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Company Registration No. 13370456 (England and Wales)
Chequers Financial Planning Limited Unaudited accounts for the year ended 31 May 2026
Chequers Financial Planning Limited Unaudited accounts Contents
Page
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Chequers Financial Planning Limited Company Information for the year ended 31 May 2026
Directors
Laura Spanton Daniel Spanton
Company Number
13370456 (England and Wales)
Registered Office
14 Chequers Meadow Hainford Norwich NR10 3FU England
Accountants
JHW Azoth Ltd 13 The Close Norwich Norfolk NR1 4DS
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Chequers Financial Planning Limited Statement of financial position as at 31 May 2026
2026 
2025 
Notes
£ 
£ 
Fixed assets
Intangible assets
180,721 
205,252 
Tangible assets
74,393 
97,412 
255,114 
302,664 
Current assets
Debtors
5,985 
7,432 
Cash at bank and in hand
35,097 
64,628 
41,082 
72,060 
Creditors: amounts falling due within one year
(164,527)
(37,605)
Net current (liabilities)/assets
(123,445)
34,455 
Total assets less current liabilities
131,669 
337,119 
Creditors: amounts falling due after more than one year
(54,616)
(283,391)
Net assets
77,053 
53,728 
Capital and reserves
Called up share capital
100 
100 
Profit and loss account
76,953 
53,628 
Shareholders' funds
77,053 
53,728 
For the year ending 31 May 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 14 October 2026 and were signed on its behalf by
Daniel Spanton Director Company Registration No. 13370456
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Chequers Financial Planning Limited Notes to the Accounts for the year ended 31 May 2026
1
Statutory information
Chequers Financial Planning Limited is a private company, limited by shares, registered in England and Wales, registration number 13370456. The registered office is 14 Chequers Meadow, Hainford, Norwich, NR10 3FU, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
25% RB
Fixtures & fittings
10% RB
Computer equipment
20% RB
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation.
Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover from the sale of goods is recognised when goods have been delivered to customers such that risks and rewards of ownership have transferred to them. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.
Leased assets
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged against profit on a straight line basis over the lease term. Assets held under finance leases and hire purchase contracts are capitalised and depreciated over their useful lives. The corresponding lease or hire purchase obligation is treated in the balance sheet as a liability. The interest element of rental obligations is charged to the profit and loss account over the period of the lease at a constant proportion of the outstanding balance of capital repayments.
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Chequers Financial Planning Limited Notes to the Accounts for the year ended 31 May 2026
4
Intangible fixed assets
Goodwill 
£ 
Cost
At 1 June 2025
250,308 
At 31 May 2026
250,308 
Amortisation
At 1 June 2025
45,056 
Charge for the year
24,531 
At 31 May 2026
69,587 
Net book value
At 31 May 2026
180,721 
At 31 May 2025
205,252 
5
Tangible fixed assets
Motor vehicles 
Fixtures & fittings 
Computer equipment 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 June 2025
119,492 
7,881 
15,439 
142,812 
At 31 May 2026
119,492 
7,881 
15,439 
142,812 
Depreciation
At 1 June 2025
37,576 
1,142 
6,682 
45,400 
Charge for the year
20,479 
789 
1,751 
23,019 
At 31 May 2026
58,055 
1,931 
8,433 
68,419 
Net book value
At 31 May 2026
61,437 
5,950 
7,006 
74,393 
At 31 May 2025
81,916 
6,739 
8,757 
97,412 
6
Debtors
2026 
2025 
£ 
£ 
Amounts falling due within one year
Trade debtors
5,985 
7,432 
7
Creditors: amounts falling due within one year
2026 
2025 
£ 
£ 
Bank loans and overdrafts
- 
13,042 
Obligations under finance leases and hire purchase contracts
14,571 
11,476 
Taxes and social security
21,069 
11,632 
Loans from directors
128,887 
1,455 
164,527 
37,605 
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Chequers Financial Planning Limited Notes to the Accounts for the year ended 31 May 2026
8
Creditors: amounts falling due after more than one year
2026 
2025 
£ 
£ 
Bank loans
- 
214,204 
Obligations under finance leases and hire purchase contracts
54,616 
69,187 
54,616 
283,391 
9
Average number of employees
During the year the average number of employees was 2 (2025: 2).
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