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Company Registration No. 12651208 (England and Wales)
Everyday Change Limited Unaudited accounts for the year ended 30 June 2026
Everyday Change Limited Unaudited accounts Contents
Page
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Everyday Change Limited Company Information for the year ended 30 June 2026
Directors
Susan Katherine Palmer-Trew Nicola Palmer-Trew
Company Number
12651208 (England and Wales)
Registered Office
1 High Street South Stewkley Leighton Buzzard LU7 0HP England
Accountants
Seed Accounting Solutions Ash House Business Centre 8 Second Cross Road Twickenham TW2 5RF
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Everyday Change Limited Statement of financial position as at 30 June 2026
2026 
2025 
Notes
£ 
£ 
Fixed assets
Intangible assets
3,387 
3,547 
Tangible assets
1,562 
2,647 
4,949 
6,194 
Current assets
Debtors
3,000 
10,910 
Cash at bank and in hand
31,427 
4,129 
34,427 
15,039 
Creditors: amounts falling due within one year
(32,639)
(33,716)
Net current assets/(liabilities)
1,788 
(18,677)
Net assets/(liabilities)
6,737 
(12,483)
Capital and reserves
Called up share capital
1 
1 
Profit and loss account
6,736 
(12,484)
Shareholders' funds
6,737 
(12,483)
For the year ending 30 June 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 28 September 2026 and were signed on its behalf by
Susan Katherine Palmer-Trew Director Company Registration No. 12651208
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Everyday Change Limited Notes to the Accounts for the year ended 30 June 2026
1
Statutory information
Everyday Change Limited is a private company, limited by shares, registered in England and Wales, registration number 12651208. The registered office is 1 High Street South, Stewkley, Leighton Buzzard, LU7 0HP, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% on straight line
Computer equipment
33.33% on straight line
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation. 4% on straight line.
4
Intangible fixed assets
Other 
£ 
Cost
At 1 July 2025
4,000 
At 30 June 2026
4,000 
Amortisation
At 1 July 2025
453 
Charge for the year
160 
At 30 June 2026
613 
Net book value
At 30 June 2026
3,387 
At 30 June 2025
3,547 
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Everyday Change Limited Notes to the Accounts for the year ended 30 June 2026
5
Tangible fixed assets
Fixtures & fittings 
Computer equipment 
Total 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At 1 July 2025
5,166 
- 
5,166 
Additions
- 
140 
140 
At 30 June 2026
5,166 
140 
5,306 
Depreciation
At 1 July 2025
2,519 
- 
2,519 
Charge for the year
1,182 
43 
1,225 
At 30 June 2026
3,701 
43 
3,744 
Net book value
At 30 June 2026
1,465 
97 
1,562 
At 30 June 2025
2,647 
- 
2,647 
6
Debtors
2026 
2025 
£ 
£ 
Amounts falling due within one year
Trade debtors
3,000 
10,910 
7
Creditors: amounts falling due within one year
2026 
2025 
£ 
£ 
VAT
14,910 
3,641 
Taxes and social security
29,250 
32,885 
Other creditors
- 
800 
Loans from directors
(12,615)
(3,610)
Accruals
1,094 
- 
32,639 
33,716 
8
Loans to directors
Brought Forward 
Advance/ credit 
Repaid 
Carried Forward 
£ 
£ 
£ 
£ 
Director loan account
1,805 
15,739 
11,237 
6,308 
Director loan account
1,805 
15,739 
11,236 
6,308 
3,610 
31,478 
22,473 
12,616 
Overdrawn balance fully repaid within the 9 months from the financial year end date.
9
Average number of employees
During the year the average number of employees was 2 (2025: 2).
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