Watch House Financial Planning Limited


Directors	Mr S R Crisp
	Miss N Patel
	Mr C Pugh


Registered Address	1st Floor 11 Freeport Office Village
	Century Drive
	Braintree
	CM77 8YG


Registered Number	13498444 (England and Wales)

Balance Sheet as at
31 March 2026

	Notes	2026		2025
		£	£	£	£
Fixed assets
Intangible assets	3		2,222,025		2,353,081
Tangible assets	4		4,304		3,721
			2,226,329		2,356,802
Current assets
Debtors	5	114,818		100,851
Cash at bank and on hand		110,885		92,083
		225,703		192,934
Creditors amounts falling due within one year	6	(501,201)		(529,791)
Net current assets (liabilities)			(275,498)		(336,857)
Total assets less current liabilities			1,950,831		2,019,945
Creditors amounts falling due after one year	7		(1,328,199)		(1,623,380)
Provisions for liabilities	8		(1,076)		(930)
Net assets			621,556		395,635
Capital and reserves
Called up share capital			200		200
Profit and loss account			621,356		395,435
Shareholders' funds			621,556		395,635

The company was entitled to exemption from audit for this reporting period under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The Directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have chosen to not file a copy of the company’s profit and loss account under section 444 (5A) Companies Act 2006.

The financial statements were approved and authorised for issue by the Board of Directors on 8 October 2026, and are signed on its behalf by:

Mr S R Crisp
Director
Registered Company No. 13498444

Watch House Financial Planning Limited

Notes to the Financial Statements
for the year ended 31 March 2026

1.	Accounting policies

	Statutory information
	The company is a private company limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

	Statement of compliance
	The financial statements have been prepared in compliance with FRS 102 Section 1A as it applies to the financial statements for the period and there were no material departures from the reporting standard.

	Revenue from sale of goods
	Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have transferred to the buyer. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.

Revenue from sale of goods

Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have transferred to the buyer. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.

	Employee benefits
	Contributions to defined contribution plans are expensed in the period to which they relate.

	Deferred tax
	Deferred tax is recognised in respect of all timing differences between the recognition of income and expenses in the financial statements and their inclusion in tax assessments. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference, except for revalued land and investment property where the tax rate that applies to the sale of the asset is used. Current and deferred tax assets and liabilities are not discounted.

Deferred tax

Deferred tax is recognised in respect of all timing differences between the recognition of income and expenses in the financial statements and their inclusion in tax assessments. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference, except for revalued land and investment property where the tax rate that applies to the sale of the asset is used. Current and deferred tax assets and liabilities are not discounted.

	Intangible assets
	Amortisation is provided on all intangible fixed assets as follows: 5% on SL basis

	Tangible fixed assets and depreciation
	Tangible fixed assets are stated at cost or valuation less depreciation. Depreciation is provided on all tangible fixed assets as follows:


	Reducing balance (%)	Straight line (years)
Fixtures and fittings	25	-
Office Equipment	-	3

2.	Average number of employees


		2026		2025
	Average number of employees during the year	4		6

3.	Intangible assets

	Goodwill	Total
	£	£
Cost or valuation
At 01 April 25	2,836,598	2,836,598
Additions	11,026	11,026
At 31 March 26	2,847,624	2,847,624
Amortisation and impairment
At 01 April 25	483,517	483,517
Charge for year	142,082	142,082
At 31 March 26	625,599	625,599
Net book value
At 31 March 26	2,222,025	2,222,025
At 31 March 25	2,353,081	2,353,081

4.	Tangible fixed assets

	Fixtures & fittings	Office Equipment	Total
	£	£	£
Cost or valuation
At 01 April 25	7,820	2,941	10,761
Additions	-	1,783	1,783
At 31 March 26	7,820	4,724	12,544
Depreciation and impairment
At 01 April 25	4,865	2,175	7,040
Charge for year	739	461	1,200
At 31 March 26	5,604	2,636	8,240
Net book value
At 31 March 26	2,216	2,088	4,304
At 31 March 25	2,955	766	3,721

5.	Debtors: amounts due within one year

	2026	2025
	£	£
Trade debtors / trade receivables	112,438	98,294
Other debtors	2,380	2,557
Total	114,818	100,851

6.	Creditors: amounts due within one year

	2026	2025
	£	£
Trade creditors / trade payables	6,858	6,089
Taxation and social security	187,552	163,203
Other creditors	304,353	358,399
Accrued liabilities and deferred income	2,438	2,100
Total	501,201	529,791

7.	Creditors: amounts due after one year

	2026	2025
	£	£
Other creditors	1,328,199	1,623,380
Total	1,328,199	1,623,380

8.	Provisions for liabilities

	2026	2025
	£	£
Net deferred tax liability (asset)	1,076	930
Total	1,076	930

9.	Directors advances, credits and guarantees
	Director 1: During the year the following advances and credits were made to directors, advances £203,205 (2025: £183,609), credits -£155,102 (2025: -£162,330), year end balance -£9,043 (2025: -£57,146). Director 2: During the year the following advances and credits were made to directors, advances £15,953 (2025: £500), credits -£13,000 (2025: -£500), year end balance -£47 (2025: -£3,000). Director 3: During the year the following advances and credits were made to directors, advances £15,953(2025: £500), credits -£13,000 (2025: £500), year end balance -£47(2025: -£3,000). Interest has been charged at 3.75% during the year (2025:0%)

Directors advances, credits and guarantees

Director 1:
During the year the following advances and credits were made to directors, advances £203,205 (2025: £183,609), credits -£155,102 (2025: -£162,330), year end balance -£9,043 (2025: -£57,146).

Director 2:
During the year the following advances and credits were made to directors, advances £15,953 (2025: £500), credits -£13,000 (2025: -£500), year end balance -£47 (2025: -£3,000).

Director 3:
During the year the following advances and credits were made to directors, advances £15,953(2025: £500), credits -£13,000 (2025: £500), year end balance -£47(2025: -£3,000).

Interest has been charged at 3.75% during the year (2025:0%)