LAWTON & TAYLOR FINANCIAL SERVICES LIMITED


Directors	LAWTON, Steven
	TAYLOR, Duncan Edward


Company Secretary	LAWTON, Steven


Registered Address	118 Normoss Road
	Blackpool
	Lancashire
	FY3 8QP


Registered Number	04916952 (England and Wales)

Balance Sheet as at
30 September 2026

	Notes	2026		2025
		£	£	£	£
Fixed assets
Tangible assets	4		735		980
			735		980
Current assets
Stocks	5	5,179		9,445
Cash at bank and on hand		335,346		273,578
		340,525		283,023
Creditors amounts falling due within one year	6	(42,653)		(50,216)
Net current assets (liabilities)			297,872		232,807
Total assets less current liabilities			298,607		233,787
Net assets			298,607		233,787
Capital and reserves
Called up share capital			300		300
Profit and loss account			298,307		233,487
Shareholders' funds			298,607		233,787

The company was entitled to exemption from audit for this reporting period under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The Directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have chosen to not file a copy of the company’s profit and loss account under section 444 (5A) Companies Act 2006.

The financial statements were approved and authorised for issue by the Board of Directors on 19 October 2026, and are signed on its behalf by:

LAWTON, Steven
Director
Registered Company No. 04916952

LAWTON & TAYLOR FINANCIAL SERVICES LIMITED

Notes to the Financial Statements
for the year ended 30 September 2026

1.	Accounting policies

	Statutory information
	The company is a private company limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

	Statement of compliance
	The financial statements have been prepared in compliance with FRS 102 Section 1A as it applies to the financial statements for the period and there were no material departures from the reporting standard.

	Revenue from sale of goods
	Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have transferred to the buyer. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.

Revenue from sale of goods

Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have transferred to the buyer. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.

	Employee benefits
	Contributions to defined contribution plans are expensed in the period to which they relate.

	Foreign currency translation
	Transactions in foreign currencies are initially recognised at the rate of exchange ruling at the date of the transaction. At the end of each reporting period foreign currency monetary items are translated at the closing rate of exchange. Non-monetary items that are measured at historical cost are translated at the rate ruling at the date of the transaction. All differences are charged to profit or loss.

Foreign currency translation

Transactions in foreign currencies are initially recognised at the rate of exchange ruling at the date of the transaction. At the end of each reporting period foreign currency monetary items are translated at the closing rate of exchange. Non-monetary items that are measured at historical cost are translated at the rate ruling at the date of the transaction. All differences are charged to profit or loss.

	Intangible assets
	Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows: Asset class Amortisation method and rate Goodwill Written off over 10 years

	Tangible fixed assets and depreciation
	Tangible fixed assets are stated at cost or valuation less depreciation. Depreciation is provided on all tangible fixed assets as follows:

	Stocks and work in progress
	Stocks are valued at the lower of cost and estimated selling price (less any associated costs to enable such sales to complete).

2.	Average number of employees


		2026		2025
	Average number of employees during the year	7		7

3.	Intangible assets

	Goodwill	Total
	£	£
Cost or valuation
At 01 October 25	95,000	95,000
At 30 September 26	95,000	95,000
Amortisation and impairment
At 01 October 25	95,000	95,000
At 30 September 26	95,000	95,000
Net book value
At 30 September 26	-	-
At 30 September 25	-	-

4.	Tangible fixed assets

	Fixtures & fittings	Total
	£	£
Cost or valuation
At 01 October 25	9,195	9,195
At 30 September 26	9,195	9,195
Depreciation and impairment
At 01 October 25	8,215	8,215
Charge for year	245	245
At 30 September 26	8,460	8,460
Net book value
At 30 September 26	735	735
At 30 September 25	980	980

5.	Stocks

	2026	2025
	£	£
Work in progress	5,179	9,445
Total	5,179	9,445

6.	Creditors: amounts due within one year

	2026	2025
	£	£
Trade creditors / trade payables	2,960	2,960
Taxation and social security	32,851	40,941
Other creditors	1,063	913
Accrued liabilities and deferred income	5,779	5,402
Total	42,653	50,216


	Short term creditors are measured at transaction price (which is usually the invoice price). Loans and other financial liabilities are initially recognised at transaction price net of any transaction costs and subsequently measured at amortised cost determined using the effective interest method.