REGISTERED NUMBER: 06848531 (England and Wales)

Unaudited Financial Statements

for the Year Ended 31 March 2026

for

ADLER FINANCIAL PLANNING LIMITED

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

Directors:

B Viner

ST Burkin

E Sullivan

Registered office:

Prudent House

50 Yardley Road

Acocks Green

Birmingham

West Midlands

B27 6LG

Registered number:

06848531 (England and Wales)

Accountants:

Cooper Parry Advisory Limited

Cubo Birmingham

Office 401, 4th Floor

Two Chamberlain Square

Birmingham

B3 3AX

Fixed assets

Tangible assets

4

52,008

56,488

Current assets

Debtors

5

26,754

15,234

Cash at bank

347,176

318,999

373,930

334,233

Creditors

Amounts falling due within one year

6

(164,750

)

(136,237

)

Net current assets

209,180

197,996

Total assets less current liabilities

261,188

254,484

Provisions for liabilities

7

(11,132

)

(14,122

)

Net assets

250,056

240,362

Capital and reserves

Called up share capital

8

106

106

Retained earnings

249,950

240,256

Shareholders' funds

250,056

240,362

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 28 September 2026 and were signed on its behalf by:

ST Burkin - Director

1.	Statutory information

Adler Financial Planning Limited is a private company, limited by shares, registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	Accounting policies

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

The turnover shown in the profit and loss account represents commission earned and fees charged on insurance policies taken out during the year.

Fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

3.33% on cost

Motor vehicles

-

25% on reducing balance

Computer equipment

-

3.33% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Financial instruments

Financial instruments are classified and accounted for, according to the substance of the contractual arrangement, as either financial assets, financial liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities.

Debtors and creditors receivable / payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in the profit and loss account in other administrative expenses.

3.	Employees and directors

The average number of employees during the year was 9 (2025 - 10 ) .

4.	Tangible fixed assets

Fixtures

and

Motor

Computer

fittings

vehicles

equipment

Totals

£

£

£

£

Cost

At 1 April 2025

83,788

121,240

-

205,028

Additions

745

-

11,712

12,457

At 31 March 2026

84,533

121,240

11,712

217,485

Depreciation

At 1 April 2025

75,811

72,729

-

148,540

Charge for year

2,468

12,127

2,342

16,937

At 31 March 2026

78,279

84,856

2,342

165,477

Net book value

At 31 March 2026

6,254

36,384

9,370

52,008

At 31 March 2025

7,977

48,511

-

56,488

5.

Debtors: amounts falling due within one year

2026

2025

£

£

Prepayments and accrued income

26,754

15,234

6.

Creditors: amounts falling due within one year

2026

2025

£

£

Trade creditors

5,028

-

Corporation tax

94,737

80,802

Other creditors

2,901

2,188

Directors' loan accounts

41,624

31,976

Accruals and deferred income

20,460

21,271

164,750

136,237

7.	Provisions for liabilities

2026

2025

£

£

Deferred tax

11,132

14,122

Deferred tax

£

Balance at 1 April 2025

14,122

Provided during year

(2,990

)

Balance at 31 March 2026

11,132

8.	Called up share capital

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

5,035

Ordinary A Shares

£0.01

50

50

5,035

Ordinary B Shares

£0.01

50

50

530

Ordinary C Shares

£0.01

6

6

106

106

9.	Related party disclosures

The company was under the control of the directors during the year.

Included in creditors is a balance of £16,691 (2025: £18,497) on Mr B J Viner's director's loan account; a balance of £9,000 (2025: £3,796) on Mr S T Burkin's director's loan account; and a balance of £15,933 (2025: £9,683) on Mr E Sullivan's director's loan account.