bMoneywize is a financial education initiative designed to improve financial and digital literacy among young people and adults, respectively. The program utilises engaging, interactive tools and resources to teach essential financial skills and concepts. Here's a detailed overview of bMoneywize: Overview of bMoneywize Objective: bMoneywize aims to empower individuals with the knowledge and skills necessary to make informed financial decisions. The program targets both young people and adults, providing them with the tools to manage their finances effectively, understand financial products, and plan for their financial futures. Older people learn digital skills through interactive workshops. Key Components: Educational Workshops: Conducted in schools, community centres, and other venues. Cover budgeting, saving, investing, credit management, and debt reduction topics. Interactive sessions that encourage participation and real-life application of financial concepts. Board Games: The bMoneywize board game is a central tool used to teach financial literacy. Players make financial decisions and face real-life scenarios, helping them learn through experience. The game covers various aspects of personal finance, including earning, spending, saving, and investing. Digital Resources: Online modules and resources are accessible through the bMoneywize website. Videos, articles, and quizzes to reinforce learning and provide continuous education. Social media engagement to reach a broader audience and promote financial literacy. Community Engagement: Collaboration with schools, youth groups, and community organisations. Train-the-trainer programs to equip educators and community leaders with the tools to teach financial literacy. Events and campaigns to raise awareness about the importance of financial education. Evaluation and Feedback: Regular assessment of program effectiveness through feedback from participants and educators. Adaptation and improvement of materials based on user experiences and changing financial landscapes. bMoneywize CIC Impact Narrative 2025 to 2026 Empowering Today. Securing Tomorrow. Over the last 18 months, bMoneywize CIC has helped children, families, older adults and local residents build the practical skills and confidence they need to thrive. Through schools, libraries, community venues, holiday programmes and online learning, we have made financial education, digital support and community learning practical, inclusive and enjoyable. Our approach is simple: Awareness, Action, Confidence, Resilience, Freedom Helping children build lifelong money skills In March 2026, we delivered an interactive financial education workshop to 140 children. The children explored: Saving and budgeting Needs and wants Smart spending Scam awareness Financial decision-making Teamwork and communication Games and group activities made difficult money topics easier to understand. Children left the workshop feeling more confident about discussing money and making sensible financial choices. One parent told us: My child came home talking about saving instead of spending. Making school holidays active and educational Our Money Game, Moves and Meals holiday programme combined financial education with physical activity, teamwork, confidence-building, healthy eating and nutritious meals. The programme recorded 105 attendances from children aged 5 to 17. Children were able to stay active, learn essential life skills and enjoy healthy meals in a safe and welcoming environment. One parent described the programme as: The highlight of my child’s Easter. Bringing communities together Our Common Ground Project brought together 110 residents from different backgrounds. Participants took part in: Listening circles Shared storytelling Money-confidence activities Culture Connect conversations Community challenges Collaborative activities The programme helped people listen to one another, understand different experiences and discover what they had in common. Participants reported feeling heard, respected and more connected. The project also produced a community toolkit and local action ideas that can continue beyond the programme. This work formed part of the national Common Ground initiative supported by the Ministry of Housing, Communities and Local Government. Improving digital confidence We provided practical digital support to more than 60 older adults and residents who lacked confidence using technology. Participants learned how to: Access important online services Communicate with family and friends Recognise and avoid online scams Use phones and digital devices Complete everyday online tasks safely Stay connected and reduce isolation Many participants progressed from being unable to use a digital device independently to completing everyday tasks with confidence. One participant explained: The digital course gave me confidence to use my phone without asking for help. Extending our reach through online learning Our online learning programmes allowed us to support people beyond our face-to-face workshops. During the reporting period: 3,000 plus learners enrolled in our online programmes 2,000 plus educational resources were downloaded The bMoneywize online shop recorded 6,000 plus views 19 learning resources and products were uploaded to the shop This flexible approach made financial education and community-learning resources available to children, parents and adults wherever they were. Creating change beyond the numbers Our work does more than deliver workshops. It helps people change how they think, feel and act. Participants experienced: Greater confidence Better money-management skills Improved digital skills Reduced isolation Stronger social relationships Increased resilience A greater sense of belonging Children gained money skills that can support them throughout their lives. Families became more financially resilient. Older adults became more digitally connected. Residents developed stronger relationships with people from different backgrounds. Our delivery approach bMoneywize combines: Financial education Behaviour-change activities Digital inclusion Community engagement Games-based learning Trusted community relationships This approach makes learning accessible, practical and enjoyable. It also encourages more people to participate and helps positive changes continue after each programme ends. By providing early support, we can help prevent money problems, digital exclusion and social isolation from becoming more serious. This can improve people’s wellbeing while reducing future pressure on public and community services. Looking ahead During the next stage of our work, we aim to: Reach more schools Expand our holiday programme Grow our Community Money Champion training Increase digital-inclusion support Deliver more Common Ground programmes Reach more than 1,500 residents through partnerships Recruit and train more volunteers Thank you Every grant, partnership and donation help us equip more people with the confidence, knowledge and practical skills they need to thrive. We are grateful to Co-op and Barking and Dagenham Council for supporting the delivery of our digital workshops and Common Ground projects. Together, we are creating stronger families, more connected communities and brighter futures. Impact at a glance Area of Impact Achievement Children completing the school money workshop, 140 Holiday-Programme attendances, 105 Common Ground participants, 110 People receiving digital-inclusion support 60 plus Online learners enrolled 3,000 plus Educational resources downloaded 2,000 plus Online shop views 6,000 plus Products and resources uploaded 19 Future partnership reach target 1,500 plus Suggested headline: Practical Skills. Stronger People. Connected Communities. Suggested summary statement: In 2025 to 2026, bMoneywize CIC used financial education, digital inclusion, games-based learning and community activities to help people feel more confident, connected and prepared for the future.

No consultation with stakeholders

The Director received remuneration of £10,900.00 during the period. There were no other transactions or arrangements in connection with the remuneration of directors, or compensation for director’s loss of office, which require disclosure.

No transfer of assets other than for full consideration