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Registration number: 06782738

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

Annual Report and Unaudited Financial Statements

for the Year Ended 31 January 2026

 

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

Contents

Company Information

1

Accountants' Report

2

Profit and Loss Account

3

Balance Sheet

4 to 5

Notes to the Unaudited Financial Statements

4

 

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

Company Information

Director

Lee Wright

Company secretary

Lee Wright

Registered office

54 Mill Hayes Road
Knypersley
Stoke On Trent
Staffs
England
ST8 7BU

Accountants

Tax Matters Accountants Limited
Chartered AccountantsTrading As Beans Accounting and Business Support
259 Edleston Road
Crewe
Cheshire
CW2 7EA

 

Chartered Accountants' Report to the Director on the Preparation of the Unaudited Statutory Accounts of
Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau
for the Year Ended 31 January 2026

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the accounts of Mortgage Advice & Services Ltd for the year ended 31 January 2026 as set out on pages 3 to 5 from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed at
http://www.icaew.com/regulation.

This report is made solely to the Board of Directors of Mortgage Advice & Services Ltd, as a body, in accordance with the terms of our engagement letter dated 1 January 2018. Our work has been undertaken solely to prepare for your approval the accounts of Mortgage Advice & Services Ltd and state those matters that we have agreed to state to the Board of Directors of Mortgage Advice & Services Ltd, as a body, in this report in accordance with ICAEW Technical Release 07/16 AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Mortgage Advice & Services Ltd and its Board of Directors as a body for our work or for this report.

It is your duty to ensure that Mortgage Advice & Services Ltd has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit of Mortgage Advice & Services Ltd. You consider that Mortgage Advice & Services Ltd is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the accounts of Mortgage Advice & Services Ltd. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory accounts.

......................................

Tax Matters Accountants Limited
Chartered Accountants
Trading As Beans Accounting and Business Support
259 Edleston Road
Crewe
Cheshire
CW2 7EA

31 August 2026

 

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

Profit and Loss Account for the Year Ended 31 January 2026

2026
£

2025
£

Turnover

40,518

37,061

Cost of raw materials and consumables

(536)

-

Staff costs

(7,563)

(10,584)

Depreciation and other amounts written off assets

(202)

(202)

Other charges

(17,268)

(18,820)

Profit before tax

14,949

7,455

Tax on profit

(2,879)

(1,454)

Profit for the year

12,070

6,001

 

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

(Registration number: 06782738)
Balance Sheet as at 31 January 2026

2026
£

2025
£

Fixed assets

405

607

Current assets

7,696

12,760

Prepayments and accrued income

1,500

1,500

Creditors: Amount owing

(8,871)

(5,244)

Net current assets

325

9,016

Total assets less current liabilities

730

9,623

Creditors: Amounts owing to the director

(730)

(1,750)

 

-

7,873

Capital and reserves

-

7,873

1

General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
54 Mill Hayes Road
Knypersley
Stoke On Trent
Staffs
ST8 7BU
England

These financial statements were authorised for issue by the director on 31 August 2026.
 

2

Staff numbers

The average number of persons employed by the company (including the director) during the year, was 1 (2025 - 1).

For the financial year ending 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

•

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

•

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

 

Mortgage Advice & Services Ltd

trading as Mortgage Advice Bureau

(Registration number: 06782738)
Balance Sheet as at 31 January 2026

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the micro entities regime and FRS 105 ‘The Financial Reporting Standard Applicable to the Micro-entities Regime.

Approved and authorised by the director on 31 August 2026
 

.........................................
Lee Wright
Company secretary and director