REGISTERED NUMBER: 09161378 (England and Wales)

Financial statements for the year ended 31st December 2025

For

TRG Financial Services Limited

Page

Company information

1

Balance sheet

2

Notes to the financial statements

4

DIRECTORS:

A N Stretton

T Stretton

REGISTERED OFFICE:

Rosemary Cottage

Sparrow Cock Lane

Chadwick End

Solihull

West Midlands

B93 0DL

REGISTERED NUMBER:

09161378 (England and Wales)

ACCOUNTANTS:

Ark&Co Ltd

Chartered Accountants & Chartered Tax Advisers

The Maltings

2 Anderson Rd

Bearwood

Birmingham

West Midlands

B66 4AR

FIXED ASSETS

Tangible assets

4

30,405

52,434

Investments

5

5,000

5,000

35,405

57,434

CURRENT ASSETS

Debtors

6

402,717

402,674

Cash at bank

1,852,775

746,599

2,255,492

1,149,273

CREDITORS

Amounts falling due within one year

7

13,444

9,136

NET CURRENT ASSETS

2,242,048

1,140,137

TOTAL ASSETS LESS CURRENT LIABILITIES

2,277,453

1,197,571

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

2,277,353

1,197,471

2,277,453

1,197,571

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31st December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 24th September 2026 and were signed on its behalf by:

A N Stretton - Director

1.	STATUTORY INFORMATION

TRG Financial Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

Straight line over 4 years

Motor vehicles

-

Straight line over 4 years

Investments in subsidiaries

Investments in subsidiary undertakings are recognised at cost.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 3 (2024 - 3 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

Motor

machinery

vehicles

Totals

£

£

£

COST

At 1st January 2025

and 31st December 2025

12,632

124,736

137,368

DEPRECIATION

At 1st January 2025

12,632

72,302

84,934

Charge for year

-

22,029

22,029

At 31st December 2025

12,632

94,331

106,963

NET BOOK VALUE

At 31st December 2025

-

30,405

30,405

At 31st December 2024

-

52,434

52,434

5.	FIXED ASSET INVESTMENTS

Shares in

group

undertakings

£

COST

At 1st January 2025

and 31st December 2025

5,000

NET BOOK VALUE

At 31st December 2025

5,000

At 31st December 2024

5,000

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/12/25

31/12/24

£

£

Trade debtors

208

208

Other debtors

402,509

402,466

402,717

402,674

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/12/25

31/12/24

£

£

Tax

5,255

1,288

Social security and other taxes

-

374

Wages

1,273

739

Pension Control

-

425

Directors' current accounts

4,711

4,210

Accrued expenses

2,205

2,100

13,444

9,136

8.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31st December 2025 and 31st December 2024:

31/12/25

31/12/24

£

£

A N Stretton

Balance outstanding at start of year

(3,511

)

(4,316

)

Amounts advanced

-

413,805

Amounts repaid

3,511

(413,000

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

(3,511

)

T Stretton

Balance outstanding at start of year

(699

)

(1,504

)

Amounts advanced

-

413,805

Amounts repaid

699

(413,000

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

(699

)