/12/2025	7,844	7,844
At 31/12/2024	9,228	9,228




5. DEBTORS	2025	2024
	£	£
Amounts falling due within one year
Other debtors	-	425
	-	425




6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
	2025	2024
	£	£
UK corporation tax	141,109	97,107
DCA - Shihata R	314	814
DCA - Skidmore J	316	816
DCA - George M	316	816
Loans	297,600	297,600
Pension schemes	2,234	1,543
Accruals	4,488	4,068
	446,377	402,764




7. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
	2025	2024
	£	£
Loans >1yr	1,446,470	1,595,863
	1,446,470	1,595,863




8. PROVISIONS FOR LIABILITIES	2025	2024
	£	£
Deferred taxation	1,961	2,307
	1,961	2,307




9. SHARE CAPITAL	2025	2024
	£	£
Allotted, issued and fully paid:
20 Ordinary shares of £1 each	20	20
20 Class B shares of £1 each	20	20
20 Class C shares of £1 each	20	20
1 Class D shares of £1 each	1	1
1 Class E shares of £1 each	1	1
	62	62




2. EMPLOYEES

	2025	2024
	No.	No.
Average number of employees	10	12