Joyce & Karl Limited

Registered number: 12531899

	2025	2024
	£	£
Fixed assets	59,226	-

Current assets	589,126	646,406
Creditors: Amounts Falling Due Within One Year	(22,069 )	(3,180 )

NET CURRENT ASSETS	567,057	643,226

TOTAL ASSETS LESS CURRENT LIABILITIES	626,283	643,226

Accruals and deferred income	(1,896 )	(1,200 )

NET ASSETS	624,387	642,026

CAPITAL AND RESERVES	624,387	642,026

Notes

1. General Information

Joyce & Karl Limited is a private company, limited by shares, incorporated in England & Wales, registered number 12531899 . The registered office is The Old Bank , 257 New Church Road , Hove, East Sussex, BN3 4EL.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 1 (2024: 1)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 January 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 31 December 2025
	£	£	£	£	£
Mrs Jane McSwiggan	186,883	213,576	(272,549 )	-	127,910

The above loan is unsecured, interest charged on overdrawn amounts and repayable on demand.

For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mrs Jane McSwiggan

Director

03/09/2026