Company Registration No. 07113908 (England and Wales)
Alexander James Mortgage Services Ltd
Unaudited accounts
for the year ended 31 December 2025
Alexander James Mortgage Services Ltd
Unaudited accounts
Contents
Alexander James Mortgage Services Ltd
Company Information
for the year ended 31 December 2025
Company Number
07113908 (England and Wales)
Registered Office
SUITE 120 14 CHERTSEY ROAD
WOKING
SURREY
GU21 5AH
Accountants
Golding & Co Accounting Services Limited
29 Blackwood Close
West Byfleet
Surrey
KT14 6PP
Alexander James Mortgage Services Ltd
Statement of financial position
as at 31 December 2025
Tangible assets
3,898
2,001
Cash at bank and in hand
81,365
74,473
Creditors: amounts falling due within one year
(43,336)
(23,188)
Net current assets
66,140
88,616
Total assets less current liabilities
70,038
90,617
Creditors: amounts falling due after more than one year
(6,613)
(8,371)
Called up share capital
2
2
Profit and loss account
63,423
82,244
Shareholders' funds
63,425
82,246
For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 2 October 2026 and were signed on its behalf by
Nigel Glossop
Director
Company Registration No. 07113908
Alexander James Mortgage Services Ltd
Notes to the Accounts
for the year ended 31 December 2025
Alexander James Mortgage Services Ltd is a private company, limited by shares, registered in England and Wales, registration number 07113908. The registered office is SUITE 120 14 CHERTSEY ROAD, WOKING, SURREY, GU21 5AH.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
The accounts are presented in £ sterling.
Turnover represents sales of services and commissions receivable, excluding value added tax.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% Reducing Balance
Computer equipment
33% Straight Line
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged against profit on a straight line basis over the lease term.
Assets held under finance leases and hire purchase contracts are capitalised and depreciated over their useful lives. The corresponding lease or hire purchase obligation is treated in the balance sheet as a liability. The interest element of rental obligations is charged to the profit and loss account over the period of the lease at a constant proportion of the outstanding balance of capital repayments.
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
Alexander James Mortgage Services Ltd
Notes to the Accounts
for the year ended 31 December 2025
4
Tangible fixed assets
Fixtures & fittings
Computer equipment
Total
Cost or valuation
At cost
At cost
At 1 January 2025
1,858
15,674
17,532
Disposals
(1,343)
(10,467)
(11,810)
At 31 December 2025
515
9,501
10,016
At 1 January 2025
1,633
13,898
15,531
Charge for the year
171
1,792
1,963
On disposals
(1,343)
(10,033)
(11,376)
At 31 December 2025
461
5,657
6,118
At 31 December 2025
54
3,844
3,898
At 31 December 2024
225
1,776
2,001
Amounts falling due within one year
Accrued income and prepayments
1,223
807
Other debtors
18,731
31,611
6
Creditors: amounts falling due within one year
2025
2024
Bank loans and overdrafts
1,671
1,671
Amounts owed to group undertakings and other participating interests
7,757
3,000
Taxes and social security
-
16,251
Other creditors
18,755
725
Loans from directors
15,153
-
7
Creditors: amounts falling due after more than one year
2025
2024
The company entered into a Bounce Back Loan arrangement in the amount of £16,000 on 12th May 2020. The loan is unsecured and the charges and interest for the first year have been met by the government. Thereafter, the loan bears interest at 2.5% and is repayable over a 10 year term.
Alexander James Mortgage Services Ltd
Notes to the Accounts
for the year ended 31 December 2025
8
Average number of employees
During the year the average number of employees was 2 (2024: 2).