Company Registration No. 15682711 (England and Wales)
Pensionpay Limited
Unaudited accounts
for the year ended 31 December 2025
Pensionpay Limited
Unaudited accounts
Contents
Pensionpay Limited
Company Information
for the year ended 31 December 2025
Directors
Robin Elizabeth Saunders
Philip Rory Murphy
Kaine Price
James Alexander Watt
Company Number
15682711 (England and Wales)
Registered Office
Chancery House
Chancery Lane
London
WC2A 1QS
United Kingdom
Accountants
Accounts and Legal Consultants Ltd
Suite 1-3, The Hop Exchange
24 Southwark Street
London
SE1 1TY
Pensionpay Limited
Statement of financial position
as at 31 December 2025
Intangible assets
290,000
290,000
Tangible assets
5,768
7,306
Cash at bank and in hand
293,110
348,477
Creditors: amounts falling due within one year
(478,108)
(62,669)
Net current (liabilities)/assets
(161,012)
1,464,414
Net assets
134,756
1,761,720
Called up share capital
57,500
53,750
Share premium
1,472,500
2,026,250
Profit and loss account
(1,395,244)
(318,280)
Shareholders' funds
134,756
1,761,720
For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 12 August 2026 and were signed on its behalf by
Robin Elizabeth Saunders
Director
Company Registration No. 15682711
Pensionpay Limited
Notes to the Accounts
for the year ended 31 December 2025
Pensionpay Limited is a private company, limited by shares, registered in England and Wales, registration number 15682711. The registered office is Chancery House, Chancery Lane, London, WC2A 1QS, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
The accounts are presented in £ sterling.
Wages and salaries are recognised as an expense in the period in which the related services are provided. Any amounts unpaid at the reporting date are recognised as accruals.
Monetary assets and liabilities in foreign currencies are translated into sterling at the rates of exchange ruling at the balance sheet date. Transactions in foreign currencies are translated into sterling at the rates of exchange ruling at the date of the transaction. Exchange differences are taken into account in arriving at the operating profit.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment.
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation. Amortisation has been provided using the straight line method at the following rates in order to write off the assets over their estimated useful lives:
- Intellectual property 25%
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
Pensionpay Limited
Notes to the Accounts
for the year ended 31 December 2025
4
Intangible fixed assets
Other
At 31 December 2025
290,000
At 31 December 2025
290,000
At 31 December 2024
290,000
5
Tangible fixed assets
Computer equipment
Amounts falling due within one year
Accrued income and prepayments
2,741
5,004
Other debtors
1,620
1,150,000
7
Creditors: amounts falling due within one year
2025
2024
Trade creditors
121,327
13,647
Taxes and social security
46,981
49,022
Pensionpay Limited
Notes to the Accounts
for the year ended 31 December 2025
8
Average number of employees
During the year the average number of employees was 4 (2024: 4).