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04870073falsethat of Independent Financial Advice2025-02-012026-01-31http://www.companieshouse.gov.uk/2025-01-31http://www.companieshouse.gov.uk/pt:ShareCapital2025-01-31http://www.companieshouse.gov.uk/cd:Director12025-02-012026-01-31http://www.companieshouse.gov.uk/pt:ShareCapital2026-01-31http://www.companieshouse.gov.uk/cd:OrdinaryShareClass12025-02-012026-01-31http://www.companieshouse.gov.uk/pt:MotorCars2025-01-31http://www.companieshouse.gov.uk/cd:RegisteredOffice2025-02-012026-01-31http://www.companieshouse.gov.uk/pt:MotorCars2026-01-31http://www.companieshouse.gov.uk/pt:NetGoodwill2025-01-31http://www.companieshouse.gov.uk/pt:NetGoodwill2026-01-31http://www.companieshouse.gov.uk/cd:AuditExemptWithAccountantsReport2025-02-012026-01-31http://www.companieshouse.gov.uk/pt:CurrentFinancialInstruments2026-01-31http://www.companieshouse.gov.uk/pt:NetGoodwill2025-02-012026-01-31http://www.companieshouse.gov.uk/pt:CurrentFinancialInstruments2025-01-31http://www.companieshouse.gov.uk/2025-02-012026-01-31http://www.companieshouse.gov.uk/2025-01-31http://www.companieshouse.gov.uk/cd:FRS1022025-02-012026-01-31http://www.companieshouse.gov.uk/2026-01-31http://www.companieshouse.gov.uk/pt:LandBuildings2025-01-31http://www.companieshouse.gov.uk/cd:PrivateLimitedCompanyLtd2025-02-012026-01-31http://www.companieshouse.gov.uk/cd:FilletedAccounts2025-02-012026-01-31http://www.companieshouse.gov.uk/pt:LandBuildings2026-01-31iso4217:GBPxbrli:sharesxbrli:pure


Registered number: 04870073






Amber Wealth Creation Limited


ACCOUNTS

FOR THE YEAR ENDED 31/01/2026
























Prepared By:
Amber Financial Management Ltd
Prosperity House
Hanborough Business Park
Long Hanborough Witney
Oxfordshire
OX29 8SB


ACCOUNTS
FOR THE YEAR ENDED 31/01/2026





DIRECTORS
John Fissenden


REGISTERED OFFICE
Prosperity House
Hanborough Business Park
Long Hanborough
Oxon
OX29 8SB


COMPANY DETAILS
Private company limited by shares registered in EW - England and Wales, registered number 04870073



ACCOUNTANTS
Amber Financial Management Ltd
Prosperity House
Hanborough Business Park
Long Hanborough Witney
Oxfordshire
OX29 8SB


ACCOUNTS
FOR THEYEARENDED31/01/2026



CONTENTS



		Page

Directors' Report		-

Statement Of Comprehensive Income		-

Balance Sheet		3

Notes To The Accounts		4


The following do not form part of the statutory financial statements:

Trading And Profit And Loss Account		-

Profit And Loss Account Summaries		-


BALANCE SHEET AT 31/01/2026

			2026		2025
	Notes		£		£

FIXED ASSETS
Intangible assets	2		469,764		565,163
Tangible assets	3		850,395		874,860

			1,320,159		1,440,023

CURRENT ASSETS
Debtors	4	746,811		653,982
Cash at bank and in hand		237,106		27,306
		983,917		681,288
CREDITORS: Amounts falling due within one year	5	243,986		171,002
NET CURRENT ASSETS			739,931		510,286
TOTAL ASSETS LESS CURRENT LIABILITIES			2,060,090		1,950,309


CREDITORS: Amounts falling due after more than one year	6		760,942		831,746

NET ASSETS			1,299,148		1,118,563

CAPITAL AND RESERVES

Called up share capital	8		10,000		10,000
Profit and loss account			1,289,148		1,108,563
SHAREHOLDERS' FUNDS			1,299,148		1,118,563

For the year ending 31/01/2026 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have decided not to deliver to the registrar a copy of the company's profit and loss account.

Approved by the board on 01/07/2026 and signed on their behalf by



.............................
John Fissenden
Director




1b. Depreciation
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives.

Motor Cars		reducing balance 25%




1a. Basis Of Accounting
The accounts have been prepared under the historical cost convention.
The accounts have been prepared in accordance with FRS102 - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006 .




1c. Pension Costs
The company operates a defined contribution pension scheme. The pension charge represents the amounts payable by the company to the fund in respect of the year.




1d. Goodwill
Goodwill arising in connection with the acquisition of businesses is capitalised and amortised over its estimated economic life to a maximum of 20 years. Goodwill is reviewed annually for impairment if events or changes in circumstances indicate that the carrying value may not be recoverable.




2. INTANGIBLE FIXED ASSETS

	Purchased
	Goodwill	Total
	£	£
Cost
At 01/02/2025	968,983	968,983
At 31/01/2026	968,983	968,983
Depreciation
At 01/02/2025	403,820	403,820
For the year	95,399	95,399
At 31/01/2026	499,219	499,219
Net Book Amounts
At 31/01/2026	469,764	469,764
At 31/01/2025	565,163	565,163




3. TANGIBLE FIXED ASSETS

	Land And
	Buildings	Motor Cars	Total
	£	£	£
Cost
At 01/02/2025	777,000	130,480	907,480
At 31/01/2026	777,000	130,480	907,480
Depreciation
At 01/02/2025	-	32,620	32,620
For the year	-	24,465	24,465
At 31/01/2026	-	57,085	57,085
Net Book Amounts
At 31/01/2026	777,000	73,395	850,395
At 31/01/2025	777,000	97,860	874,860




4. DEBTORS	2026	2025
	£	£
Amounts falling due within one year
VAT	13,299	6,487
Other debtors	729,721	646,060
	743,020	652,547




5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
	2026	2025
	£	£
UK corporation tax	102,297	30,116
PAYE control	33,884	25,884
Bank Loan	3,587	13,956
Bank Loan	69,850	69,850
Bank loan	14,650	14,650
Hire purchase	16,377	16,377
Trade creditors	3,341	169
	243,986	171,002




6. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
	2026	2025
	£	£
Bank loans (secured) >1yr	680,309	734,737
Hire purchase >1yr	80,633	97,009
	760,942	831,746




8. SHARE CAPITAL	2026	2025
	£	£
Allotted, issued and fully paid:
10000 Ordinary shares of £1 each	10000	10000
	10,000	10,000




7. EMPLOYEES

	2026	2025
	No.	No.
Average number of employees	17	18