FLO Financial Services Ltd

Registered number: 13088754

	2025	2024
	£	£
Fixed assets	3,455	3,126

Current assets	185,447	203,012
Creditors: Amounts Falling Due Within One Year	(23,971 )	(19,390 )

NET CURRENT ASSETS	161,476	183,622

TOTAL ASSETS LESS CURRENT LIABILITIES	164,931	186,748

Accruals and deferred income	(600 )	(250 )

NET ASSETS	164,331	186,498

CAPITAL AND RESERVES	164,331	186,498

Notes

1. General Information

FLO Financial Services Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 13088754 . The registered office is 3 Mountview Road, Wroxall, Isle of Wight, PO38 3BX.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 2 (2024: 2)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 January 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 31 December 2025
	£	£	£	£	£
Mr Steven Kearney	(624 )	138,808	(51,373 )	-	86,811

The above loan is unsecured, interest free and repayable on demand.

For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr Steven Kearney

Director

22 September 2026