REGISTERED NUMBER: 04913662 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

FOR

ACTUA RISK LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

J P Allen

J M Allen

REGISTERED OFFICE:

Shirewood House

Park Lane

Woodlands

Wimborne

Dorset

BH21 8LX

REGISTERED NUMBER:

04913662 (England and Wales)

ACCOUNTANTS:

LMDB Accountants

Chartered Certified Accountants

Railview Lofts

19c Commercial Road

Eastbourne

East Sussex

BN21 3XE

FIXED ASSETS

Tangible assets

4

15,862

18,320

CURRENT ASSETS

Debtors

5

160,242

292,321

Cash at bank

2,563,656

1,289,404

2,723,898

1,581,725

CREDITORS

Amounts falling due within one year

6

381,307

191,201

NET CURRENT ASSETS

2,342,591

1,390,524

TOTAL ASSETS LESS CURRENT LIABILITIES

2,358,453

1,408,844

PROVISIONS FOR LIABILITIES

3,601

4,192

NET ASSETS

2,354,852

1,404,652

CAPITAL AND RESERVES

Called up share capital

7

1,000

1,000

Retained earnings

2,353,852

1,403,652

SHAREHOLDERS' FUNDS

2,354,852

1,404,652

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 24 September 2026 and were signed on its behalf by:

J P Allen - Director

1.	STATUTORY INFORMATION

Actua Risk Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Significant judgements and estimates

In preparing the financial statements, the directors are required to make estimates and judgements about the carrying value of assets and liabilities. The estimates and assumptions are reviewed on an ongoing basis and are based on historical experience and other factors that are considered by the directors to be relevant. Revision to accounting estimates are recognised in the period in which the estimate is revised.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost and 25% on reducing balance

Financial instruments

Financial Instruments are initially measured at the transaction price (this includes transaction cost except in the initial measurement of financial assets and liabilities that will be measured at fair value through profit or loss). If however the arrangement constitutes a financing transaction it is then measured at the present value of the future payments, discounted at a market related interest rate.

Trade and other receivables - Sales are made without providing significant credit terms. Other receivables are measured at amortised cost using the effective interest method. At the end of each reporting period, the carrying amounts of trade and other receivables are reviewed to determine whether there is any objective evidence that the amounts are not recoverable. If so, an impairment loss is recognised immediately in profit or loss.

Trade payables - Trade payables are obligations on the basis of normal credit terms and do not bear interest. Trade payables denominated in a foreign currency are translated into the relevant currency using the exchange rate at the reporting date. Foreign exchange gains or losses are included in other income or other expenses.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 January 2025

68,751

Additions

4,109

At 31 December 2025

72,860

DEPRECIATION

At 1 January 2025

50,431

Charge for year

6,567

At 31 December 2025

56,998

NET BOOK VALUE

At 31 December 2025

15,862

At 31 December 2024

18,320

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

1,840

171,227

Other debtors

158,402

121,094

160,242

292,321

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

31

101

Taxation and social security

380,101

143,211

Other creditors

1,175

47,889

381,307

191,201

7.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2025

2024

value:

£

£

1,000

Ordinary

£1

1,000

1,000

8.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31 December 2025 and 31 December 2024:

2025

2024

£

£

J P Allen

Balance outstanding at start of year

23,362

9,095

Amounts advanced

4,263

38,812

Amounts repaid

(26,601

)

(24,545

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

1,024

23,362

J M Allen

Balance outstanding at start of year

-

-

Amounts advanced

12,599

-

Amounts repaid

(3,500

)

-

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

9,099

-

The above loans are unsecured and have no fixed repayment terms. Interest has been charged on the loan to Mr J P Allen of £151 at a rate of 3.75% .Interest has been charged on the loan to Mrs J M Allen of £13 at a rate of 2.25% and £86 at a rate of 3.75%..

9.	ULTIMATE CONTROLLING PARTY

The controlling party is Mr and Mrs J P Allen.