Clifton Mortgage Consulting LLP

REGISTERED NUMBER: OC411436 (England and Wales)

CLIFTON MORTGAGE CONSULTING LLP

REPORT OF THE MEMBERS AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2026

Page

General Information

1

Report of the Members

2

Income Statement

3

Balance Sheet

4

Notes to the Financial Statements

6

DESIGNATED MEMBERS:

Miss H Clifton

A Gray

REGISTERED OFFICE:

424 Margate Road

Westwood

Ramsgate

Kent

CT12 6SJ

REGISTERED NUMBER:

OC411436 (England and Wales)

ACCOUNTANTS:

Spurling Cannon

Chartered Certified Accountants

424 Margate Road

Westwood

Ramsgate

Kent

CT12 6SJ

The members present their report with the financial statements of the LLP for the year ended 31 March 2026.

PRINCIPAL ACTIVITY

The principal activity of the LLP in the year under review was that of mortgage consultancy services.

DESIGNATED MEMBERS

The designated members during the year under review were:

Miss H Clifton

A Gray

RESULTS FOR THE YEAR AND ALLOCATION TO MEMBERS

The profit for the year before members' remuneration and profit shares was £127,141 (2025 - £136,810 profit).

MEMBERS' INTERESTS

The profits are automatically allocated amongst the members in accordance with the Statement of Principals in force for the accounting period.

ON BEHALF OF THE MEMBERS:

Miss H Clifton - Designated member

17 September 2026

TURNOVER

152,692

163,374

Administrative expenses

25,420

26,406

OPERATING PROFIT

4

127,272

136,968

Interest payable and similar expenses

131

158

PROFIT FOR THE FINANCIAL YEAR
BEFORE MEMBERS'
REMUNERATION AND PROFIT
SHARES AVAILABLE FOR
DISCRETIONARY DIVISION AMONG
MEMBERS

127,141

136,810

FIXED ASSETS

Tangible assets

5

617

1,084

CURRENT ASSETS

Debtors

6

98,105

59,905

Cash at bank

606

923

98,711

60,828

CREDITORS

Amounts falling due within one year

7

2,712

2,634

NET CURRENT ASSETS

95,999

58,194

TOTAL ASSETS LESS CURRENT
LIABILITIES

96,616

59,278

CREDITORS

Amounts falling due after more than one year

8

3,583

4,658

NET ASSETS ATTRIBUTABLE TO
MEMBERS

93,033

54,620

LOANS AND OTHER DEBTS DUE TO
MEMBERS

9

93,033

54,620

TOTAL MEMBERS' INTERESTS

Loans and other debts due to members

9

93,033

54,620

Amounts due from members

6

(96,300

)

(57,906

)

(3,267

)

(3,286

)

The LLP is entitled to exemption from audit under Section 477 of the Companies Act 2006 as applied to LLPs by the Limited Liability Partnerships (Accounts and Audit) (Application of Companies Act 2006) Regulations 2008 for the year ended 31 March 2026.

The members acknowledge their responsibilities for:

(a)	ensuring that the LLP keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 as applied to LLPs by the Limited Liability Partnerships (Accounts and Audit) (Application of Companies Act 2006) Regulations 2008 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the LLP as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 as applied to LLPs by the Limited Liability Partnerships (Accounts and Audit) (Application of Companies Act 2006) Regulations 2008 relating to financial statements, so far as applicable to the LLP.

The financial statements have been prepared in accordance with the provisions applicable to LLPs subject to the small LLPs regime.

The financial statements were approved by the members of the LLP and authorised for issue on 17 September 2026 and were signed by:

Miss H Clifton - Designated member

1.	STATUTORY INFORMATION

Clifton Mortgage Consulting LLP is registered in England and Wales. The LLP's registered number and registered office address can be found on the General Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the requirements of the Statement of Recommended Practice, Accounting by Limited Liability Partnerships. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Motor vehicles

-

25% on reducing balance

Computer equipment

-

33% on cost

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3.	EMPLOYEE INFORMATION

The average number of employees during the year was NIL (2025 - NIL).

4.	OPERATING PROFIT

The operating profit is stated after charging:

2026

2025

£

Depreciation - owned assets

467

592

5.	TANGIBLE FIXED ASSETS

Motor

Computer

vehicles

equipment

Totals

£

COST

At 1 April 2025

and 31 March 2026

10,200

4,768

14,968

DEPRECIATION

At 1 April 2025

9,417

4,467

13,884

Charge for year

196

271

467

At 31 March 2026

9,613

4,738

14,351

NET BOOK VALUE

At 31 March 2026

587

30

617

At 31 March 2025

783

301

1,084

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

Amounts due from members

96,300

57,906

Sundry debtors

999

1,119

Prepayments

806

880

98,105

59,905

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

Bank loans and overdrafts

1,075

Accrued expenses

1,637

1,559

2,712

2,634

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR

2026

2025

£

Bank loans - 1-2 years

1,075

Bank loans - 2-5 years

2,508

3,224

Bank loans more 5 yr by instal

-

359

3,583

4,658

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

-

359

9.

LOANS AND OTHER DEBTS DUE TO MEMBERS

2026

2025

£

Amounts owed to members in respect of profits

93,033

54,620

Falling due within one year

93,033

54,620

Loans and other debts due to members are unsecured and would rank pari passu with other unsecured creditors in the event of a winding up.