JOURNEY TO WEALTH CIC

Company limited by guarantee

Company Registration Number:
16189094 (England and Wales)

Unaudited statutory accounts for the year ended 31 January 2026

Period of accounts

Start date: 16 January 2025

End date: 31 January 2026

JOURNEY TO WEALTH CIC

Contents of the Financial Statements

for the Period Ended 31 January 2026

Directors report
Profit and loss
Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

JOURNEY TO WEALTH CIC

Directors' report period ended 31 January 2026

The directors present their report with the financial statements of the company for the period ended 31 January 2026

Principal activities of the company

Journey to Wealth CIC was established to make financial education practical, relatable and accessible, with a particular focus on underserved individuals and families. Its community interest statement sets out intended services including financial literacy workshops, individual coaching, school-based financial education, online learning and partnerships with local organisations.

Additional information

Future development - The company’s purpose is to help individuals and communities make informed financial decisions with greater confidence. Future development will be aligned with the community objects, available resources and the conditions attached to any funding.



Directors

The director shown below has held office during the period of
27 May 2025 to 31 January 2026

Oyeyinka Majiyagbe


The directors shown below have held office during the whole of the period from
16 January 2025 to 31 January 2026

Ayobami Olunloyo
Olaide Olunloyo


The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
12 September 2026

And signed on behalf of the board by:
Name: Olaide Olunloyo
Status: Director

JOURNEY TO WEALTH CIC

Profit And Loss Account

for the Period Ended 31 January 2026

13 months to 31 January 2026


£
Turnover: 1,942
Gross profit(or loss): 1,942
Administrative expenses: ( 1,966 )
Operating profit(or loss): (24)
Profit(or loss) before tax: (24)
Profit(or loss) for the financial year: (24)

JOURNEY TO WEALTH CIC

Balance sheet

As at 31 January 2026

Notes 13 months to 31 January 2026


£
Current assets
Cash at bank and in hand: 17,369
Total current assets: 17,369
Net current assets (liabilities): 17,369
Total assets less current liabilities: 17,369
Creditors: amounts falling due after more than one year: 3 ( 17,393 )
Total net assets (liabilities): (24)
Members' funds
Profit and loss account: (24)
Total members' funds: ( 24)

The notes form part of these financial statements

JOURNEY TO WEALTH CIC

Balance sheet statements

For the year ending 31 January 2026 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 12 September 2026
and signed on behalf of the board by:

Name: Olaide Olunloyo
Status: Director

The notes form part of these financial statements

JOURNEY TO WEALTH CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

    Turnover policy

    Turnover comprises consultancy and training income, recognised when the services are delivered. Grant income is recognised when entitlement is established, receipt is probable and the amount can be measured reliably. Grants with unmet performance conditions are deferred until those conditions are satisfied.

JOURNEY TO WEALTH CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

  • 2. Employees

    13 months to 31 January 2026
    Average number of employees during the period 1

JOURNEY TO WEALTH CIC

Notes to the Financial Statements

for the Period Ended 31 January 2026

3. Creditors: amounts falling due after more than one year note

13 months to 31 January 2026
£
Other creditors 17,393
Total 17,393

COMMUNITY INTEREST ANNUAL REPORT

JOURNEY TO WEALTH CIC

Company Number: 16189094 (England and Wales)

Year Ending: 31 January 2026

Company activities and impact

During its first financial period, Journey to Wealth CIC focused on building a strong foundation for accessible financial education and community support. We developed a strategy to guide our work with underserved individuals and families, and reached out to schools to explore opportunities to introduce practical financial education to young people. This laid the groundwork for future partnerships and programmes focused on building financial knowledge and confidence from an early age. We also delivered governance workshops focused on strengthening understanding of sound governance, accountability and responsible decision-making. These activities support our wider aim of helping organisations manage their resources effectively and serve their communities sustainably. This was primarily a period of development and early delivery. The strategy, school outreach and workshops established a foundation from which we can extend our reach and deepen our community benefit.

Consultation with stakeholders

No consultation with stakeholders

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
12 March 2026

And signed on behalf of the board by:
Name: O Olunloyo
Status: Director