St. Edmunds Finance Limited

St. Edmunds Finance Limited
Contents Page
For the year ended 31 March 2026

Statement of Financial Position	1
Notes to the Financial Statements	2

St. Edmunds Finance Limited
Statement of Financial Position
As at 31 March 2026

	Notes	2026 £	2025 £
Fixed assets
Tangible fixed assets	3	295,565	299,106
		295,565	299,106
Current assets
Debtors		544,490	536,523
Cash at bank and in hand		104,550	93,214
		649,040	629,737
Creditors: amount falling due within one year		(23,098)	(20,845)
Net current assets		625,942	608,892

Total assets less current liabilities		921,507	907,998
Provisions for liabilities		(790)	(926)
Net assets		920,717	907,072

Capital and reserves
Called up share capital	4	104	104
Share Premium Account		27	27
Profit and loss account		920,586	906,941
Shareholders' funds		920,717	907,072

For the year ended 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006 the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).

The financial statements were approved by the director on 21 September 2026 and were signed by:

-------------------------------
Roger William Burrows
Director

1

St. Edmunds Finance Limited
Notes to the Abridged Financial Statements
For the year ended 31 March 2026

General Information

St. Edmunds Finance Limited is a private company, limited by shares, registered in England and Wales, registration number 02678836, registration address The Lodge , Station Road, Great Moulton, Norwich, Norfolk, NR15 2 DX.

The presentation currency is £ sterling.

1.

Accounting policies

Significant accounting policies

The accounts have been prepared under the historical cost convention and in accordance with FRS 102, the Financial Reporting Standard applicable in the UK and Republic of Ireland (as applied to small entities by Section 1A of the standard)

Turnover

Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.

Finance lease and hire purchase charges

The finance element of the rental payment is charged to the income statement on a straight line basis.

Deferred taxation

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the reporting date.
Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.
Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.
Current and deferred tax assets and liabilities are not discounted.

Tangible fixed assets

Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Land and Buildings	1% Straight Line
Plant and Machinery	25% Reducing Balance
Motor Vehicles	25% Reducing Balance
Fixtures and Fittings	25% Reducing Balance

Assets on finance lease and hire purchase

Assets held under finance lease or hire purchase contracts i.e. those contracts where substantially all the risks and rewards of ownership have passed to the company, are included in the appropriate category of tangible fixed assets and depreciated over the shorter of the lease term and their estimated expected useful lives.
Future obligations under such contracts are included in creditors net of the finance charge allocated to future periods.

Provisions

Provisions are recognised when the company has a present obligation as a result of a past event which it is more probable than not will result in an outflow of economic benefits that can be reasonably estimated.

2.	Average number of employees Average number of employees during the year was 1 (2025 : 1).

3.

Tangible fixed assets

Cost or valuation	Land and Buildings	Plant and Machinery	Motor Vehicles	Fixtures and Fittings	Total
	£	£	£	£	£
At 01 April 2025	339,926	1,241	18,286	3,274	362,727
Additions	-	-	-	1,099	1,099
Disposals	-	-	-	-	-
At 31 March 2026	339,926	1,241	18,286	4,373	363,826
Depreciation
At 01 April 2025	45,106	802	14,836	2,737	63,481
Charge for year	3,399	110	862	409	4,780
On disposals	-	-	-	-	-
At 31 March 2026	48,505	912	15,698	3,146	68,261
Net book values
Closing balance as at 31 March 2026	291,421	329	2,588	1,227	295,565
Opening balance as at 01 April 2025	294,820	439	3,450	397	299,106

4.

Share Capital

Allotted, called up and fully paid	2026 £	2025 £
100 Class A shares of £1.00 each	100	100
4 Class B shares of £1.00 each	4	4
	104	104

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