REGISTERED NUMBER: 03676174 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 March 2026

for

Dunham Wealth Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTORS:

Mr M Ablott

Mr D Healey

Mr D Condron

REGISTERED OFFICE:

Peak House

6 Oxford Road

Altrincham

Greater Manchester

WA14 2DY

REGISTERED NUMBER:

03676174 (England and Wales)

ACCOUNTANTS:

IN Accountancy Limited

2 Station View

Bramhall Moor Lane

Hazel Grove

Stockport

Cheshire

SK7 5ER

FIXED ASSETS

Tangible assets

4

3,534

2,362

CURRENT ASSETS

Debtors

5

131,510

114,999

Cash at bank

62,068

40,147

193,578

155,146

CREDITORS

Amounts falling due within one year

6

38,385

45,047

NET CURRENT ASSETS

155,193

110,099

TOTAL ASSETS LESS CURRENT LIABILITIES

158,727

112,461

PROVISIONS FOR LIABILITIES

883

449

NET ASSETS

157,844

112,012

CAPITAL AND RESERVES

Called up share capital

10,100

10,100

Retained earnings

147,744

101,912

SHAREHOLDERS' FUNDS

157,844

112,012

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 23 September 2026 and were signed on its behalf by:

Mr D Healey - Director

1.	STATUTORY INFORMATION

Dunham Wealth Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The financial statements are prepared in sterling which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

20% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 8 (2025 - 5 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 April 2025

18,937

Additions

1,640

At 31 March 2026

20,577

DEPRECIATION

At 1 April 2025

16,575

Charge for year

468

At 31 March 2026

17,043

NET BOOK VALUE

At 31 March 2026

3,534

At 31 March 2025

2,362

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Trade debtors

122,510

-

Amounts owed by associates

9,000

9,000

Other debtors

-

105,999

131,510

114,999

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Amounts owed to associates

340

454

Taxation and social security

30,237

41,148

Other creditors

7,808

3,445

38,385

45,047

7.	ULTIMATE CONTROLLING PARTY

The company is a wholly owned subsidiary of Capstone Financial Holdings Limited. The ultimate controlling party is Mr D & Mrs S Healey.