Company Registration No. SC457259 (Scotland)
Simple Financial Planning Ltd
Unaudited accounts
for the year ended 31 August 2026
Simple Financial Planning Ltd
Unaudited accounts
Contents
Simple Financial Planning Ltd
Company Information
for the year ended 31 August 2026
Directors
R Welsh
M Sanger
D Johnston
Company Number
SC457259 (Scotland)
Registered Office
Red Tree Business Suites (Suite 1.17)
33 Dalmarnock Road
Glasgow
G40 4LA
Accountants
Assenti & Noble Ltd
18 Mosshead Road
Bearsden
Glasgow
G61 3HN
Simple Financial Planning Ltd
Statement of financial position
as at 31 August 2026
Tangible assets
38,481
50,547
Cash at bank and in hand
160,554
133,953
Creditors: amounts falling due within one year
(274,105)
(88,993)
Net current assets
200,800
94,865
Total assets less current liabilities
239,281
145,412
Creditors: amounts falling due after more than one year
(24,850)
(33,024)
Provisions for liabilities
Deferred tax
(7,697)
(10,110)
Net assets
206,734
102,278
Called up share capital
100
100
Profit and loss account
206,634
102,178
Shareholders' funds
206,734
102,278
For the year ending 31 August 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 5 October 2026 and were signed on its behalf by
R Welsh
Director
Company Registration No. SC457259
Simple Financial Planning Ltd
Notes to the Accounts
for the year ended 31 August 2026
Simple Financial Planning Ltd is a private company, limited by shares, registered in Scotland, registration number SC457259. The registered office is Red Tree Business Suites (Suite 1.17), 33 Dalmarnock Road, Glasgow, G40 4LA.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention.
The accounts are presented in £ sterling.
Turnover represents the value of services provided to customers, net of value added tax.
Tangible fixed assets policy
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
20% reducing balance
Computer equipment
33% straight line
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws.
Deferred tax assets and liabilities are not discounted.
Simple Financial Planning Ltd
Notes to the Accounts
for the year ended 31 August 2026
4
Tangible fixed assets
Motor vehicles
Computer equipment
Total
Cost or valuation
At cost
At cost
At 1 September 2025
55,639
26,350
81,989
At 31 August 2026
55,639
27,398
83,037
At 1 September 2025
15,439
16,003
31,442
Charge for the year
6,030
7,084
13,114
At 31 August 2026
21,469
23,087
44,556
At 31 August 2026
34,170
4,311
38,481
At 31 August 2025
40,200
10,347
50,547
Amounts falling due within one year
Accrued income and prepayments
300,964
38,383
Other debtors
13,387
11,522
6
Creditors: amounts falling due within one year
2026
2025
Bank loans and overdrafts
-
28,181
Obligations under finance leases and hire purchase contracts
8,174
8,174
Taxes and social security
53,498
42,002
Other creditors
6,108
4,542
Loans from directors
1,389
68
7
Creditors: amounts falling due after more than one year
2026
2025
Obligations under finance leases and hire purchase contracts
24,850
33,024
8
Average number of employees
During the year the average number of employees was 47 (2025: 33).