ACCOUNTS - Final Accounts preparation

Registered number: 00314534

LAINDON CREDIT SERVICES LIMITED

UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 DECEMBER 2025

LAINDON CREDIT SERVICES LIMITED

REGISTERED NUMBER: 00314534

BALANCE SHEET

AS AT 31 DECEMBER 2025

		2025		2024
Note		£		£


Current assets
Debtors: amounts falling due within one year	4	33,242		33,242
		33,242		33,242
Creditors: amounts falling due within one year	5	(145,717)		(145,717)
Net current liabilities			(112,475)		(112,475)

Net liabilities			(112,475)		(112,475)

Capital and reserves
Called up share capital	6	478	478
Profit and loss account	7	(112,953)	(112,953)
		(112,475)	(112,475)

For the year ended 31 December 2025 the Company was entitled to exemption from audit under section 480 of the Companies Act 2006.

Members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by:

N D Rickwood

Director

Date: 19 September 2026

The notes on pages 2 to 4 form part of these financial statements.

Page 1

LAINDON CREDIT SERVICES LIMITED

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

1.	General information

Laindon Credit Services Limited is a private company, incorporated in England, limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

The Company has not traded during the year or the preceding financial year.

2.Accounting policies

2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

2.2

Going concern

The financial statements have been prepared under the going concern concept because the parent undertaking has agreed to provide adequate funds for the company to meet its liabilities as they fall due.

2.3

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

2.4

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

3.	Employees
	The Company has no employees other than the directors, who did not receive any remuneration (2024 - £NIL).

	The Company has no employees other than the directors, who did not receive any remuneration (2024 - £NIL).
	The average monthly number of employees, including directors, during the year was 0 (2024 - 0).

Page 2

LAINDON CREDIT SERVICES LIMITED

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

Debtors

					2025	2024
					£	£


Other debtors	33,242	33,242

5.	Creditors: Amounts falling due within one year
		2025	2024
		£	£

	Bank overdrafts	145,717	145,717

6.	Share capital
		2025	2024
		£	£

Allotted, called up and fully paid

478 (2024 - 478) Ordinary shares of £1.00 each	478	478

Reserves

Retained earnings

Retained earnings include all current and prior period retained profits and losses.

8.	Contingent liabilities

The company has guaranteed the bank overdrafts of other group undertakings amounting to £3,330,479 (2024 - £3,425,882).

Related party transactions

The directors have taken advantage of the exemptions conferred by section 33.1A Financial Reporting Standard 102 and accordingly no disclosure has been made of transactions between group companies.

Amounts owed by/to group companies are classified between; trade accounts which are subject to monthly repayment terms, and other accounts, which reflect short-term inter-group funding requirements and are usually payable/repayable on demand. They are unsecured and interest free.

Page 3

LAINDON CREDIT SERVICES LIMITED

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

10.	Controlling party

The directors consider that there is no single ultimate controlling party of the group.

The immediate parent undertaking of Laindon Credit Services Limited is Laindon Holdings Limited. The ultimate parent undertaking of Laindon Credit Services Limited is MJT Securities Limited. MJT Securities Limited is the parent undertaking of the smallest and largest group of which the company is a member and for which group financial statements are prepared. Copies of the parent's consolidated financial statements, which include the company, are available from its registered office: Service House, West Mayne, Basildon, Essex SS15 6RW.

Page 4