REGISTERED NUMBER: 14520751 (England and Wales)

Financial Statements

for the Year Ended 31 March 2026

for

Saville Homes Crossways Ltd

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

DIRECTORS:

A G Saville

G A Saville

REGISTERED OFFICE:

8 Dorchester Mansions

Cross Road

Ascot

Sunningdale

Berkshire

SL5 9SG

REGISTERED NUMBER:

14520751 (England and Wales)

ACCOUNTANTS:

Wilson Partners Limited

Chancery House

30 St Johns Road

Woking

Surrey

GU21 7SA

FIXED ASSETS

Property, plant and equipment

5

24,245

32,816

CURRENT ASSETS

Inventories

6,786,271

3,654,706

Debtors

6

32,479

67,418

Cash at bank

24,819

219,773

6,843,569

3,941,897

CREDITORS

Amounts falling due within one year

7

(1,566,994

)

(1,514,950

)

NET CURRENT ASSETS

5,276,575

2,426,947

TOTAL ASSETS LESS CURRENT LIABILITIES

5,300,820

2,459,763

CREDITORS

Amounts falling due after more than one year

8

(5,397,802

)

(2,512,287

)

NET LIABILITIES

(96,982

)

(52,524

)

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

(97,082

)

(52,624

)

(96,982

)

(52,524

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 October 2026 and were signed on its behalf by:

A G Saville - Director

1.	STATUTORY INFORMATION

Saville Homes Crossways Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements have been prepared under the historical cost convention.

The financial statements have been prepared on a going concern basis which assumes the company will be able to continue its operations for the foreseeable future. The financial statements showed a net loss for the period. The company's creditors include loans from its directors, who have confirmed that no requests for repayment would be made which would put the company in a position not to be able to meet its other liabilities as they fall due for payment and that additional funds would be provided should this be necessary. The company's directors therefore consider it appropriate to prepare the financial statements on the going concern basis.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Motor vehicles

-

25% on reducing balance

Computer equipment

-

33% on reducing balance

Inventories

Inventories comprise properties constructed for the purpose of development and subsequent sale in the ordinary course of business and is measured at the lower of cost and net realisable value. Cost includes the cost of acquiring the land and direct development expenditure including materials, labour, professional fees and borrowing costs directly attributable to the acquisition and development of the property.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

4.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2025 - 1 ) .

5.	PROPERTY, PLANT AND EQUIPMENT

Motor

Computer

vehicles

equipment

Totals

£

£

£

Cost

At 1 April 2025

and 31 March 2026

41,798

2,202

44,000

Depreciation

At 1 April 2025

10,450

734

11,184

Charge for year

7,837

734

8,571

At 31 March 2026

18,287

1,468

19,755

Net book value

At 31 March 2026

23,511

734

24,245

At 31 March 2025

31,348

1,468

32,816

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/3/26

31/3/25

£

£

Other debtors

32,479

67,418

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/3/26

31/3/25

£

£

Hire purchase contracts

5,337

4,910

Trade creditors

70,524

184,489

Taxation and social security

2,184

-

Other creditors

1,488,949

1,325,551

1,566,994

1,514,950

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31/3/26

31/3/25

£

£

Bank loans

5,366,035

2,475,183

Hire purchase contracts

31,767

37,104

5,397,802

2,512,287

9.	SECURED DEBTS

The following secured debts are included within creditors:

31/3/26

31/3/25

£

£

Bank loans

5,366,035

2,475,183

10.	RELATED PARTY DISCLOSURES

During the period, the company received interest free loans from its director shareholders. The balance due at the year end on these loans was £861,319 (2025: £858,266).

During the period the company received interest free loans from companies under the common control of company directors. The balance due at the year end on these loans was £618,130 (2025:£463,785).