Company registration number:
07528573
YOU TALK INSURANCE LIMITED
Unaudited filleted financial statements
28 February 2026
YOU TALK INSURANCE LIMITED
Contents
Directors and other information
Accountants report
Statement of financial position and notes to the financial statements
YOU TALK INSURANCE LIMITED
Directors and other information
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Directors |
Mr Paul Handleigh |
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Mrs Natalie Jane Handleigh |
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Company number |
07528573 |
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Registered office |
204 Moulsham Street |
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Chelmsford |
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Essex |
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CM2 0LG |
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Accountants |
The Westbury Partnership LLP |
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204 Moulsham Street |
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Chelmsford |
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Essex |
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CM2 0LG |
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YOU TALK INSURANCE LIMITED
Report to the board of directors on the preparation of the
unaudited statutory financial statements of YOU TALK INSURANCE LIMITED
Year ended 28th February 2026
In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of YOU TALK INSURANCE LIMITED for the year ended 28th February 2026 which comprise the statement of financial position and related notes from the company's accounting records and from information and explanations you have given us.
As a practising member firm of the Association of Chartered Certified Accountants , we are subject to its ethical and other professional requirements which are detailed at http://www.accaglobal.com/en/member/ professional-standards/ rules-standards/acca-rulebook.html.
This report is made solely to the board of directors of YOU TALK INSURANCE LIMITED, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the financial statements of YOU TALK INSURANCE LIMITED and state those matters that we have agreed to state to the board of directors of YOU TALK INSURANCE LIMITED as a body, in this report in accordance with the requirements of the Association of Chartered Certified Accountants as detailed at https://www.accaglobal.com/content/dam/ACCA_Global/Technical/fact/tf-163-jan-24.pdf. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than YOU TALK INSURANCE LIMITED and its board of directors as a body for our work or for this report.
It is your duty to ensure that YOU TALK INSURANCE LIMITED has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and loss of YOU TALK INSURANCE LIMITED. You consider that YOU TALK INSURANCE LIMITED is exempt from the statutory audit requirement for the year.
We have not been instructed to carry out an audit or a review of the financial statements of YOU TALK INSURANCE LIMITED. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.
The Westbury Partnership LLP
Chartered Certified Accountants
204 Moulsham Street
Chelmsford
Essex
CM2 0LG
8th September 2026
YOU TALK INSURANCE LIMITED
Statement of financial position
28th February 2026
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2026 |
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2025 |
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£ |
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£ |
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Fixed assets |
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12,606 |
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11,867 |
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_______ |
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Current assets |
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239,815 |
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390,691 |
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Creditors: amounts falling due within one year |
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(
13,969) |
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(
37,466) |
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Net current assets |
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225,846 |
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353,225 |
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Total assets less current liabilities |
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238,452 |
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365,092 |
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Provisions for liabilities |
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(
230) |
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(
230) |
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Accruals and deferred income |
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(
2,075) |
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(
2,075) |
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Net assets |
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236,147 |
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362,787 |
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Capital and reserves |
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236,147 |
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362,787 |
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Notes to the financial statements
YOU TALK INSURANCE LIMITED
Year ended 28th February 2026
1.
Employee numbers
The average number of persons employed by the company during the year amounted to
2
(2025:
3
).
This loan was repaid within 9 months of the year ended.
For the year ending 28 February 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
Directors responsiblities:
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The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
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The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
The financial statements have been prepared in accordance with the micro-entity provisions and have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.
These financial statements were approved by the
board of directors
and authorised for issue on
08 September 2026
, and are signed on behalf of the board by:
Mr Paul Handleigh
Director
Company registration number:
07528573
The company is a private company limited by shares, registered in England & Wales.