Company Registration No. 14063851 (England and Wales)
Warwickshire Mortgages Ltd
Unaudited accounts
for the year ended 31 March 2026
Warwickshire Mortgages Ltd
Statement of financial position
as at 31 March 2026
Cash at bank and in hand
30,154
59,957
Creditors: amounts falling due within one year
(10,844)
(16,380)
Net current assets
22,762
43,577
Total assets less current liabilities
24,202
43,948
Provisions for liabilities
Called up share capital
1
1
Profit and loss account
23,927
43,947
Shareholders' funds
23,928
43,948
For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 20 October 2026 and were signed on its behalf by
Krystle Ward
Director
Company Registration No. 14063851
Warwickshire Mortgages Ltd
Notes to the Accounts
for the year ended 31 March 2026
Warwickshire Mortgages Ltd is a private company, limited by shares, registered in England and Wales, registration number 14063851. The registered office is 41a Smith Street, Warwick, Warwickshire, CV34 4JA, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% Reducing Balance
Computer equipment
3 Years Straight Line
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover from the sale of goods is recognised when goods have been delivered to customers such that risks and rewards of ownership have transferred to them. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws.
Deferred tax assets and liabilities are not discounted.
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
Warwickshire Mortgages Ltd
Notes to the Accounts
for the year ended 31 March 2026
4
Tangible fixed assets
Fixtures & fittings
Computer equipment
Total
Cost or valuation
At cost
At cost
At 31 March 2026
755
1,499
2,254
Charge for the year
126
352
478
At 31 March 2026
126
688
814
At 31 March 2026
629
811
1,440
At 31 March 2025
-
371
371
Amounts falling due within one year
Accrued income and prepayments
290
-
6
Creditors: amounts falling due within one year
2026
2025
Taxes and social security
3,624
10,658
Loans from directors
5,559
5,499
7
Deferred taxation
2026
2025
Accelerated capital allowances
274
-
Charged to the profit and loss account
274
-
Provision at end of year
274
-
Warwickshire Mortgages Ltd
Notes to the Accounts
for the year ended 31 March 2026
Allotted, called up and fully paid:
100 Ordinary shares of £0.01 each
1
1
9
Average number of employees
During the year the average number of employees was 2 (2025: 2).