| REGISTERED NUMBER: |
| Financial Statements |
| for the Year Ended 31 July 2026 |
| for |
| Gothic Insurance Brokers Limited |
| REGISTERED NUMBER: |
| Financial Statements |
| for the Year Ended 31 July 2026 |
| for |
| Gothic Insurance Brokers Limited |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Contents of the Financial Statements |
| for the Year Ended 31 July 2026 |
| Page |
| Company Information | 1 |
| Balance Sheet | 2 |
| Notes to the Financial Statements | 4 |
| Gothic Insurance Brokers Limited |
| Company Information |
| for the Year Ended 31 July 2026 |
| DIRECTORS: |
| REGISTERED OFFICE: |
| REGISTERED NUMBER: |
| ACCOUNTANTS: |
| 140 Rayne Road |
| Braintree |
| Essex |
| CM7 2QR |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Balance Sheet |
| 31 July 2026 |
| 2026 | 2025 |
| Notes | £ | £ | £ | £ |
| FIXED ASSETS |
| Tangible assets | 4 |
| CURRENT ASSETS |
| Debtors | 5 |
| Cash at bank |
| CREDITORS |
| Amounts falling due within one year | 6 |
| NET CURRENT ASSETS |
| TOTAL ASSETS LESS CURRENT LIABILITIES |
| CREDITORS |
| Amounts falling due after more than one year |
7 |
( |
) |
( |
) |
| PROVISIONS FOR LIABILITIES | ( |
) | ( |
) |
| NET ASSETS |
| CAPITAL AND RESERVES |
| Called up share capital |
| Retained earnings |
| SHAREHOLDERS' FUNDS |
| The directors acknowledge their responsibilities for: |
| (a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and |
| (b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company. |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Balance Sheet - continued |
| 31 July 2026 |
| The financial statements were approved by the Board of Directors and authorised for issue on |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Notes to the Financial Statements |
| for the Year Ended 31 July 2026 |
| 1. | STATUTORY INFORMATION |
| Gothic Insurance Brokers Limited is a |
| 2. | ACCOUNTING POLICIES |
| Basis of preparing the financial statements |
| Turnover |
| Turnover represents insurance commissions receivable and fees charged. |
| Tangible fixed assets |
| Furniture & equipment | - |
| Fixtures and fittings | - |
| Computer equipment | - |
| Taxation |
| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. |
| Current or deferred taxation assets and liabilities are not discounted. |
| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date. |
| Deferred tax |
| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date. |
| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference. |
| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. |
| Hire purchase and leasing commitments |
| Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter. |
| The interest element of these obligations is charged to profit or loss over the relevant period. The capital element of the future payments is treated as a liability. |
| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease. |
| Pension costs and other post-retirement benefits |
| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate. |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Notes to the Financial Statements - continued |
| for the Year Ended 31 July 2026 |
| 3. | EMPLOYEES AND DIRECTORS |
| The average number of employees during the year was |
| 4. | TANGIBLE FIXED ASSETS |
| Fixtures |
| Furniture | and | Computer |
| & equipment | fittings | equipment | Totals |
| £ | £ | £ | £ |
| COST |
| At 1 August 2025 |
| Additions |
| Disposals | ( |
) | ( |
) |
| At 31 July 2026 |
| DEPRECIATION |
| At 1 August 2025 |
| Charge for year |
| Eliminated on disposal | ( |
) | ( |
) |
| At 31 July 2026 |
| NET BOOK VALUE |
| At 31 July 2026 |
| At 31 July 2025 |
| Fixed assets, included in the above, which are held under finance leases are as follows: |
| Furniture |
| & equipment |
| £ |
| COST |
| At 1 August 2025 |
| Disposals | ( |
) |
| At 31 July 2026 |
| DEPRECIATION |
| At 1 August 2025 |
| Charge for year |
| Eliminated on disposal | ( |
) |
| At 31 July 2026 |
| NET BOOK VALUE |
| At 31 July 2026 |
| At 31 July 2025 |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Notes to the Financial Statements - continued |
| for the Year Ended 31 July 2026 |
| 5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |
| 2026 | 2025 |
| £ | £ |
| Trade debtors |
| Other debtors |
| Broking debtors (net) | 210,552 | 231,965 |
| Directors' current accounts | 14,369 | 14,850 |
| Prepayments |
| 6. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |
| 2026 | 2025 |
| £ | £ |
| Bank loans and overdrafts |
| Finance leases |
| Trade creditors |
| Tax |
| Social security and other taxes |
| Other creditors |
| Broking creditors (net) | 359,858 | 394,641 |
| Directors' current accounts | - | 59 |
| 7. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |
| 2026 | 2025 |
| £ | £ |
| Bank loans - 1-2 years |
| Finance leases |
| 8. | OPERATING LEASE COMMITMENTS |
| As at 31 July 2026 |
| the company had annual commitments under non-cancellable operating leases: |
| Land & buildings Equipment |
| - within 1 year - - |
| - within 2-5 years £34,000 £57,016 |
| Gothic Insurance Brokers Limited (Registered number: 00880423) |
| Notes to the Financial Statements - continued |
| for the Year Ended 31 July 2026 |
| 9. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES |
| The following advances and credits to directors subsisted during the years ended 31 July 2026 and 31 July 2025: |
| 2026 | 2025 |
| £ | £ |
| Balance outstanding at start of year |
| Amounts repaid | ( |
) |
| Amounts written off | - | - |
| Amounts waived | - | - |
| Balance outstanding at end of year |
| Balance outstanding at start of year |
| Amounts repaid | ( |
) | ( |
) |
| Amounts written off | - | - |
| Amounts waived | - | - |
| Balance outstanding at end of year |
| Balance outstanding at start of year |
| Amounts repaid | ( |
) |
| Amounts written off | - | - |
| Amounts waived | - | - |
| Balance outstanding at end of year |
| Balance outstanding at start of year |
| Amounts advanced |
| Amounts repaid | ( |
) |
| Amounts written off | - | - |
| Amounts waived | - | - |
| Balance outstanding at end of year |
| No interest is charged by the company on the director's overdrawn loan account. |
| 10. | ULTIMATE CONTROLLING PARTY |
| The controlling party is D A Norris. |